PlainZIP

Cadillac, MI · standard

ZIP Code 49601

Wexford County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,236
40/sq mi
$63,498
Median income
$174,000
Median home value
24.6%
Bachelor's or higher

The verdict

Cadillac pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
36th pct
home value, US ZIPs
40
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49601 against every reporting US ZIP.

ZIP code 49601 is classified by USPS as a standard delivery area and covers roughly 533.6 square miles in Cadillac, Wexford County, Michigan. The area is home to 21,236 residents, producing a population density of 40 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49601 against Michigan and the nation.

On the economic side, the median household income for ZIP 49601 sits at $63,498 (13% below the Michigan average), while per-capita income is $34,417. The poverty rate stands at 13.3% and the unemployment rate at 6.0%. On housing, the median home value is $174,000 (21% below the state average) with median rent at $887 per month, and 78.8% of occupied units are owner-occupied, a direct signal of whether 49601 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Wexford County, so you can benchmark 49601 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49601

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49601.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49601, Cadillac, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21,236

Population

533.6

Area (sq mi)

40

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49601?

43.4

Median Age

49.3%

Male

50.7%

Female

2.0%

Foreign-Born

White 92.1%
African American 1.6%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,498

Median Household Income

-13% vs state

$34,417

Per Capita Income

13.3%

Poverty Rate

6.0%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 49601 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,498 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.0%
Bachelor's Degree or Higher 24.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,752

Total Housing Units

9,053

Occupied Units

1,699

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$174,000

Median Home Value

-21% vs state

$887

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 49601 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 142
2021 +14.4% 162
2022 +18.1% 192
2023 +10.0% 211
2024 +9.5% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 722 business establishments in ZIP 49601, employing approximately 12,162 people with a combined annual payroll of $558,354,000.

722

Businesses

12,162

Employees

$558.4M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 141 19.5%
Health care and social assistance 90 12.5%
Accommodation and food services 73 10.1%
Other services (except public administration) 71 9.8%
Finance and insurance 47 6.5%
Construction 43 6.0%
Manufacturing 43 6.0%
Professional, scientific, and technical services 41 5.7%
Real estate and rental and leasing 37 5.1%
Administrative and support and waste management and remediation services 30 4.2%
Transportation and warehousing 26 3.6%
Wholesale trade 25 3.5%
Information 20 2.8%
Arts, entertainment, and recreation 15 2.1%
Educational services 9 1.3%
Agriculture, forestry, fishing and hunting 3 0.4%
Utilities 3 0.4%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49601 vs 49618 →

ZIP 49601 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49601 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49601 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49601 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49618 Boon, MI 761 5.6 mi
49688 Tustin, MI 2,703 9.4 mi

More ZIP Codes in Wexford County

49663 standard
Manton, MI
Pop: 5,874
49668 standard
Mesick, MI
Pop: 3,625
49620 standard
Buckley, MI
Pop: 2,445
49638 standard
Harrietta, MI
Pop: 824
49618 standard
Boon, MI
Pop: 761

Related Areas

Wexford County Cadillac, MI Michigan

Frequently Asked Questions

What county is ZIP code 49601 in? ▼
ZIP code 49601 (Cadillac) is located in Wexford County, Michigan. Wexford County contains multiple ZIP codes, see the full list at /counties/wexford-mi.
What is the population of ZIP code 49601? ▼
ZIP code 49601 in Cadillac, MI has a population of 21,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49601? ▼
The median household income in ZIP 49601 is $63,498, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49601? ▼
The median home value in ZIP 49601 is $174,000, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 49601? ▼
The largest racial group in ZIP 49601 is White at 92.1%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 49601? ▼
ZIP code 49601 has 722 business establishments employing approximately 12,162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49601? ▼
The top industries by establishment count in ZIP 49601 are: Retail trade (141), Health care and social assistance (90), Accommodation and food services (73). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 49601? ▼
According to the FHFA House Price Index, home values in ZIP 49601 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49601? ▼
In ZIP code 49601, 60.0% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49601? ▼
The mean commute time for workers in ZIP code 49601 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49601? ▼
In ZIP code 49601, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49601? ▼
The poverty rate in ZIP code 49601 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cadillac, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.