PlainZIP

Reed City, MI · standard

ZIP Code 49677

Osceola County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,631
19/sq mi
$59,112
Median income
$142,000
Median home value
18.0%
Bachelor's or higher

The verdict

Reed City pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
23th pct
home value, US ZIPs
19
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49677 against every reporting US ZIP.

ZIP code 49677 is a mid-sized community (a standard USPS delivery area) in Reed City, Osceola County, Michigan, home to 6,631 residents across 341.8 square miles, a density of 19 people per square mile, in the Detroit time zone.

ZIP 49677 reports a modest median household income of $59,112 (19% below the Michigan average), while per-capita income is $31,200. The poverty rate stands at 14.1% and the unemployment rate at 7.2%. Median home value sits at $142,000 (35% below the state average), median rent at $785 a month, and owner-occupancy at 78.5%.

Educational attainment sits below the national norm: 18.0% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Osceola County, so you can benchmark 49677 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49677

Top 5 sectors by establishment count in Reed City, MI

Which industries have the most business establishments in ZIP 49677.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49677, Reed City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,631

Population

341.8

Area (sq mi)

19

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49677?

42.2

Median Age

47.6%

Male

52.4%

Female

0.7%

Foreign-Born

White 90.0%
African American 1.9%
Asian 0.8%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,112

Median Household Income

-19% vs state

$31,200

Per Capita Income

14.1%

Poverty Rate

7.2%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 49677 ranks nationally

Reed City, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,112 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 18.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,446

Total Housing Units

2,861

Occupied Units

585

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 78.5%
Renter 21.5%

$142,000

Median Home Value

-35% vs state

$785

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.6%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 49677 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.3% 132
2021 +6.5% 141
2022 +25.1% 176
2023 +7.0% 188
2024 +5.6% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 168 business establishments in ZIP 49677, employing approximately 3,177 people with a combined annual payroll of $160,783,000.

168

Businesses

3,177

Employees

$160.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 27 16.1%
Retail trade 24 14.3%
Health care and social assistance 23 13.7%
Construction 17 10.1%
Manufacturing 14 8.3%
Accommodation and food services 14 8.3%
Finance and insurance 11 6.5%
Professional, scientific, and technical services 9 5.4%
Administrative and support and waste management and remediation services 7 4.2%
Real estate and rental and leasing 6 3.6%
Wholesale trade 4 2.4%
Transportation and warehousing 4 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49677 vs 49623 →

ZIP 49677 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49677 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49677 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49677 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49623 Chase, MI 1,164 6.8 mi
49338 Paris, MI 1,842 10.0 mi
49639 Hersey, MI 2,557 8.3 mi
49655 Leroy, MI 3,173 10.3 mi

More ZIP Codes in Osceola County

49631 standard
Evart, MI
Pop: 6,357
49665 standard
Marion, MI
Pop: 4,413
49655 standard
Leroy, MI
Pop: 3,173
49688 standard
Tustin, MI
Pop: 2,703
49639 standard
Hersey, MI
Pop: 2,557
49679 standard
Sears, MI
Pop: 1,428

Related Areas

Osceola County Reed City, MI Michigan

Frequently Asked Questions

What county is ZIP code 49677 in? ▼
ZIP code 49677 (Reed City) is located in Osceola County, Michigan. Osceola County contains multiple ZIP codes, see the full list at /counties/osceola-mi.
What is the population of ZIP code 49677? ▼
ZIP code 49677 in Reed City, MI has a population of 6,631 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49677? ▼
The median household income in ZIP 49677 is $59,112, which is 23% below the national average of $76,288.
What is the average home value in ZIP 49677? ▼
The median home value in ZIP 49677 is $142,000, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 49677? ▼
The largest racial group in ZIP 49677 is White at 90.0%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 49677? ▼
ZIP code 49677 has 168 business establishments employing approximately 3,177 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49677? ▼
The top industries by establishment count in ZIP 49677 are: Other services (except public administration) (27), Retail trade (24), Health care and social assistance (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 49677? ▼
According to the FHFA House Price Index, home values in ZIP 49677 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49677? ▼
In ZIP code 49677, 56.0% of residents aged 25+ have a high school diploma or higher, and 18.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49677? ▼
The mean commute time for workers in ZIP code 49677 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49677? ▼
In ZIP code 49677, approximately 78.5% of occupied housing units are owner-occupied and 21.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49677? ▼
The poverty rate in ZIP code 49677 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.