ZIP Code 49656

ZIP code 49656 is classified by USPS as a standard delivery area and covers roughly 326.4 square miles in Luther, Lake County, Michigan. The area is home to 1,534 residents, producing a population density of 5 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49656 against Michigan and the nation.

On the economic side, the median household income for ZIP 49656 sits at $56,656 (23% below the Michigan average), while per-capita income is $29,013. The poverty rate stands at 17.3% and the unemployment rate at 2.5%. On housing, the median home value is $135,500 (38% below the state average) with median rent at $1,007 per month, and 79.1% of occupied units are owner-occupied, a direct signal of whether 49656 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.0% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 36 minutes. Use the benchmarks above to see where 49656 sits relative to Michigan and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →