PlainZIP

Lowell, MA · standard

ZIP Code 01854

Middlesex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,606
2,709/sq mi
$72,709
Median income
$412,000
Median home value
31.2%
Bachelor's or higher

The verdict

Lowell pairs an above-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

Top 49%
household income, US ZIPs
Top 20%
home value, US ZIPs
2,709
people per sq mi
38%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01854 against every reporting US ZIP.

ZIP code 01854 is a densely settled ZIP (a standard USPS delivery area) in Lowell, Middlesex County, Massachusetts, with 27,606 residents across 10.2 square miles, a density of 2,709 people per square mile, in the New York time zone.

ZIP 01854 lands in the middle-income range, with a median household income of $72,709 (37% below the Massachusetts average), while per-capita income is $34,471. The poverty rate stands at 17.7% and the unemployment rate at 5.5%. On housing, the median home value is $412,000 (31% below the state average) with median rent at $1,487 per month, and 37.8% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.2% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 28 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01854, plus 6 more within Middlesex County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01854

Top 5 sectors by establishment count in Lowell, MA

Which industries have the most business establishments in ZIP 01854.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01854, Lowell, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,606

Population

10.2

Area (sq mi)

2,709

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01854?

32.8

Median Age

50.5%

Male

49.5%

Female

25.6%

Foreign-Born

White 52.1%
African American 12.2%
Asian 18.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.0%
Hispanic or Latino 20.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,709

Median Household Income

-37% vs state

$34,471

Per Capita Income

17.7%

Poverty Rate

5.5%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 01854 ranks nationally

Lowell, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,709 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,140

Total Housing Units

10,602

Occupied Units

538

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 37.8%
Renter 62.2%

$412,000

Median Home Value

-31% vs state

$1,487

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

318

HPI Index (2000 = 100)

+218%

Total Change Since 2000

Home values in ZIP 01854 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +218% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 208
2021 +12.5% 234
2022 +13.3% 266
2023 +9.7% 291
2024 +9.1% 318

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 299 business establishments in ZIP 01854, employing approximately 7,284 people with a combined annual payroll of $484,318,000.

299

Businesses

7,284

Employees

$484.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 55 18.4%
Accommodation and food services 40 13.4%
Other services (except public administration) 39 13.0%
Retail trade 35 11.7%
Construction 27 9.0%
Professional, scientific, and technical services 23 7.7%
Administrative and support and waste management and remediation services 23 7.7%
Real estate and rental and leasing 15 5.0%
Finance and insurance 10 3.3%
Educational services 10 3.3%
Manufacturing 8 2.7%
Wholesale trade 5 1.7%
Transportation and warehousing 4 1.3%
Information 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01854 vs 01851 →

ZIP 01854 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01854 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01854 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01854 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01851 Lowell, MA 30,190 1.6 mi
01850 Lowell, MA 15,237 2.3 mi
01863 North Chelmsford, MA 8,891 2.4 mi
01824 Chelmsford, MA 24,911 4.0 mi
01852 Lowell, MA 33,508 2.9 mi
01826 Dracut, MA 29,422 3.4 mi
01879 Tyngsboro, MA 11,305 4.3 mi
03076 Pelham, NH 12,897 6.0 mi
01741 Carlisle, MA 4,852 8.2 mi
01862 North Billerica, MA 10,227 5.8 mi

More ZIP Codes in Middlesex County

02148 standard
Malden, MA
Pop: 59,503
02155 standard
Medford, MA
Pop: 57,964
02149 standard
Everett, MA
Pop: 41,550
01801 standard
Woburn, MA
Pop: 38,903
01752 standard
Marlborough, MA
Pop: 38,499
01702 standard
Framingham, MA
Pop: 37,206

Related Areas

Middlesex County Lowell, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01854 in? ▼
ZIP code 01854 (Lowell) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01854? ▼
ZIP code 01854 in Lowell, MA has a population of 27,606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01854? ▼
The median household income in ZIP 01854 is $72,709, which is 5% below the national average of $76,288.
What is the average home value in ZIP 01854? ▼
The median home value in ZIP 01854 is $412,000, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 01854? ▼
The largest racial group in ZIP 01854 is White at 52.1%. Hispanic or Latino residents make up 20.5% of the population.
How many businesses are in ZIP code 01854? ▼
ZIP code 01854 has 299 business establishments employing approximately 7,284 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01854? ▼
The top industries by establishment count in ZIP 01854 are: Health care and social assistance (55), Accommodation and food services (40), Other services (except public administration) (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 01854? ▼
According to the FHFA House Price Index, home values in ZIP 01854 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 218%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01854? ▼
In ZIP code 01854, 60.8% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01854? ▼
The mean commute time for workers in ZIP code 01854 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01854? ▼
In ZIP code 01854, approximately 37.8% of occupied housing units are owner-occupied and 62.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01854? ▼
The poverty rate in ZIP code 01854 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.