Residential delivery area · Michigan
ZIP Code 49657: McBain, MI
ZIP code 49657 uses the postal name McBain, Michigan and lies entirely in Missaukee County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $76,250 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in McBain; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- McBain · its only residential ZIP
- County
- Missaukee County
- Census places
- McBain
- Micro area
- Cadillac, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 92.6 sq mi · 41 people per sq mi
Where is ZIP code 49657?
49657 centers on 44.215°, -85.184° and covers 92.6 square miles of land plus 0.5 of water. It borders 5 ZIP codes: 49665, 49632, 49651, 49688, 49601.
The map draws ZIP code areas only. For the streets inside 49657, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49657 compare with the rest of Missaukee County?
| Measure | 49657 | In Missaukee County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 3,801 | 5th of 8 | 535th of 992 |
| Median household income | $76k | 1st of 7 | 298th of 774 |
| Median home value | $196k | 1st of 7 | 411th of 779 |
Its median household income is higher than in 57% of U.S. residential ZIP codes, and it is denser than 38% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49657?
The 2020 Census counted 3,607 people in 49657; the ACS, which samples households over 2020-2024, estimates 3,801. Between the 2010 and 2020 censuses its population fell 2.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,801
- 2020 Census count
- 3,607−2.1% since 2010 (3,683)
- Households
- 1,402
- Median age
- 37.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49657?
Of the 3,801 people the ACS estimates in 49657, 26.4% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.5%).
- Under 1826.4%
- 18 to 6454.8%
- 65 and older18.8%
- White, not Hispanic92.5%
- Hispanic or Latino4.6%
- Other or two or more2.2%
- Asian, not Hispanic0.4%
- Black, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49657 earn?
Median household income is $76,250 (ACS 2020-2024), the highest of the 7 ranked ZIP codes in Missaukee County. It rose from $63,256 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $76,250
- Income per person
- $31,849
- Below the poverty line
- 7.5%
- Unemployed (of the labor force)
- 3.4%
- Adults 25+ with a bachelor's degree
- 17.3%
- Adjusted gross income per tax return, 2022
- $70,3151,600 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49657?
FHFA's house price index for 49657, built from repeat sales and appraisals of the same homes, rose 109% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved −4.6% in 2025.
- Median home value (owners' estimate)
- $196,400
- Median gross rent
- $751
- Homes owned by their occupants
- 82.5%
- Housing units
- 1,613
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49657?
96 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction13
- Other services (except public administration)12
- Manufacturing11
- Retail trade11
- Transportation and warehousing11
- Health care and social assistance8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49657?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49665 | Marion | 3,983 | $54k | 8.3 mi |
| 49632 | Falmouth | 1,067 | $47k | 10.8 mi |
| 49651 | Lake City | 7,628 | $66k | 13.3 mi |
| 49688 | Tustin | 2,508 | $64k | 14.1 mi |
| 49601 | Cadillac | 22,092 | $64k | 17.7 mi |
| 49667 | Merritt | 631 | $46k | 15.4 mi (near) |
| 49663 | Manton | 6,409 | $56k | 17.7 mi (near) |
| 49655 | Leroy | 3,383 | $66k | 18.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.