PlainZIP

North Reading, MA · standard

ZIP Code 01864

Middlesex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,892
437/sq mi
$147,768
Median income
$710,500
Median home value
56.4%
Bachelor's or higher

The verdict

North Reading pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 6%
home value, US ZIPs
437
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01864 against every reporting US ZIP.

ZIP code 01864 is a mid-sized community (a standard USPS delivery area) in North Reading, Middlesex County, Massachusetts, home to 14,892 residents across 34.1 square miles, a density of 437 people per square mile, in the New York time zone.

ZIP 01864 skews affluent, with a median household income of $147,768 (28% above the Massachusetts average), while per-capita income is $77,099. Local economic indicators show a 2.7% poverty rate alongside 3.6% unemployment. Median home value sits at $710,500 (19% above the state average), median rent at $2,259 a month, and owner-occupancy at 84.3%.

This is a highly-educated ZIP: 56.4% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 34 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01864, plus 6 more within Middlesex County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01864

Top 5 sectors by establishment count in North Reading, MA

Which industries have the most business establishments in ZIP 01864.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01864, North Reading, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,892

Population

34.1

Area (sq mi)

437

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01864?

43.0

Median Age

49.9%

Male

50.1%

Female

6.7%

Foreign-Born

White 86.9%
African American 0.3%
Asian 5.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$147,768

Median Household Income

+28% vs state

$77,099

Per Capita Income

2.7%

Poverty Rate

3.6%

Unemployment Rate

33.6 min

Mean Commute Time

How ZIP 01864 ranks nationally

North Reading, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$147,768 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.0%
Bachelor's Degree or Higher 56.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,933

Total Housing Units

5,825

Occupied Units

108

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 84.3%
Renter 15.7%

$710,500

Median Home Value

+19% vs state

$2,259

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 01864 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 182
2021 +8.7% 198
2022 +14.1% 226
2023 +5.0% 237
2024 +10.3% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 514 business establishments in ZIP 01864, employing approximately 6,881 people with a combined annual payroll of $705,398,000.

514

Businesses

6,881

Employees

$705.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 99 19.3%
Professional, scientific, and technical services 68 13.2%
Other services (except public administration) 60 11.7%
Retail trade 51 9.9%
Health care and social assistance 47 9.1%
Administrative and support and waste management and remediation services 38 7.4%
Accommodation and food services 37 7.2%
Finance and insurance 25 4.9%
Real estate and rental and leasing 21 4.1%
Wholesale trade 18 3.5%
Transportation and warehousing 11 2.1%
Educational services 11 2.1%
Manufacturing 8 1.6%
Arts, entertainment, and recreation 8 1.6%
Information 6 1.2%
Management of companies and enterprises 5 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01864 vs 01867 →

ZIP 01864 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01864 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01864 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01864 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01867 Reading, MA 23,956 3.3 mi
01845 North Andover, MA 28,352 6.2 mi
01949 Middleton, MA 8,987 3.9 mi
01940 Lynnfield, MA 12,108 4.1 mi
01887 Wilmington, MA 22,325 4.2 mi
01880 Wakefield, MA 24,733 5.6 mi
01937 Hathorne, MA 151 5.3 mi
02180 Stoneham, MA 21,437 7.4 mi
01810 Andover, MA 33,201 6.0 mi
01923 Danvers, MA 26,342 7.1 mi

More ZIP Codes in Middlesex County

02148 standard
Malden, MA
Pop: 59,503
02155 standard
Medford, MA
Pop: 57,964
02149 standard
Everett, MA
Pop: 41,550
01801 standard
Woburn, MA
Pop: 38,903
01752 standard
Marlborough, MA
Pop: 38,499
01702 standard
Framingham, MA
Pop: 37,206

Related Areas

Middlesex County North Reading, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01864 in? ▼
ZIP code 01864 (North Reading) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01864? ▼
ZIP code 01864 in North Reading, MA has a population of 14,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01864? ▼
The median household income in ZIP 01864 is $147,768, which is 94% above the national average of $76,288.
What is the average home value in ZIP 01864? ▼
The median home value in ZIP 01864 is $710,500, which is 155% above the national average of $278,155.
What is the demographic makeup of ZIP 01864? ▼
The largest racial group in ZIP 01864 is White at 86.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 01864? ▼
ZIP code 01864 has 514 business establishments employing approximately 6,881 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01864? ▼
The top industries by establishment count in ZIP 01864 are: Construction (99), Professional, scientific, and technical services (68), Other services (except public administration) (60). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01864? ▼
According to the FHFA House Price Index, home values in ZIP 01864 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01864? ▼
In ZIP code 01864, 77.0% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01864? ▼
The mean commute time for workers in ZIP code 01864 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01864? ▼
In ZIP code 01864, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01864? ▼
The poverty rate in ZIP code 01864 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.