Cadillac, MI · standard
ZIP Code 49601
Wexford County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,236
- 40/sq mi Moderate-density area
- $63,498
- Median income Near-median income area
- $174,000
- Median home value Near-median home value
- 24.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cadillac pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 40
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49601 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49601 (Cadillac, MI) rose +9.5% from 2023 to 2024. The all-transactions index moved from 211.0 in 2023 to 231.1 in 2024 (2000 = 100).
ZIP code 49601 is a densely settled ZIP (a standard USPS delivery area) in Cadillac, Wexford County, Michigan, with 21,236 residents across 533.6 square miles, a density of 40 people per square mile, in the Detroit time zone.
ZIP 49601 reports a modest median household income of $63,498 (13% below the average Michigan ZIP), while per-capita income is $34,417. The poverty rate is 13.3%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $174,000 (21% below the average Michigan ZIP), and median rent is $887; owner occupancy is 78.8%.
Educational attainment sits below the national norm: 24.6% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 20 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Wexford County, so 49601 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49601
Top 5 sectors by establishment count in Cadillac, MI
Which industries have the most business establishments in ZIP 49601.
- Retail trade
Retail trade
141 establishments
- Health care and social assistance
Health care and social assistance
90 establishments
- Accommodation and food services
Accommodation and food services
73 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
- Finance and insurance 47
Finance and insurance
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49601, Cadillac, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,236
Population
533.6
Area (sq mi)
40
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49601?
43.4
Median Age
49.3%
Male
50.7%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,498
Median Household Income
-13% vs state ZIP avg
$34,417
Per Capita Income
13.3%
Poverty Rate
6.0%
Unemployment Rate
19.8 min
Mean Commute Time
How ZIP 49601 ranks among Michigan ZIPs
Cadillac, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,498 38th percentile higher than 38% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,752housing units
10,752
Total Housing Units
9,053
Occupied Units
1,699
Vacant Units
2.39
Avg Household Size
Occupancy Type
$174,000
Median Home Value
-21% vs state ZIP avg
$887
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 49601 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 142 |
| 2021 | +14.4% | 162 |
| 2022 | +18.1% | 192 |
| 2023 | +10.0% | 211 |
| 2024 | +9.5% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 722 business establishments in ZIP 49601, employing approximately 12,162 people with a combined annual payroll of $558,354,000.
722
Businesses
12,162
Employees
$558.4M
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 141 | 19.5% |
| Health care and social assistance | 90 | 12.5% |
| Accommodation and food services | 73 | 10.1% |
| Other services (except public administration) | 71 | 9.8% |
| Finance and insurance | 47 | 6.5% |
| Construction | 43 | 6.0% |
| Manufacturing | 43 | 6.0% |
| Professional, scientific, and technical services | 41 | 5.7% |
| Real estate and rental and leasing | 37 | 5.1% |
| Administrative and support and waste management and remediation services | 30 | 4.2% |
| Transportation and warehousing | 26 | 3.6% |
| Wholesale trade | 25 | 3.5% |
| Information | 20 | 2.8% |
| Arts, entertainment, and recreation | 15 | 2.1% |
| Educational services | 9 | 1.3% |
| Agriculture, forestry, fishing and hunting | 3 | 0.4% |
| Utilities | 3 | 0.4% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49601 vs 49618 →
ZIP 49601 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49601
Cadillac (49601)
21,236 residents
- 49688 2,703
Tustin (49688)
2,703 residents
- 49618 761
Boon (49618)
761 residents
What this shows Among its immediate neighbors, ZIP 49601 ranks the most populous - useful context the national average alone can't give.
ZIP 49601 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49688
Tustin (49688)
$63,875 median income
- 49601
Cadillac (49601)
$63,498 median income
- 49618
Boon (49618)
$53,654 median income
What this shows By household income, ZIP 49601 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49601, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,236 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wexford County
Related Areas
Frequently Asked Questions
What county is ZIP code 49601 in?
ZIP code 49601 (Cadillac) is located in Wexford County, Michigan. Wexford County contains multiple ZIP codes, see the full list at /counties/wexford-mi.
What is the population of ZIP code 49601?
ZIP code 49601 in Cadillac, MI has a population of 21,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49601?
The median household income in ZIP 49601 is $63,498, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49601?
The median home value in ZIP 49601 is $174,000, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 49601?
The largest racial group in ZIP 49601 is White at 92.1%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 49601?
ZIP code 49601 has 722 business establishments employing approximately 12,162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49601?
The top industries by establishment count in ZIP 49601 are: Retail trade (141), Health care and social assistance (90), Accommodation and food services (73). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 49601?
According to the FHFA House Price Index, home values in ZIP 49601 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49601?
In ZIP code 49601, 60.0% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49601?
The mean commute time for workers in ZIP code 49601 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49601?
In ZIP code 49601, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49601?
The poverty rate in ZIP code 49601 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49601's numbers, next.
- See how ZIP 49601 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cadillac, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.