PlainZIP

Merrimac, MA · standard

ZIP Code 01860

Essex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,338
288/sq mi
$123,054
Median income
$553,400
Median home value
41.0%
Bachelor's or higher

The verdict

Merrimac pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 11%
home value, US ZIPs
288
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01860 against every reporting US ZIP.

ZIP code 01860 is a mid-sized community (a standard USPS delivery area) in Merrimac, Essex County, Massachusetts, home to 6,338 residents across 22.0 square miles, a density of 288 people per square mile, in the New York time zone.

ZIP 01860 skews affluent, with a median household income of $123,054 (6% above the Massachusetts average), while per-capita income is $57,070. Poverty here runs at 9.4%, with unemployment measured at 1.5%. Housing costs here run $553,400 for a typical home value (8% below the state average), with rent averaging $1,352 a month; 81.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 41.0% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 32 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Essex County, letting you compare 01860 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01860

Top 5 sectors by establishment count in Merrimac, MA

Which industries have the most business establishments in ZIP 01860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01860, Merrimac, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,338

Population

22.0

Area (sq mi)

288

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01860?

49.4

Median Age

54.3%

Male

45.7%

Female

1.5%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,054

Median Household Income

+6% vs state

$57,070

Per Capita Income

9.4%

Poverty Rate

1.5%

Unemployment Rate

32.0 min

Mean Commute Time

How ZIP 01860 ranks nationally

Merrimac, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$123,054 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.3%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,899

Total Housing Units

2,815

Occupied Units

84

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$553,400

Median Home Value

-8% vs state

$1,352

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 01860 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 179
2021 +11.9% 200
2022 +14.3% 229
2023 +3.1% 236
2024 +9.7% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 103 business establishments in ZIP 01860, employing approximately 765 people with a combined annual payroll of $32,461,000.

103

Businesses

765

Employees

$32.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 15 14.6%
Construction 14 13.6%
Administrative and support and waste management and remediation services 12 11.7%
Retail trade 10 9.7%
Health care and social assistance 10 9.7%
Professional, scientific, and technical services 9 8.7%
Accommodation and food services 8 7.8%
Real estate and rental and leasing 6 5.8%
Transportation and warehousing 5 4.8%
Manufacturing 4 3.9%
Finance and insurance 4 3.9%
Educational services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01860 vs 03858 →

ZIP 01860 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01860 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01860 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01860 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03858 Newton, NH 4,603 2.6 mi
01913 Amesbury, MA 16,283 3.6 mi
01830 Haverhill, MA 25,137 3.6 mi
03865 Plaistow, NH 7,609 4.3 mi
01985 West Newbury, MA 4,235 3.8 mi
01834 Groveland, MA 6,459 6.0 mi
03827 East Kingston, NH 3,150 4.9 mi
03848 Kingston, NH 6,020 6.0 mi
01833 Georgetown, MA 8,183 8.1 mi
03811 Atkinson, NH 6,753 7.5 mi

More ZIP Codes in Essex County

01960 standard
Peabody, MA
Pop: 50,944
01844 standard
Methuen, MA
Pop: 47,249
01841 standard
Lawrence, MA
Pop: 47,225
01902 standard
Lynn, MA
Pop: 45,139
01970 standard
Salem, MA
Pop: 41,109
01915 standard
Beverly, MA
Pop: 39,502

Related Areas

Essex County Merrimac, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01860 in? ▼
ZIP code 01860 (Merrimac) is located in Essex County, Massachusetts. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ma.
What is the population of ZIP code 01860? ▼
ZIP code 01860 in Merrimac, MA has a population of 6,338 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01860? ▼
The median household income in ZIP 01860 is $123,054, which is 61% above the national average of $76,288.
What is the average home value in ZIP 01860? ▼
The median home value in ZIP 01860 is $553,400, which is 99% above the national average of $278,155.
What is the demographic makeup of ZIP 01860? ▼
The largest racial group in ZIP 01860 is White at 93.3%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 01860? ▼
ZIP code 01860 has 103 business establishments employing approximately 765 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01860? ▼
The top industries by establishment count in ZIP 01860 are: Other services (except public administration) (15), Construction (14), Administrative and support and waste management and remediation services (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 01860? ▼
According to the FHFA House Price Index, home values in ZIP 01860 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01860? ▼
In ZIP code 01860, 65.3% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01860? ▼
The mean commute time for workers in ZIP code 01860 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01860? ▼
In ZIP code 01860, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01860? ▼
The poverty rate in ZIP code 01860 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.