Worcester, MA · standard
ZIP Code 01604
Worcester County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,677
- 2,080/sq mi High-density area
- $73,505
- Median income Near-median income area
- $352,500
- Median home value Above-median home value
- 32.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Worcester pairs an above-median household income with above-median home values, in a suburban-density, mixed-tenure area.
- Top 48%
- household income, US ZIPs
- Top 26%
- home value, US ZIPs
- 2,080
- people per sq mi
- 44%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01604 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01604 (Worcester, MA) rose +7.6% from 2023 to 2024. The all-transactions index moved from 278.0 in 2023 to 299.3 in 2024 (2000 = 100).
ZIP code 01604 is a densely settled ZIP (a standard USPS delivery area) in Worcester, Worcester County, Massachusetts, with 34,677 residents across 16.7 square miles, a density of 2,080 people per square mile, in the New York time zone.
ZIP 01604 lands in the middle-income range, with a median household income of $73,505 (36% below the average Massachusetts ZIP), while per-capita income is $40,986. The poverty rate is 18.9%, with unemployment at 4.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $352,500 (41% below the average Massachusetts ZIP), and median rent is $1,584; owner occupancy is 44.1%.
A solid share of residents have a four-year degree: 32.8% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Worcester County, so 01604 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01604
Top 5 sectors by establishment count in Worcester, MA
Which industries have the most business establishments in ZIP 01604.
- Accommodation and food services
Accommodation and food services
124 establishments
- Retail trade
Retail trade
109 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Health care and social assistance
Health care and social assistance
83 establishments
- Construction
Construction
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01604, Worcester, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
34,677
Population
16.7
Area (sq mi)
2,080
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01604?
37.4
Median Age
51.6%
Male
48.4%
Female
28.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,505
Median Household Income
-36% vs state ZIP avg
$40,986
Per Capita Income
18.9%
Poverty Rate
4.9%
Unemployment Rate
24.2 min
Mean Commute Time
How ZIP 01604 ranks nationally
Worcester, MA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$73,505 Top 48% higher than 52% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,337housing units
18,337
Total Housing Units
16,853
Occupied Units
1,484
Vacant Units
2.32
Avg Household Size
Occupancy Type
$352,500
Median Home Value
-41% vs state ZIP avg
$1,584
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
299
HPI Index (2000 = 100)
+199%
Total Change Since 2000
Home values in ZIP 01604 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 196 |
| 2021 | +15.6% | 226 |
| 2022 | +14.0% | 258 |
| 2023 | +7.9% | 278 |
| 2024 | +7.6% | 299 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 744 business establishments in ZIP 01604, employing approximately 12,170 people with a combined annual payroll of $973,529,000.
744
Businesses
12,170
Employees
$973.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 124 | 16.7% |
| Retail trade | 109 | 14.7% |
| Other services (except public administration) | 93 | 12.5% |
| Health care and social assistance | 83 | 11.2% |
| Construction | 62 | 8.3% |
| Real estate and rental and leasing | 43 | 5.8% |
| Administrative and support and waste management and remediation services | 41 | 5.5% |
| Professional, scientific, and technical services | 40 | 5.4% |
| Wholesale trade | 39 | 5.2% |
| Manufacturing | 26 | 3.5% |
| Finance and insurance | 26 | 3.5% |
| Transportation and warehousing | 25 | 3.4% |
| Educational services | 14 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.3% |
| Information | 5 | 0.7% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01604 vs 01608 →
ZIP 01604 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01545
Shrewsbury (01545)
35,299 residents
- 01604
Worcester (01604)
34,677 residents
- 01605
Worcester (01605)
26,221 residents
- 01610
Worcester (01610)
23,945 residents
- 01609
Worcester (01609)
22,421 residents
- 01603
Worcester (01603)
19,916 residents
- 01606
Worcester (01606)
19,077 residents
- 01527 13,246
Millbury (01527)
13,246 residents
- 01607 8,351
Worcester (01607)
8,351 residents
What this shows Among its immediate neighbors, ZIP 01604 ranks #2 by population - useful context the national average alone can't give.
ZIP 01604 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01545
Shrewsbury (01545)
$139,302 median income
- 01527
Millbury (01527)
$118,790 median income
- 01536
North Grafton (01536)
$115,938 median income
- 01606
Worcester (01606)
$92,105 median income
- 01607
Worcester (01607)
$78,727 median income
- 01604
Worcester (01604)
$73,505 median income
- 01609
Worcester (01609)
$68,381 median income
- 01603
Worcester (01603)
$66,049 median income
- 01605 $54,642
Worcester (01605)
$54,642 median income
What this shows By household income, ZIP 01604 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01608 | Worcester, MA | 3,888 | 1.9 mi |
| 01607 | Worcester, MA | 8,351 | 2.0 mi |
| 01610 | Worcester, MA | 23,945 | 2.2 mi |
| 01605 | Worcester, MA | 26,221 | 2.8 mi |
| 01527 | Millbury, MA | 13,246 | 4.1 mi |
| 01603 | Worcester, MA | 19,916 | 4.0 mi |
| 01545 | Shrewsbury, MA | 35,299 | 3.5 mi |
| 01606 | Worcester, MA | 19,077 | 4.6 mi |
| 01536 | North Grafton, MA | 6,888 | 4.1 mi |
| 01609 | Worcester, MA | 22,421 | 4.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01604, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (34,677 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Worcester County
Related Areas
Frequently Asked Questions
What county is ZIP code 01604 in?
ZIP code 01604 (Worcester) is located in Worcester County, Massachusetts. Worcester County contains multiple ZIP codes, see the full list at /counties/worcester-ma.
What is the population of ZIP code 01604?
ZIP code 01604 in Worcester, MA has a population of 34,677 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01604?
The median household income in ZIP 01604 is $73,505, which is 4% below the national average of $76,288.
What is the average home value in ZIP 01604?
The median home value in ZIP 01604 is $352,500, which is 27% above the national average of $278,155.
What is the demographic makeup of ZIP 01604?
The largest racial group in ZIP 01604 is White at 54.2%. Hispanic or Latino residents make up 19.6% of the population.
How many businesses are in ZIP code 01604?
ZIP code 01604 has 744 business establishments employing approximately 12,170 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01604?
The top industries by establishment count in ZIP 01604 are: Accommodation and food services (124), Retail trade (109), Other services (except public administration) (93). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01604?
According to the FHFA House Price Index, home values in ZIP 01604 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01604?
In ZIP code 01604, 63.0% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01604?
The mean commute time for workers in ZIP code 01604 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01604?
In ZIP code 01604, approximately 44.1% of occupied housing units are owner-occupied and 55.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01604?
The poverty rate in ZIP code 01604 is 18.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01604's numbers, next.
- See how ZIP 01604 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Worcester, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.