ZIP Code 01860

standard

Source:

Merrimac · Essex County · Massachusetts

Population
6,338

288/sq mi

Median income
$123,054

▲ 61% vs US

higher than 91% of US ZIPs

Median home value
$553,400

▲ 99% vs US

higher than 89% of US ZIPs

Bachelor's or higher
41.0%

Median age 49.4

Land area
22.0 sq mi

New York

ZIP code 01860 in Merrimac, Massachusetts has a population of 6,338. The median household income is $123,054, which is 61% above the national average. Median home value is $553,400, 99% above the US average. 41.0% of residents hold a bachelor's degree or higher.

ZIP code 01860 is classified by USPS as a standard delivery area and covers roughly 22.0 square miles in Merrimac, Essex County, Massachusetts. The area is home to 6,338 residents, producing a population density of 288 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01860 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01860 sits at $123,054 (6% above the Massachusetts average), while per-capita income is $57,070. The poverty rate stands at 9.4% and the unemployment rate at 1.5%. On housing, the median home value is $553,400 (8% below the state average) with median rent at $1,352 per month, and 81.3% of occupied units are owner-occupied, a direct signal of whether 01860 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.0% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Essex County, so you can benchmark 01860 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01860

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01860, Merrimac, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,338

Population

22.0

Area (sq mi)

288

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01860?

49.4

Median Age

54.3%

Male

45.7%

Female

1.5%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,054

Median Household Income

+6% vs state

$57,070

Per Capita Income

9.4%

Poverty Rate

1.5%

Unemployment Rate

32.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.3%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,899

Total Housing Units

2,815

Occupied Units

84

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$553,400

Median Home Value

-8% vs state

$1,352

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 01860 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 179
2021 +11.9% 200
2022 +14.3% 229
2023 +3.1% 236
2024 +9.7% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 103 business establishments in ZIP 01860, employing approximately 765 people with a combined annual payroll of $32,461,000.

103

Businesses

765

Employees

$32.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 15 14.6%
Construction 14 13.6%
Administrative and support and waste management and remediation services 12 11.7%
Retail trade 10 9.7%
Health care and social assistance 10 9.7%
Professional, scientific, and technical services 9 8.7%
Accommodation and food services 8 7.8%
Real estate and rental and leasing 6 5.8%
Transportation and warehousing 5 4.8%
Manufacturing 4 3.9%
Finance and insurance 4 3.9%
Educational services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01860 vs 03858 →

ZIP Code City Population Distance
03858 Newton, NH 4,603 2.6 mi
01913 Amesbury, MA 16,283 3.6 mi
01830 Haverhill, MA 25,137 3.6 mi
03865 Plaistow, NH 7,609 4.3 mi
01985 West Newbury, MA 4,235 3.8 mi
01834 Groveland, MA 6,459 6.0 mi
03827 East Kingston, NH 3,150 4.9 mi
03848 Kingston, NH 6,020 6.0 mi
01833 Georgetown, MA 8,183 8.1 mi
03811 Atkinson, NH 6,753 7.5 mi

More ZIP Codes in Essex County

Frequently Asked Questions

What county is ZIP code 01860 in?
ZIP code 01860 (Merrimac) is located in Essex County, Massachusetts. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ma.
What is the population of ZIP code 01860?
ZIP code 01860 in Merrimac, MA has a population of 6,338 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01860?
The median household income in ZIP 01860 is $123,054, which is 61% above the national average of $76,288.
What is the average home value in ZIP 01860?
The median home value in ZIP 01860 is $553,400, which is 99% above the national average of $278,155.
What is the demographic makeup of ZIP 01860?
The largest racial group in ZIP 01860 is White at 93.3%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 01860?
ZIP code 01860 has 103 business establishments employing approximately 765 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01860?
The top industries by establishment count in ZIP 01860 are: Other services (except public administration) (15), Construction (14), Administrative and support and waste management and remediation services (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 01860?
According to the FHFA House Price Index, home values in ZIP 01860 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01860?
In ZIP code 01860, 65.3% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01860?
The mean commute time for workers in ZIP code 01860 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01860?
In ZIP code 01860, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01860?
The poverty rate in ZIP code 01860 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Merrimac, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.