PlainZIP

Chase, MI · standard

ZIP Code 49623

Lake County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,164
8/sq mi
$60,147
Median income
$132,900
Median home value
11.1%
Bachelor's or higher

The verdict

Chase pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
21th pct
home value, US ZIPs
8
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49623 against every reporting US ZIP.

ZIP code 49623 is a sparsely populated ZIP (a standard USPS delivery area) in Chase, Lake County, Michigan, home to just 1,164 residents across 149.2 square miles, a density of 8 people per square mile, in the Detroit time zone.

ZIP 49623 reports a modest median household income of $60,147 (18% below the Michigan average), while per-capita income is $30,007. Local economic indicators show a 21.1% poverty rate alongside 4.0% unemployment. The typical home here is valued at $132,900 (39% below the state average); renters pay a median of $725 monthly, and 89.9% of units are owner-occupied.

Formal educational attainment runs low here: just 11.1% of adults hold a bachelor's degree or higher, the median age is 53.5, and the average commute is 35 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Lake County, so you can benchmark 49623 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49623, Chase, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,164

Population

149.2

Area (sq mi)

8

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49623?

53.5

Median Age

51.2%

Male

48.8%

Female

0.3%

Foreign-Born

White 93.4%
African American 1.2%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,147

Median Household Income

-18% vs state

$30,007

Per Capita Income

21.1%

Poverty Rate

4.0%

Unemployment Rate

34.9 min

Mean Commute Time

How ZIP 49623 ranks nationally

Chase, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,147 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 11.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

742

Total Housing Units

426

Occupied Units

316

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 89.9%
Renter 10.1%

$132,900

Median Home Value

-39% vs state

$725

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 49623, employing approximately 74 people with a combined annual payroll of $2,196,000.

10

Businesses

74

Employees

$2.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49623 vs 49642 →

ZIP 49623 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49623 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49623 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49623 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49642 Idlewild, MI 842 4.7 mi
49677 Reed City, MI 6,631 6.8 mi
49338 Paris, MI 1,842 10.7 mi

More ZIP Codes in Lake County

49304 standard
Baldwin, MI
Pop: 4,328
49644 standard
Irons, MI
Pop: 2,033
49656 standard
Luther, MI
Pop: 1,534
49642 standard
Idlewild, MI
Pop: 842

Related Areas

Lake County Chase, MI Michigan

Frequently Asked Questions

What county is ZIP code 49623 in? ▼
ZIP code 49623 (Chase) is located in Lake County, Michigan. Lake County contains multiple ZIP codes, see the full list at /counties/lake-mi.
What is the population of ZIP code 49623? ▼
ZIP code 49623 in Chase, MI has a population of 1,164 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49623? ▼
The median household income in ZIP 49623 is $60,147, which is 21% below the national average of $76,288.
What is the average home value in ZIP 49623? ▼
The median home value in ZIP 49623 is $132,900, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 49623? ▼
The largest racial group in ZIP 49623 is White at 93.4%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 49623? ▼
ZIP code 49623 has 10 business establishments employing approximately 74 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49623? ▼
In ZIP code 49623, 63.1% of residents aged 25+ have a high school diploma or higher, and 11.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49623? ▼
The mean commute time for workers in ZIP code 49623 is 34.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49623? ▼
In ZIP code 49623, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49623? ▼
The poverty rate in ZIP code 49623 is 21.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.