Residential delivery area · Michigan

ZIP Code 48629: Houghton Lake, MI

ZIP code 48629 uses the postal name Houghton Lake, Michigan and lies entirely in Roscommon County (Census 2020 ZIP-county file). About 8,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $56,520 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Houghton Lake (a census-designated place); 89% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
486sectional center: Metroplex, MI (SCF 480)
29delivery area within it
Town
Houghton Lake · its only residential ZIP
Census places
Houghton Lake census-designated place
House district
MI-1 119th Congress
Time zone
Eastern
Land area
77.5 sq mi · 103 people per sq mi

Where is ZIP code 48629?

48629 centers on 44.312°, -84.785° and covers 77.5 square miles of land plus 3.6 of water. It borders 5 ZIP codes: 48630, 49667, 48651, 49632, 48653.

48630 · Houghton Lake Heights48651 · Prudenville48653 · Roscommon49632 · Falmouth49667 · Merritt48629 · Houghton Lake (this ZIP)486294865349632486514966748630 · Houghton Lake Heights48651 · Prudenville48653 · Roscommon49632 · Falmouth49667 · Merritt48629 · Houghton Lake (this ZIP)486294865349632486514966748630 · Houghton Lake Heights48651 · Prudenville48653 · Roscommon49632 · Falmouth49667 · Merritt48629 · Houghton Lake (this ZIP)4862948653496324865149667
Shaded by median household income, in national fifths (ACS 2020-2024); 48629 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 48629, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 48629 compare with the rest of Roscommon County?

Rank of 48629 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure48629In Roscommon CountyIn MI
People (ACS 2020-2024)7,9983rd of 7377th of 992
Median household income$57k2nd of 5635th of 774
Median home value$156k4th of 5619th of 779

Its median household income is higher than in 23% of U.S. residential ZIP codes, and it is denser than 54% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 48629?

The 2020 Census counted 7,420 people in 48629; the ACS, which samples households over 2020-2024, estimates 7,998. Between the 2010 and 2020 censuses its population fell 5.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
7,998
2020 Census count
7,420−5.5% since 2010 (7,854)
Households
3,882
Median age
58.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 48629?

Of the 7,998 people the ACS estimates in 48629, 13.4% are under 18 and 36.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.7%).

  • Under 1813.4%
  • 18 to 6449.9%
  • 65 and older36.7%
Age of the people of 48629 (ACS 2020-2024, B01001)
  • White, not Hispanic94.7%
  • Other or two or more3.4%
  • Hispanic or Latino1.5%
  • Black, not Hispanic0.4%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 48629 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 48629 earn?

Median household income is $56,520 (ACS 2020-2024), the 2nd highest of the 5 ranked ZIP codes in Roscommon County. It is not measurably different from 2015-2019 ($52,856 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$56,520±$6,099
Income per person
$36,531
Below the poverty line
12.6%
Unemployed (of the labor force)
3.0%
Adults 25+ with a bachelor's degree
17.6%
Adjusted gross income per tax return, 2022
$58,7393,630 returns; wages 49% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 48629?

FHFA's house price index for 48629, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 81% from 2020 to 2025, and moved +14.0% in 2025.

Median home value (owners' estimate)
$156,000
Median gross rent
$828
Homes owned by their occupants
84.4%
Housing units
7,328
010020030040019912000201020202025010020030040019912000201020202025010020030040019912000201020202025
Index = 100 in 1991, the first year FHFA reports for 48629; 2025: 422.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 48629?

223 business establishments had a location in this ZIP code in 2023, 9 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade52
  • Accommodation and food services33
  • Other services (except public administration)31
  • Construction29
  • Health care and social assistance17
  • Finance and insurance14

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 48629?

ZIP codes that share a boundary with 48629, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
48630Houghton Lake Heights61$62k1.1 mi
49667Merritt631$46k7.6 mi
48651Prudenville4,364$44k9.3 mi
49632Falmouth1,067$47k10.4 mi
48653Roscommon9,721$66k15.1 mi
48627Higgins Lake65–10.5 mi (near)
48656Saint Helen3,846$48k16.2 mi (near)
49651Lake City7,628$66k17.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.