Mc Bain, MI · standard
ZIP Code 49657
Missaukee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,683
- 15/sq mi
- $76,250
- Median income
- $196,400
- Median home value
- 17.3%
- Bachelor's or higher
The verdict
Mc Bain pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 42th pct
- home value, US ZIPs
- 15
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49657 against every reporting US ZIP.
ZIP code 49657 is classified by USPS as a standard delivery area and covers roughly 250.5 square miles in Mc Bain, Missaukee County, Michigan. The area is home to 3,683 residents, producing a population density of 15 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49657 against Michigan and the nation.
On the economic side, the median household income for ZIP 49657 sits at $76,250 (4% above the Michigan average), while per-capita income is $31,849. The poverty rate stands at 7.5% and the unemployment rate at 3.4%. On housing, the median home value is $196,400 (11% below the state average) with median rent at $751 per month, and 82.5% of occupied units are owner-occupied, a direct signal of whether 49657 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.3% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 20 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Missaukee County, so you can benchmark 49657 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49657
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49657.
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Manufacturing
Manufacturing
11 establishments
- Retail trade
Retail trade
11 establishments
- Transportation and warehousing
Transportation and warehousing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49657, Mc Bain, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,683
Population
250.5
Area (sq mi)
15
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49657?
37.0
Median Age
49.3%
Male
50.7%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,250
Median Household Income
+4% vs state
$31,849
Per Capita Income
7.5%
Poverty Rate
3.4%
Unemployment Rate
20.0 min
Mean Commute Time
How ZIP 49657 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$76,250 Top 43% higher than 57% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,613
Total Housing Units
1,402
Occupied Units
211
Vacant Units
2.67
Avg Household Size
Occupancy Type
$196,400
Median Home Value
-11% vs state
$751
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.3%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 49657 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 148 |
| 2021 | +8.6% | 160 |
| 2022 | +25.6% | 201 |
| 2023 | +8.2% | 218 |
| 2024 | +13.3% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 96 business establishments in ZIP 49657, employing approximately 938 people with a combined annual payroll of $48,049,000.
96
Businesses
938
Employees
$48.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 13.5% |
| Other services (except public administration) | 12 | 12.5% |
| Manufacturing | 11 | 11.5% |
| Retail trade | 11 | 11.5% |
| Transportation and warehousing | 11 | 11.5% |
| Health care and social assistance | 8 | 8.3% |
| Wholesale trade | 6 | 6.3% |
| Accommodation and food services | 5 | 5.2% |
| Professional, scientific, and technical services | 4 | 4.2% |
| Administrative and support and waste management and remediation services | 4 | 4.2% |
| Finance and insurance | 3 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49657 vs 49665 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49665 | Marion, MI | 4,413 | 8.4 mi |
More ZIP Codes in Missaukee County
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Frequently Asked Questions
What county is ZIP code 49657 in? ▼
What is the population of ZIP code 49657? ▼
What is the median household income in ZIP 49657? ▼
What is the average home value in ZIP 49657? ▼
What is the demographic makeup of ZIP 49657? ▼
How many businesses are in ZIP code 49657? ▼
What are the main industries in ZIP code 49657? ▼
How have home values changed in ZIP code 49657? ▼
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What percentage of residents own vs. rent in ZIP 49657? ▼
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ZIP Code Research Guides
Official Data Resources for Mc Bain, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.