North Reading, MA · standard
ZIP Code 01864
Middlesex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,892
- 437/sq mi High-density area
- $147,768
- Median income Above-median income area
- $710,500
- Median home value Above-median home value
- 56.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
North Reading pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 437
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01864 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01864 (North Reading, MA) rose +10.3% from 2023 to 2024. The all-transactions index moved from 236.9 in 2023 to 261.3 in 2024 (2000 = 100).
ZIP code 01864 is a mid-sized community (a standard USPS delivery area) in North Reading, Middlesex County, Massachusetts, home to 14,892 residents across 34.1 square miles, a density of 437 people per square mile, in the New York time zone.
ZIP 01864 skews affluent, with a median household income of $147,768 (28% above the average Massachusetts ZIP), while per-capita income is $77,099. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.7% and unemployment is 3.6%. Housing is both higher-cost and owner-heavy: median home value is $710,500 (19% above the average Massachusetts ZIP), while 84.3% of occupied homes are owner-occupied and median rent is $2,259.
This is a highly-educated ZIP: 56.4% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Middlesex County, so 01864 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01864
Top 5 sectors by establishment count in North Reading, MA
Which industries have the most business establishments in ZIP 01864.
- Construction
Construction
99 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
68 establishments
- Other services (except public administration)
Other services (except public administration)
60 establishments
- Retail trade
Retail trade
51 establishments
- Health care and social assistance
Health care and social assistance
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01864, North Reading, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,892
Population
34.1
Area (sq mi)
437
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01864?
43.0
Median Age
49.9%
Male
50.1%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$147,768
Median Household Income
+28% vs state ZIP avg
$77,099
Per Capita Income
2.7%
Poverty Rate
3.6%
Unemployment Rate
33.6 min
Mean Commute Time
How ZIP 01864 ranks among Massachusetts ZIPs
North Reading, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$147,768 Top 18% higher than 82% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,933housing units
5,933
Total Housing Units
5,825
Occupied Units
108
Vacant Units
2.68
Avg Household Size
Occupancy Type
$710,500
Median Home Value
+19% vs state ZIP avg
$2,259
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 01864 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 182 |
| 2021 | +8.7% | 198 |
| 2022 | +14.1% | 226 |
| 2023 | +5.0% | 237 |
| 2024 | +10.3% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 514 business establishments in ZIP 01864, employing approximately 6,881 people with a combined annual payroll of $705,398,000.
514
Businesses
6,881
Employees
$705.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 99 | 19.3% |
| Professional, scientific, and technical services | 68 | 13.2% |
| Other services (except public administration) | 60 | 11.7% |
| Retail trade | 51 | 9.9% |
| Health care and social assistance | 47 | 9.1% |
| Administrative and support and waste management and remediation services | 38 | 7.4% |
| Accommodation and food services | 37 | 7.2% |
| Finance and insurance | 25 | 4.9% |
| Real estate and rental and leasing | 21 | 4.1% |
| Wholesale trade | 18 | 3.5% |
| Transportation and warehousing | 11 | 2.1% |
| Educational services | 11 | 2.1% |
| Manufacturing | 8 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.6% |
| Information | 6 | 1.2% |
| Management of companies and enterprises | 5 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01864 vs 01867 →
ZIP 01864 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01810
Andover (01810)
33,201 residents
- 01845
North Andover (01845)
28,352 residents
- 01923
Danvers (01923)
26,342 residents
- 01880
Wakefield (01880)
24,733 residents
- 01867
Reading (01867)
23,956 residents
- 01887
Wilmington (01887)
22,325 residents
- 02180
Stoneham (02180)
21,437 residents
- 01864
North Reading (01864)
14,892 residents
- 01940 12,108
Lynnfield (01940)
12,108 residents
What this shows Among its immediate neighbors, ZIP 01864 ranks #8 by population - useful context the national average alone can't give.
ZIP 01864 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01940
Lynnfield (01940)
$173,214 median income
- 01810
Andover (01810)
$172,606 median income
- 01887
Wilmington (01887)
$168,152 median income
- 01949
Middleton (01949)
$167,402 median income
- 01867
Reading (01867)
$165,912 median income
- 01864
North Reading (01864)
$147,768 median income
- 01845
North Andover (01845)
$140,670 median income
- 01880
Wakefield (01880)
$134,306 median income
- 01923
Danvers (01923)
$125,395 median income
What this shows By household income, ZIP 01864 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01867 | Reading, MA | 23,956 | 3.3 mi |
| 01845 | North Andover, MA | 28,352 | 6.2 mi |
| 01949 | Middleton, MA | 8,987 | 3.9 mi |
| 01940 | Lynnfield, MA | 12,108 | 4.1 mi |
| 01887 | Wilmington, MA | 22,325 | 4.2 mi |
| 01880 | Wakefield, MA | 24,733 | 5.6 mi |
| 01937 | Hathorne, MA | 151 | 5.3 mi |
| 02180 | Stoneham, MA | 21,437 | 7.4 mi |
| 01810 | Andover, MA | 33,201 | 6.0 mi |
| 01923 | Danvers, MA | 26,342 | 7.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01864, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,892 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Middlesex County
Related Areas
Frequently Asked Questions
What county is ZIP code 01864 in?
ZIP code 01864 (North Reading) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01864?
ZIP code 01864 in North Reading, MA has a population of 14,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01864?
The median household income in ZIP 01864 is $147,768, which is 94% above the national average of $76,288.
What is the average home value in ZIP 01864?
The median home value in ZIP 01864 is $710,500, which is 155% above the national average of $278,155.
What is the demographic makeup of ZIP 01864?
The largest racial group in ZIP 01864 is White at 86.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 01864?
ZIP code 01864 has 514 business establishments employing approximately 6,881 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01864?
The top industries by establishment count in ZIP 01864 are: Construction (99), Professional, scientific, and technical services (68), Other services (except public administration) (60). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01864?
According to the FHFA House Price Index, home values in ZIP 01864 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01864?
In ZIP code 01864, 77.0% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01864?
The mean commute time for workers in ZIP code 01864 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01864?
In ZIP code 01864, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01864?
The poverty rate in ZIP code 01864 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01864's numbers, next.
- See how ZIP 01864 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where North Reading, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.