Prudenville, MI · standard
ZIP Code 48651
Roscommon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,690
- 27/sq mi
- $43,712
- Median income
- $164,800
- Median home value
- 18.7%
- Bachelor's or higher
National ZIP placement
Prudenville pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 32nd pct
- home value, US ZIPs
- 27
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48651 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48651 (Prudenville, MI) rose +7.5% from 2023 to 2024. The all-transactions index moved from 208.9 in 2023 to 224.4 in 2024 (2000 = 100).
ZIP code 48651 covers 172.4 square miles in Prudenville, Roscommon County, Michigan (a standard USPS delivery area), with a modest 4,690 residents on file, a density of 27 people per square mile, in the Detroit time zone.
ZIP 48651 reports a modest median household income of $43,712 (40% below the average Michigan ZIP), while per-capita income is $32,714. The poverty rate is 22.0%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $164,800 (25% below the average Michigan ZIP), and median rent is $822; owner occupancy is 75.8%.
Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 24 minutes. No nearby ZIP peer set is available for this delivery area, so the Michigan and national benchmarks above are the appropriate context for 48651.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48651
Top 5 sectors by establishment count in Prudenville, MI
Which industries have the most business establishments in ZIP 48651.
- Retail trade
Retail trade
22 establishments
- Construction
Construction
19 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48651, Prudenville, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,690
Population
172.4
Area (sq mi)
27
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48651?
45.9
Median Age
48.6%
Male
51.4%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,712
Median Household Income
-40% vs state ZIP avg
$32,714
Per Capita Income
22.0%
Poverty Rate
5.4%
Unemployment Rate
24.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,844housing units
3,844
Total Housing Units
2,071
Occupied Units
1,773
Vacant Units
2.10
Avg Household Size
Occupancy Type
$164,800
Median Home Value
-25% vs state ZIP avg
$822
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.5%
YoY Change (2024)
224
HPI Index (2000 = 100)
+124%
Total Change Since 2000
Home values in ZIP 48651 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 136 |
| 2021 | +19.1% | 162 |
| 2022 | +21.0% | 195 |
| 2023 | +6.8% | 209 |
| 2024 | +7.5% | 224 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 104 business establishments in ZIP 48651, employing approximately 567 people with a combined annual payroll of $20,426,000.
104
Businesses
567
Employees
$20.4M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 22 | 21.1% |
| Construction | 19 | 18.3% |
| Accommodation and food services | 14 | 13.5% |
| Other services (except public administration) | 11 | 10.6% |
| Health care and social assistance | 9 | 8.7% |
| Real estate and rental and leasing | 8 | 7.7% |
| Finance and insurance | 7 | 6.7% |
| Professional, scientific, and technical services | 5 | 4.8% |
| Administrative and support and waste management and remediation services | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48651, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,690 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.