Residential delivery area · Michigan

ZIP Code 49656: Luther, MI

ZIP code 49656 uses the postal name Luther, Michigan and lies entirely in Lake County (Census 2020 ZIP-county file). About 1,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $56,656 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Luther; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
496sectional center: Traverse City, MI (SCF 496)
56delivery area within it
Town
Luther · its only residential ZIP
Census places
Luther
House district
MI-2 119th Congress
Time zone
Eastern
Land area
117.3 sq mi · 16 people per sq mi

Where is ZIP code 49656?

49656 centers on 44.056°, -85.697° and covers 117.3 square miles of land plus 0.5 of water. It borders 7 ZIP codes: 49623, 49644, 49655, 49304, 49677, 49688, 49601.

49304 · Baldwin49601 · Cadillac49623 · Chase49644 · Irons49655 · Leroy49677 · Reed City49688 · Tustin49656 · Luther (this ZIP)496564960149677493044964449688496554962349304 · Baldwin49601 · Cadillac49623 · Chase49644 · Irons49655 · Leroy49677 · Reed City49688 · Tustin49656 · Luther (this ZIP)496564960149677493044964449688496554962349304 · Baldwin49601 · Cadillac49623 · Chase49644 · Irons49655 · Leroy49677 · Reed City49688 · Tustin49656 · Luther (this ZIP)4965649601496774930449644496884965549623
Shaded by median household income, in national fifths (ACS 2020-2024); 49656 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49656, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49656 compare with the rest of Lake County?

Rank of 49656 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49656In Lake CountyIn MI
People (ACS 2020-2024)1,9086th of 11699th of 992
Median household income$57k5th of 9632nd of 774
Median home value$136knot rankednot ranked

49656's median home value is not ranked: its 90% margin of error (±$34,500) is more than a quarter of the figure ($135,500). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 24% of U.S. residential ZIP codes, and it is denser than 23% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49656?

The 2020 Census counted 1,535 people in 49656; the ACS, which samples households over 2020-2024, estimates 1,908. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,908±247 (90% margin)
2020 Census count
1,535
Households
708
Median age
50.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49656?

Of the 1,908 people the ACS estimates in 49656, 16.6% are under 18 and 27.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.5%), then Hispanic or Latino (21.3%).

  • Under 1816.6%
  • 18 to 6456.2%
  • 65 and older27.2%
Age of the people of 49656 (ACS 2020-2024, B01001)
  • White, not Hispanic73.5%
  • Hispanic or Latino21.3%
  • Other or two or more5.2%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 49656 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49656 earn?

Median household income is $56,656 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in Lake County.

Median household income
$56,656
Income per person
$29,013
Below the poverty line
17.3%
Unemployed (of the labor force)
2.5%
Adults 25+ with a bachelor's degree
11.0%
Adjusted gross income per tax return, 2022
$50,472670 returns; wages 63% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49656?

Median home value (owners' estimate)
$135,500
Median gross rent
$1,007
Homes owned by their occupants
79.1%
Housing units
1,487

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).

What businesses are in 49656?

17 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade4
  • Construction3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49656?

ZIP codes that share a boundary with 49656, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49623Chase986$60k10.1 mi
49644Irons1,715$54k11.6 mi
49655Leroy3,383$66k13.4 mi
49304Baldwin5,408$46k13.4 mi
49677Reed City7,028$59k13.6 mi
49688Tustin2,508$64k13.7 mi
49601Cadillac22,092$64k15.1 mi
49642Idlewild985$27k11.3 mi (near)
49689Wellston1,731$64k15.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.