PlainZIP

Tustin, MI · standard

ZIP Code 49688

Osceola County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,703
11/sq mi
$63,875
Median income
$188,500
Median home value
19.7%
Bachelor's or higher

The verdict

Tustin pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
40th pct
home value, US ZIPs
11
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49688 against every reporting US ZIP.

ZIP code 49688 is classified by USPS as a standard delivery area and covers roughly 250.3 square miles in Tustin, Osceola County, Michigan. The area is home to 2,703 residents, producing a population density of 11 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49688 against Michigan and the nation.

On the economic side, the median household income for ZIP 49688 sits at $63,875 (13% below the Michigan average), while per-capita income is $29,542. The poverty rate stands at 16.6% and the unemployment rate at 2.8%. On housing, the median home value is $188,500 (14% below the state average) with median rent at $1,091 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 49688 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.7% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 26 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Osceola County, so you can benchmark 49688 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49688

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49688.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49688, Tustin, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,703

Population

250.3

Area (sq mi)

11

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49688?

39.0

Median Age

52.5%

Male

47.5%

Female

1.2%

Foreign-Born

White 92.9%
African American 0.2%
Asian 0.5%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,875

Median Household Income

-13% vs state

$29,542

Per Capita Income

16.6%

Poverty Rate

2.8%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 49688 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,875 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 19.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,260

Total Housing Units

920

Occupied Units

340

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 83.9%
Renter 16.1%

$188,500

Median Home Value

-14% vs state

$1,091

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.2%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 49688 have increased 20.2% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 123
2021 +13.6% 139
2022 +22.0% 170
2023 +1.2% 172
2024 +20.2% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 49688, employing approximately 410 people with a combined annual payroll of $20,288,000.

45

Businesses

410

Employees

$20.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 8 17.8%
Retail trade 7 15.6%
Other services (except public administration) 6 13.3%
Manufacturing 3 6.7%
Wholesale trade 3 6.7%
Health care and social assistance 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49688 vs 49655 →

ZIP 49688 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49688 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49688 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49688 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49655 Leroy, MI 3,173 6.5 mi
49601 Cadillac, MI 21,236 9.4 mi

More ZIP Codes in Osceola County

49677 standard
Reed City, MI
Pop: 6,631
49631 standard
Evart, MI
Pop: 6,357
49665 standard
Marion, MI
Pop: 4,413
49655 standard
Leroy, MI
Pop: 3,173
49639 standard
Hersey, MI
Pop: 2,557
49679 standard
Sears, MI
Pop: 1,428

Related Areas

Osceola County Tustin, MI Michigan

Frequently Asked Questions

What county is ZIP code 49688 in? ▼
ZIP code 49688 (Tustin) is located in Osceola County, Michigan. Osceola County contains multiple ZIP codes, see the full list at /counties/osceola-mi.
What is the population of ZIP code 49688? ▼
ZIP code 49688 in Tustin, MI has a population of 2,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49688? ▼
The median household income in ZIP 49688 is $63,875, which is 16% below the national average of $76,288.
What is the average home value in ZIP 49688? ▼
The median home value in ZIP 49688 is $188,500, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 49688? ▼
The largest racial group in ZIP 49688 is White at 92.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 49688? ▼
ZIP code 49688 has 45 business establishments employing approximately 410 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49688? ▼
The top industries by establishment count in ZIP 49688 are: Construction (8), Retail trade (7), Other services (except public administration) (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 49688? ▼
According to the FHFA House Price Index, home values in ZIP 49688 increased by 20.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49688? ▼
In ZIP code 49688, 60.2% of residents aged 25+ have a high school diploma or higher, and 19.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49688? ▼
The mean commute time for workers in ZIP code 49688 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49688? ▼
In ZIP code 49688, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49688? ▼
The poverty rate in ZIP code 49688 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Tustin, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.