Leroy, MI · standard
ZIP Code 49655
Osceola County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,173
- 14/sq mi Moderate-density area
- $65,556
- Median income Near-median income area
- $180,300
- Median home value Near-median home value
- 16.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Leroy pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 14
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49655 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49655 (Leroy, MI) rose +18.7% from 2023 to 2024. The all-transactions index moved from 214.8 in 2023 to 254.9 in 2024 (2000 = 100).
ZIP code 49655 covers 233.3 square miles in Leroy, Osceola County, Michigan (a standard USPS delivery area), with a modest 3,173 residents on file, a density of 14 people per square mile, in the Detroit time zone.
ZIP 49655 reports a modest median household income of $65,556 (11% below the average Michigan ZIP), while per-capita income is $32,489. Unemployment is 10.0%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $180,300 (18% below the average Michigan ZIP), and median rent is $917; owner occupancy is 95.7%.
Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 30 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Osceola County, so 49655 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49655
Top 5 sectors by establishment count in Leroy, MI
Which industries have the most business establishments in ZIP 49655.
- Manufacturing
Manufacturing
11 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
6 establishments
- Agriculture, forestry, fishing and hunting 4
Agriculture, forestry, fishing and hunting
4 establishments
- Wholesale trade 4
Wholesale trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49655, Leroy, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,173
Population
233.3
Area (sq mi)
14
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49655?
43.8
Median Age
52.1%
Male
47.9%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,556
Median Household Income
-11% vs state ZIP avg
$32,489
Per Capita Income
11.9%
Poverty Rate
10.0%
Unemployment Rate
29.8 min
Mean Commute Time
How ZIP 49655 ranks among Michigan ZIPs
Leroy, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,556 43rd percentile higher than 43% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,903housing units
1,903
Total Housing Units
1,258
Occupied Units
645
Vacant Units
2.68
Avg Household Size
Occupancy Type
$180,300
Median Home Value
-18% vs state ZIP avg
$917
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.7%
YoY Change (2024)
255
HPI Index (2000 = 100)
+155%
Total Change Since 2000
Home values in ZIP 49655 have increased 18.7% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.4% | 139 |
| 2021 | +15.2% | 161 |
| 2022 | +7.9% | 173 |
| 2023 | +23.9% | 215 |
| 2024 | +18.7% | 255 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 52 business establishments in ZIP 49655, employing approximately 469 people with a combined annual payroll of $20,542,000.
52
Businesses
469
Employees
$20.5M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 11 | 21.1% |
| Construction | 9 | 17.3% |
| Retail trade | 6 | 11.5% |
| Agriculture, forestry, fishing and hunting | 4 | 7.7% |
| Wholesale trade | 4 | 7.7% |
| Professional, scientific, and technical services | 4 | 7.7% |
| Administrative and support and waste management and remediation services | 3 | 5.8% |
| Accommodation and food services | 3 | 5.8% |
| Other services (except public administration) | 3 | 5.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49655 vs 49688 →
ZIP 49655 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49677
Reed City (49677)
6,631 residents
- 49655
Leroy (49655)
3,173 residents
- 49688
Tustin (49688)
2,703 residents
What this shows Among its immediate neighbors, ZIP 49655 ranks #2 by population - useful context the national average alone can't give.
ZIP 49655 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49655
Leroy (49655)
$65,556 median income
- 49688
Tustin (49688)
$63,875 median income
- 49677
Reed City (49677)
$59,112 median income
What this shows By household income, ZIP 49655 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49655, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,173 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Osceola County
Related Areas
Frequently Asked Questions
What county is ZIP code 49655 in?
ZIP code 49655 (Leroy) is located in Osceola County, Michigan. Osceola County contains multiple ZIP codes, see the full list at /counties/osceola-mi.
What is the population of ZIP code 49655?
ZIP code 49655 in Leroy, MI has a population of 3,173 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49655?
The median household income in ZIP 49655 is $65,556, which is 14% below the national average of $76,288.
What is the average home value in ZIP 49655?
The median home value in ZIP 49655 is $180,300, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 49655?
The largest racial group in ZIP 49655 is White at 95.2%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 49655?
ZIP code 49655 has 52 business establishments employing approximately 469 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49655?
The top industries by establishment count in ZIP 49655 are: Manufacturing (11), Construction (9), Retail trade (6). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 49655?
According to the FHFA House Price Index, home values in ZIP 49655 increased by 18.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49655?
In ZIP code 49655, 51.1% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49655?
The mean commute time for workers in ZIP code 49655 is 29.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49655?
In ZIP code 49655, approximately 95.7% of occupied housing units are owner-occupied and 4.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49655?
The poverty rate in ZIP code 49655 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49655's numbers, next.
- See how ZIP 49655 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Leroy, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.