Lowell, MA · standard
ZIP Code 01854
Middlesex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,606
- 2,709/sq mi High-density area
- $72,709
- Median income Near-median income area
- $412,000
- Median home value Above-median home value
- 31.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lowell pairs an above-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- Top 49%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 2,709
- people per sq mi
- 38%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01854 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01854 (Lowell, MA) rose +9.1% from 2023 to 2024. The all-transactions index moved from 291.3 in 2023 to 317.8 in 2024 (2000 = 100).
ZIP code 01854 is a densely settled ZIP (a standard USPS delivery area) in Lowell, Middlesex County, Massachusetts, with 27,606 residents across 10.2 square miles, a density of 2,709 people per square mile, in the New York time zone.
ZIP 01854 lands in the middle-income range, with a median household income of $72,709 (37% below the average Massachusetts ZIP), while per-capita income is $34,471. The poverty rate is 17.7%, with unemployment at 5.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $412,000 (31% below the average Massachusetts ZIP), and median rent is $1,487; owner occupancy is 37.8%.
A solid share of residents have a four-year degree: 31.2% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Middlesex County, so 01854 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01854
Top 5 sectors by establishment count in Lowell, MA
Which industries have the most business establishments in ZIP 01854.
- Health care and social assistance
Health care and social assistance
55 establishments
- Accommodation and food services
Accommodation and food services
40 establishments
- Other services (except public administration)
Other services (except public administration)
39 establishments
- Retail trade
Retail trade
35 establishments
- Construction
Construction
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01854, Lowell, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,606
Population
10.2
Area (sq mi)
2,709
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01854?
32.8
Median Age
50.5%
Male
49.5%
Female
25.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,709
Median Household Income
-37% vs state ZIP avg
$34,471
Per Capita Income
17.7%
Poverty Rate
5.5%
Unemployment Rate
27.5 min
Mean Commute Time
How ZIP 01854 ranks among Massachusetts ZIPs
Lowell, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,709 14th percentile higher than 14% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,140housing units
11,140
Total Housing Units
10,602
Occupied Units
538
Vacant Units
2.47
Avg Household Size
Occupancy Type
$412,000
Median Home Value
-31% vs state ZIP avg
$1,487
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.1%
YoY Change (2024)
318
HPI Index (2000 = 100)
+218%
Total Change Since 2000
Home values in ZIP 01854 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +218% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 208 |
| 2021 | +12.5% | 234 |
| 2022 | +13.3% | 266 |
| 2023 | +9.7% | 291 |
| 2024 | +9.1% | 318 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 299 business establishments in ZIP 01854, employing approximately 7,284 people with a combined annual payroll of $484,318,000.
299
Businesses
7,284
Employees
$484.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 55 | 18.4% |
| Accommodation and food services | 40 | 13.4% |
| Other services (except public administration) | 39 | 13.0% |
| Retail trade | 35 | 11.7% |
| Construction | 27 | 9.0% |
| Professional, scientific, and technical services | 23 | 7.7% |
| Administrative and support and waste management and remediation services | 23 | 7.7% |
| Real estate and rental and leasing | 15 | 5.0% |
| Finance and insurance | 10 | 3.3% |
| Educational services | 10 | 3.3% |
| Manufacturing | 8 | 2.7% |
| Wholesale trade | 5 | 1.7% |
| Transportation and warehousing | 4 | 1.3% |
| Information | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01854 vs 01851 →
ZIP 01854 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01852
Lowell (01852)
33,508 residents
- 01851
Lowell (01851)
30,190 residents
- 01826
Dracut (01826)
29,422 residents
- 01854
Lowell (01854)
27,606 residents
- 01824
Chelmsford (01824)
24,911 residents
- 01850
Lowell (01850)
15,237 residents
- 03076 12,897
Pelham (03076)
12,897 residents
- 01879 11,305
Tyngsboro (01879)
11,305 residents
- 01862 10,227
North Billerica (01862)
10,227 residents
What this shows Among its immediate neighbors, ZIP 01854 ranks #4 by population - useful context the national average alone can't give.
ZIP 01854 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01741
Carlisle (01741)
$250,000 median income
- 01863
North Chelmsford (01863)
$144,875 median income
- 01824
Chelmsford (01824)
$140,050 median income
- 01862
North Billerica (01862)
$138,571 median income
- 03076
Pelham (03076)
$135,956 median income
- 01879
Tyngsboro (01879)
$129,348 median income
- 01826
Dracut (01826)
$114,196 median income
- 01851 $92,401
Lowell (01851)
$92,401 median income
- 01852 $80,906
Lowell (01852)
$80,906 median income
What this shows By household income, ZIP 01854 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01851 | Lowell, MA | 30,190 | 1.6 mi |
| 01850 | Lowell, MA | 15,237 | 2.3 mi |
| 01863 | North Chelmsford, MA | 8,891 | 2.4 mi |
| 01824 | Chelmsford, MA | 24,911 | 4.0 mi |
| 01852 | Lowell, MA | 33,508 | 2.9 mi |
| 01826 | Dracut, MA | 29,422 | 3.4 mi |
| 01879 | Tyngsboro, MA | 11,305 | 4.3 mi |
| 03076 | Pelham, NH | 12,897 | 6.0 mi |
| 01741 | Carlisle, MA | 4,852 | 8.2 mi |
| 01862 | North Billerica, MA | 10,227 | 5.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01854, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,606 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Middlesex County
Related Areas
Frequently Asked Questions
What county is ZIP code 01854 in?
ZIP code 01854 (Lowell) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01854?
ZIP code 01854 in Lowell, MA has a population of 27,606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01854?
The median household income in ZIP 01854 is $72,709, which is 5% below the national average of $76,288.
What is the average home value in ZIP 01854?
The median home value in ZIP 01854 is $412,000, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 01854?
The largest racial group in ZIP 01854 is White at 52.1%. Hispanic or Latino residents make up 20.5% of the population.
How many businesses are in ZIP code 01854?
ZIP code 01854 has 299 business establishments employing approximately 7,284 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01854?
The top industries by establishment count in ZIP 01854 are: Health care and social assistance (55), Accommodation and food services (40), Other services (except public administration) (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 01854?
According to the FHFA House Price Index, home values in ZIP 01854 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 218%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01854?
In ZIP code 01854, 60.8% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01854?
The mean commute time for workers in ZIP code 01854 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01854?
In ZIP code 01854, approximately 37.8% of occupied housing units are owner-occupied and 62.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01854?
The poverty rate in ZIP code 01854 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01854's numbers, next.
- See how ZIP 01854 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lowell, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.