Residential delivery area · Michigan

ZIP Code 49655: Leroy, MI

ZIP code 49655 uses the postal name Leroy, Michigan and lies mostly in Osceola County (98% of its land) with the rest in Lake County (Census 2020 ZIP-county file). About 3,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,556 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Le Roy; 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
496sectional center: Traverse City, MI (SCF 496)
55delivery area within it
Town
Leroy · its only residential ZIP
County
Osceola County (98%); Lake County (2%)
Census places
Le Roy
House district
MI-2 119th Congress
Time zone
Eastern
Land area
87.8 sq mi · 39 people per sq mi

Where is ZIP code 49655?

49655 centers on 44.025°, -85.432° and covers 87.8 square miles of land plus 1.6 of water. It borders 4 ZIP codes: 49688, 49677, 49631, 49656.

49631 · Evart49656 · Luther49677 · Reed City49688 · Tustin49655 · Leroy (this ZIP)496554967749631496564968849631 · Evart49656 · Luther49677 · Reed City49688 · Tustin49655 · Leroy (this ZIP)496554967749631496564968849631 · Evart49656 · Luther49677 · Reed City49688 · Tustin49655 · Leroy (this ZIP)4965549677496314965649688
Shaded by median household income, in national fifths (ACS 2020-2024); 49655 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49655, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49655 compare with the rest of Osceola County?

Rank of 49655 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49655In Osceola CountyIn MI
People (ACS 2020-2024)3,3835th of 8564th of 992
Median household income$66k1st of 7474th of 774
Median home value$180k3rd of 8464th of 779

Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 37% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49655?

The 2020 Census counted 3,180 people in 49655; the ACS, which samples households over 2020-2024, estimates 3,383. Between the 2010 and 2020 censuses its population grew 0.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,383±340 (90% margin)
2020 Census count
3,180+0.2% since 2010 (3,173)
Households
1,258
Median age
43.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49655?

Of the 3,383 people the ACS estimates in 49655, 22.9% are under 18 and 20.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.9%).

  • Under 1822.9%
  • 18 to 6456.6%
  • 65 and older20.5%
Age of the people of 49655 (ACS 2020-2024, B01001)
  • White, not Hispanic94.9%
  • Other or two or more4.5%
  • Hispanic or Latino0.3%
  • Black, not Hispanic0.2%
  • Asian, not Hispanic0.1%
Race and Hispanic origin in 49655 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49655 earn?

Median household income is $65,556 (ACS 2020-2024), the highest of the 7 ranked ZIP codes in Osceola County. It is not measurably different from 2015-2019 ($58,844 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$65,556±$7,273
Income per person
$32,489
Below the poverty line
11.9%
Unemployed (of the labor force)
10.0%
Adults 25+ with a bachelor's degree
16.2%
Adjusted gross income per tax return, 2022
$67,5171,510 returns; wages 60% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49655?

FHFA's house price index for 49655, built from repeat sales and appraisals of the same homes, rose 178% from 2015 to 2025 and rose 110% from 2020 to 2025, and moved +12.5% in 2025.

Median home value (owners' estimate)
$180,300
Median gross rent
$917
Homes owned by their occupants
95.7%
Housing units
1,903
0 100 200 300 400 1997201020202025 0 100 200 300 400 1997201020202025 0 100 200 300 400 1997201020202025
Index = 100 in 1997, the first year FHFA reports for 49655; 2025: 377.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 49655?

52 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in manufacturing (ZIP Code Business Patterns).

  • Manufacturing11
  • Construction9
  • Retail trade6
  • Agriculture, forestry, fishing and hunting4
  • Wholesale trade4
  • Professional, scientific, and technical services4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49655?

ZIP codes that share a boundary with 49655, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49688Tustin2,508$64k7.0 mi
49677Reed City7,028$59k10.3 mi
49631Evart5,765$47k11.4 mi
49656Luther1,908$57k13.4 mi
49639Hersey2,634$64k12.3 mi (near)
49623Chase986$60k15.2 mi (near)
49665Marion3,983$54k15.8 mi (near)
49601Cadillac22,092$64k16.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.