ZIP Code 01864

standard

Source:

North Reading · Middlesex County · Massachusetts

Population
14,892

437/sq mi

Median income
$147,768

▲ 94% vs US

higher than 96% of US ZIPs

Median home value
$710,500

▲ 155% vs US

higher than 94% of US ZIPs

Bachelor's or higher
56.4%

Median age 43

Land area
34.1 sq mi

New York

ZIP code 01864 in North Reading, Massachusetts has a population of 14,892. The median household income is $147,768, which is 94% above the national average. Median home value is $710,500, 155% above the US average. 56.4% of residents hold a bachelor's degree or higher.

ZIP code 01864 is classified by USPS as a standard delivery area and covers roughly 34.1 square miles in North Reading, Middlesex County, Massachusetts. The area is home to 14,892 residents, producing a population density of 437 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01864 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01864 sits at $147,768 (28% above the Massachusetts average), while per-capita income is $77,099. The poverty rate stands at 2.7% and the unemployment rate at 3.6%. On housing, the median home value is $710,500 (19% above the state average) with median rent at $2,259 per month, and 84.3% of occupied units are owner-occupied, a direct signal of whether 01864 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 56.4% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Middlesex County, so you can benchmark 01864 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01864

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01864.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01864, North Reading, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,892

Population

34.1

Area (sq mi)

437

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01864?

43.0

Median Age

49.9%

Male

50.1%

Female

6.7%

Foreign-Born

White 86.9%
African American 0.3%
Asian 5.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$147,768

Median Household Income

+28% vs state

$77,099

Per Capita Income

2.7%

Poverty Rate

3.6%

Unemployment Rate

33.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.0%
Bachelor's Degree or Higher 56.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,933

Total Housing Units

5,825

Occupied Units

108

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 84.3%
Renter 15.7%

$710,500

Median Home Value

+19% vs state

$2,259

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 01864 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 182
2021 +8.7% 198
2022 +14.1% 226
2023 +5.0% 237
2024 +10.3% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 514 business establishments in ZIP 01864, employing approximately 6,881 people with a combined annual payroll of $705,398,000.

514

Businesses

6,881

Employees

$705.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 99 19.3%
Professional, scientific, and technical services 68 13.2%
Other services (except public administration) 60 11.7%
Retail trade 51 9.9%
Health care and social assistance 47 9.1%
Administrative and support and waste management and remediation services 38 7.4%
Accommodation and food services 37 7.2%
Finance and insurance 25 4.9%
Real estate and rental and leasing 21 4.1%
Wholesale trade 18 3.5%
Transportation and warehousing 11 2.1%
Educational services 11 2.1%
Manufacturing 8 1.6%
Arts, entertainment, and recreation 8 1.6%
Information 6 1.2%
Management of companies and enterprises 5 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01864 vs 01867 →

ZIP Code City Population Distance
01867 Reading, MA 23,956 3.3 mi
01845 North Andover, MA 28,352 6.2 mi
01949 Middleton, MA 8,987 3.9 mi
01940 Lynnfield, MA 12,108 4.1 mi
01887 Wilmington, MA 22,325 4.2 mi
01880 Wakefield, MA 24,733 5.6 mi
01937 Hathorne, MA 151 5.3 mi
02180 Stoneham, MA 21,437 7.4 mi
01810 Andover, MA 33,201 6.0 mi
01923 Danvers, MA 26,342 7.1 mi

More ZIP Codes in Middlesex County

Frequently Asked Questions

What county is ZIP code 01864 in?
ZIP code 01864 (North Reading) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01864?
ZIP code 01864 in North Reading, MA has a population of 14,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01864?
The median household income in ZIP 01864 is $147,768, which is 94% above the national average of $76,288.
What is the average home value in ZIP 01864?
The median home value in ZIP 01864 is $710,500, which is 155% above the national average of $278,155.
What is the demographic makeup of ZIP 01864?
The largest racial group in ZIP 01864 is White at 86.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 01864?
ZIP code 01864 has 514 business establishments employing approximately 6,881 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01864?
The top industries by establishment count in ZIP 01864 are: Construction (99), Professional, scientific, and technical services (68), Other services (except public administration) (60). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01864?
According to the FHFA House Price Index, home values in ZIP 01864 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01864?
In ZIP code 01864, 77.0% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01864?
The mean commute time for workers in ZIP code 01864 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01864?
In ZIP code 01864, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01864?
The poverty rate in ZIP code 01864 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for North Reading, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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