PlainZIP

Ponce, PR · standard

ZIP Code 00728

Ponce County, Puerto Rico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

44,908
1,108/sq mi
$23,031
Median income
$111,000
Median home value
27.2%
Bachelor's or higher

The verdict

Ponce pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

1th pct
household income, US ZIPs
13th pct
home value, US ZIPs
1,108
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 00728 against every reporting US ZIP.

ZIP code 00728 is a densely settled ZIP (a standard USPS delivery area) in Ponce, Ponce County, Puerto Rico, with 44,908 residents across 40.5 square miles, a density of 1,108 people per square mile, in the Puerto Rico time zone.

ZIP 00728 sits on the lower end of the income spectrum: median household income is $23,031 (12% below the Puerto Rico average), while per-capita income is $13,920. 49.4% of residents live below the poverty line, and the unemployment rate reads 8.2%. Median home value sits at $111,000 (20% below the state average), median rent at $568 a month, and owner-occupancy at 75.6%.

Educational attainment sits below the national norm: 27.2% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 24 minutes. To put 00728 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ponce County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 00728, Ponce, PR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

44,908

Population

40.5

Area (sq mi)

1,108

People / sq mi

Puerto Rico

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 00728?

40.8

Median Age

51.2%

Male

48.8%

Female

0.7%

Foreign-Born

White 35.5%
African American 5.8%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 41.6%
Hispanic or Latino 99.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$23,031

Median Household Income

-12% vs state

$13,920

Per Capita Income

49.4%

Poverty Rate

8.2%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 00728 ranks nationally

Ponce, PR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$23,031 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 27.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,569

Total Housing Units

13,940

Occupied Units

2,629

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 75.6%
Renter 24.4%

$111,000

Median Home Value

-20% vs state

$568

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 00728 vs 00717 →

ZIP 00728 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 00728 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 00728 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 00728 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
00717 Ponce, PR 18,457 3.2 mi
00716 Ponce, PR 33,779 4.0 mi
00730 Ponce, PR 35,742 3.4 mi
00715 Mercedita, PR 3,656 6.7 mi
00624 Penuelas, PR 26,241 5.5 mi
00731 Ponce, PR 15,524 6.6 mi
00656 Guayanilla, PR 21,481 9.2 mi
00780 Coto Laurel, PR 13,800 9.0 mi

More ZIP Codes in Ponce County

00730 standard
Ponce, PR
Pop: 35,742
00716 standard
Ponce, PR
Pop: 33,779
00717 standard
Ponce, PR
Pop: 18,457
00731 standard
Ponce, PR
Pop: 15,524
00780 standard
Coto Laurel, PR
Pop: 13,800
00715 standard
Mercedita, PR
Pop: 3,656

Related Areas

Ponce County Ponce, PR Puerto Rico

Frequently Asked Questions

What county is ZIP code 00728 in? ▼
ZIP code 00728 (Ponce) is located in Ponce Municipio, Puerto Rico. Ponce Municipio contains multiple ZIP codes, see the full list at /counties/ponce-pr.
What is the population of ZIP code 00728? ▼
ZIP code 00728 in Ponce, PR has a population of 44,908 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 00728? ▼
The median household income in ZIP 00728 is $23,031, which is 70% below the national average of $76,288.
What is the average home value in ZIP 00728? ▼
The median home value in ZIP 00728 is $111,000, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 00728? ▼
The largest racial group in ZIP 00728 is Two or More Ethnicities at 41.6%. Hispanic or Latino residents make up 99.5% of the population.
What is the education level in ZIP code 00728? ▼
In ZIP code 00728, 58.9% of residents aged 25+ have a high school diploma or higher, and 27.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 00728? ▼
The mean commute time for workers in ZIP code 00728 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 00728? ▼
In ZIP code 00728, approximately 75.6% of occupied housing units are owner-occupied and 24.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 00728? ▼
The poverty rate in ZIP code 00728 is 49.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.