Fajardo, PR · standard

ZIP Code 00738

Fajardo Municipio, Puerto Rico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

34,922
457/sq mi High-density area
$25,531
Median income Below-median income area
$121,600
Median home value Below-median home value
28.9%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Fajardo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

1st pct
household income, US ZIPs
17th pct
home value, US ZIPs
457
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 00738 against every reporting US ZIP.

ZIP code 00738 is a densely settled ZIP (a standard USPS delivery area) in Fajardo, Fajardo Municipio, Puerto Rico, with 34,922 residents across 76.3 square miles, a density of 457 people per square mile, in the Puerto Rico time zone.

ZIP 00738 sits on the lower end of the income spectrum: median household income is $25,531 (2% below the average Puerto Rico ZIP), while per-capita income is $15,488. Economic pressure is pronounced: 39.8% of residents are below the poverty line and unemployment is 15.1%. Median home value is $121,600 (12% below the average Puerto Rico ZIP) and median rent is $625; 67.0% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 28.9% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 26 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 1 more in Fajardo Municipio, so 00738 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 00738, Fajardo, PR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

34,922

Population

76.3

Area (sq mi)

457

People / sq mi

Puerto Rico

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 00738?

44.9

Median Age

45.9%

Male

54.1%

Female

1.8%

Foreign-Born

White 10.6%
African American 4.8%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 48.3%
Hispanic or Latino 99.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$25,531

Median Household Income

-2% vs state ZIP avg

$15,488

Per Capita Income

39.8%

Poverty Rate

15.1%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 00738 ranks nationally

Fajardo, PR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$25,531 1st percentile higher than 1% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.3%
Bachelor's Degree or Higher 28.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,456

Total Housing Units

12,573

Occupied Units

5,883

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$121,600

Median Home Value

-12% vs state ZIP avg

$625

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 00738 vs 00740 →

ZIP 00738 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 00738 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 00738 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 00738 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
00740 Puerto Real, PR 2,071 2.4 mi
00735 Ceiba, PR 13,730 4.6 mi
00773 Luquillo, PR 20,068 4.2 mi
00718 Naguabo, PR 26,606 8.5 mi
00745 Rio Grande, PR 55,062 10.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 00738, both outside PR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (34,922 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Fajardo Municipio

Frequently Asked Questions

What municipio is ZIP code 00738 in?

ZIP code 00738 (Fajardo) is located in Fajardo Municipio, Puerto Rico. Fajardo Municipio contains multiple ZIP codes, see the full list at /counties/fajardo-pr.

What is the population of ZIP code 00738?

ZIP code 00738 in Fajardo, PR has a population of 34,922 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 00738?

The median household income in ZIP 00738 is $25,531, which is 67% below the national average of $76,288.

What is the average home value in ZIP 00738?

The median home value in ZIP 00738 is $121,600, which is 56% below the national average of $278,155.

What is the demographic makeup of ZIP 00738?

The largest racial group in ZIP 00738 is Two or More Ethnicities at 48.3%. Hispanic or Latino residents make up 99.1% of the population.

What is the education level in ZIP code 00738?

In ZIP code 00738, 61.3% of residents aged 25+ have a high school diploma or higher, and 28.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 00738?

The mean commute time for workers in ZIP code 00738 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 00738?

In ZIP code 00738, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 00738?

The poverty rate in ZIP code 00738 is 39.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 00738's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.