Residential delivery area · Michigan
ZIP Code 49696: Traverse City, MI
ZIP code 49696 uses the postal name Traverse City, Michigan and lies entirely in Grand Traverse County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Traverse City's 4 residential ZIP codes. Median household income is $94,803 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- Town
- Traverse City · 4 residential ZIPs
- County
- Grand Traverse County
- Metro area
- Traverse City, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 68.7 sq mi · 152 people per sq mi
Where is ZIP code 49696?
49696 centers on 44.674°, -85.487° and covers 68.7 square miles of land plus 3.0 of water. It borders 7 ZIP codes: 49649, 49690, 49685, 49680, 49686, 49633, 49646.
The map draws ZIP code areas only. For the streets inside 49696, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from GeoNames postal codes (CC BY 4.0).
How does 49696 compare with the rest of Traverse City?
| Measure | 49696 | In Traverse City | In Grand Traverse County | In MI |
|---|---|---|---|---|
| People (ACS 2020-2024) | 10,477 | 4th of 4 | 4th of 11 | 318th of 992 |
| Median household income | $95k | 1st of 4 | 2nd of 11 | 121st of 774 |
| Median home value | $306k | 4th of 4 | 5th of 11 | 147th of 779 |
Its median household income is higher than in 77% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49696?
The 2020 Census counted 9,528 people in 49696; the ACS, which samples households over 2020-2024, estimates 10,477.
- People, ACS 2020-2024
- 10,477
- 2020 Census count
- 9,528
- Households
- 4,156
- Median age
- 43.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49696?
Of the 10,477 people the ACS estimates in 49696, 21.1% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.0%).
- Under 1821.1%
- 18 to 6460.1%
- 65 and older18.8%
- White, not Hispanic93.0%
- Other or two or more3.7%
- Black, not Hispanic1.6%
- Hispanic or Latino0.9%
- Asian, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49696 earn?
Median household income is $94,803 (ACS 2020-2024), the 2nd highest of the 11 ranked ZIP codes in Grand Traverse County.
- Median household income
- $94,803±$10,301
- Income per person
- $41,663
- Below the poverty line
- 4.6%
- Unemployed (of the labor force)
- 5.4%
- Adults 25+ with a bachelor's degree
- 41.8%
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49696?
FHFA's house price index for 49696, built from repeat sales and appraisals of the same homes, rose 140% from 2015 to 2025 and rose 80% from 2020 to 2025, and moved +11.0% in 2025.
- Median home value (owners' estimate)
- $306,100
- Median gross rent
- $1,418
- Homes owned by their occupants
- 92.3%
- Housing units
- 5,173
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49696?
166 business establishments had a location in this ZIP code in 2023, 28 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction36
- Professional, scientific, and technical services19
- Administrative and support and waste management and remediation services16
- Retail trade15
- Manufacturing14
- Wholesale trade13
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49696?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49649 | Kingsley | 7,239 | $75k | 7.9 mi |
| 49690 | Williamsburg | 6,657 | $109k | 8.8 mi |
| 49685 | Traverse City | 21,308 | $85k | 10.6 mi |
| 49680 | South Boardman | 2,206 | $77k | 12.2 mi |
| 49686 | Traverse City | 25,492 | $72k | 12.4 mi |
| 49633 | Fife Lake | 3,410 | $74k | 16.8 mi |
| 49646 | Kalkaska | 8,852 | $65k | 22.4 mi |
| 49637 | Grawn | 3,646 | $75k | 11.3 mi (near) |
| 49684 | Traverse City | 21,585 | $81k | 11.5 mi (near) |
| 49620 | Buckley | 3,070 | $75k | 14.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.