Mc Bain, MI · standard
ZIP Code 49657
Missaukee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,683
- 15/sq mi
- $76,250
- Median income
- $196,400
- Median home value
- 17.3%
- Bachelor's or higher
National ZIP placement
Mc Bain pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 42nd pct
- home value, US ZIPs
- 15
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49657 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49657 (Mc Bain, MI) rose +13.3% from 2023 to 2024. The all-transactions index moved from 217.8 in 2023 to 246.7 in 2024 (2000 = 100).
ZIP code 49657 covers 250.5 square miles in Mc Bain, Missaukee County, Michigan (a standard USPS delivery area), with a modest 3,683 residents on file, a density of 15 people per square mile, in the Detroit time zone.
ZIP 49657 lands in the middle-income range, with a median household income of $76,250 (4% above the average Michigan ZIP), while per-capita income is $31,849. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.5% and unemployment is 3.4%. Median home value is $196,400 (11% below the average Michigan ZIP) and median rent is $751; 82.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.3% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 20 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 3 more in Missaukee County, so 49657 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49657
Top 5 sectors by establishment count in Mc Bain, MI
Which industries have the most business establishments in ZIP 49657.
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Manufacturing
Manufacturing
11 establishments
- Retail trade
Retail trade
11 establishments
- Transportation and warehousing
Transportation and warehousing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49657, Mc Bain, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,683
Population
250.5
Area (sq mi)
15
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49657?
37.0
Median Age
49.3%
Male
50.7%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,250
Median Household Income
+4% vs state ZIP avg
$31,849
Per Capita Income
7.5%
Poverty Rate
3.4%
Unemployment Rate
20.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,613housing units
1,613
Total Housing Units
1,402
Occupied Units
211
Vacant Units
2.67
Avg Household Size
Occupancy Type
$196,400
Median Home Value
-11% vs state ZIP avg
$751
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.3%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 49657 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 148 |
| 2021 | +8.6% | 160 |
| 2022 | +25.6% | 201 |
| 2023 | +8.2% | 218 |
| 2024 | +13.3% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 96 business establishments in ZIP 49657, employing approximately 938 people with a combined annual payroll of $48,049,000.
96
Businesses
938
Employees
$48.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 13.5% |
| Other services (except public administration) | 12 | 12.5% |
| Manufacturing | 11 | 11.5% |
| Retail trade | 11 | 11.5% |
| Transportation and warehousing | 11 | 11.5% |
| Health care and social assistance | 8 | 8.3% |
| Wholesale trade | 6 | 6.3% |
| Accommodation and food services | 5 | 5.2% |
| Professional, scientific, and technical services | 4 | 4.2% |
| Administrative and support and waste management and remediation services | 4 | 4.2% |
| Finance and insurance | 3 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49657 vs 49665 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49665 | Marion, MI | 4,413 | 8.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49657, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,683 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.