Luther, MI · standard
ZIP Code 49656
Lake County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,534
- 5/sq mi Low-density area
- $56,656
- Median income Below-median income area
- $135,500
- Median home value Below-median home value
- 11.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Luther pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 5
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49656 against every reporting US ZIP.
ZIP code 49656 covers 326.4 square miles in Luther, Lake County, Michigan (a standard USPS delivery area), with a modest 1,534 residents on file, a density of 5 people per square mile, in the Detroit time zone.
ZIP 49656 reports a modest median household income of $56,656 (23% below the average Michigan ZIP), while per-capita income is $29,013. The poverty rate is 17.3%, with unemployment at 2.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $135,500 (38% below the average Michigan ZIP), and median rent is $1,007; owner occupancy is 79.1%.
Formal educational attainment runs low here: just 11.0% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 36 minutes. No nearby ZIP peer set is available for this delivery area, so the Michigan and national benchmarks above are the appropriate context for 49656.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49656, Luther, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,534
Population
326.4
Area (sq mi)
5
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49656?
50.7
Median Age
53.6%
Male
46.4%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,656
Median Household Income
-23% vs state ZIP avg
$29,013
Per Capita Income
17.3%
Poverty Rate
2.5%
Unemployment Rate
36.2 min
Mean Commute Time
How ZIP 49656 ranks among Michigan ZIPs
Luther, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,656 23rd percentile higher than 23% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,487housing units
1,487
Total Housing Units
708
Occupied Units
779
Vacant Units
2.69
Avg Household Size
Occupancy Type
$135,500
Median Home Value
-38% vs state ZIP avg
$1,007
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 49656, employing approximately 65 people with a combined annual payroll of $3,293,000.
17
Businesses
65
Employees
$3.3M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 23.5% |
| Construction | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49656, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,534 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 49656 in?
ZIP code 49656 (Luther) is located in Lake County, Michigan. Lake County contains multiple ZIP codes, see the full list at /counties/lake-mi.
What is the population of ZIP code 49656?
ZIP code 49656 in Luther, MI has a population of 1,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49656?
The median household income in ZIP 49656 is $56,656, which is 26% below the national average of $76,288.
What is the average home value in ZIP 49656?
The median home value in ZIP 49656 is $135,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 49656?
The largest racial group in ZIP 49656 is White at 85.1%. Hispanic or Latino residents make up 21.3% of the population.
How many businesses are in ZIP code 49656?
ZIP code 49656 has 17 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49656?
In ZIP code 49656, 64.7% of residents aged 25+ have a high school diploma or higher, and 11.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49656?
The mean commute time for workers in ZIP code 49656 is 36.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49656?
In ZIP code 49656, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49656?
The poverty rate in ZIP code 49656 is 17.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49656's numbers, next.
- See how ZIP 49656 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Luther, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.