ZIP Code 03220
standardSource:
Belmont · Belknap County · New Hampshire
- Population
- 7,430
- Median income
- $68,242
- Median home value
- $316,200
- Bachelor's or higher
- 19.1%
- Land area
- 79.3 sq mi
94/sq mi
▼ 11% vs US
higher than 44% of US ZIPs
▲ 14% vs US
higher than 69% of US ZIPs
Median age 47.2
New York
ZIP code 03220 in Belmont, New Hampshire has a population of 7,430. The median household income is $68,242, which is 11% below the national average. Median home value is $316,200, 14% above the US average. 19.1% of residents hold a bachelor's degree or higher.
ZIP code 03220 is classified by USPS as a standard delivery area and covers roughly 79.3 square miles in Belmont, Belknap County, New Hampshire. The area is home to 7,430 residents, producing a population density of 94 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03220 against New Hampshire and the nation.
On the economic side, the median household income for ZIP 03220 sits at $68,242 (33% below the New Hampshire average), while per-capita income is $40,675. The poverty rate stands at 10.3% and the unemployment rate at 3.3%. On housing, the median home value is $316,200 (22% below the state average) with median rent at $996 per month, and 82.1% of occupied units are owner-occupied, a direct signal of whether 03220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.1% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 25 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Belknap County, so you can benchmark 03220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 03220
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 03220.
- Construction
Construction
32 establishments
- Retail trade
Retail trade
32 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
13 establishments
- Health care and social assistance
Health care and social assistance
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03220, Belmont, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,430
Population
79.3
Area (sq mi)
94
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03220?
47.2
Median Age
47.4%
Male
52.6%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,242
Median Household Income
-33% vs state
$40,675
Per Capita Income
10.3%
Poverty Rate
3.3%
Unemployment Rate
24.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,677
Total Housing Units
3,111
Occupied Units
566
Vacant Units
2.37
Avg Household Size
Occupancy Type
$316,200
Median Home Value
-22% vs state
$996
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
317
HPI Index (2000 = 100)
+217%
Total Change Since 2000
Home values in ZIP 03220 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +217% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.8% | 193 |
| 2021 | +15.4% | 223 |
| 2022 | +12.1% | 250 |
| 2023 | +16.7% | 292 |
| 2024 | +8.3% | 317 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 177 business establishments in ZIP 03220, employing approximately 1,703 people with a combined annual payroll of $100,936,000.
177
Businesses
1,703
Employees
$100.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 18.1% |
| Retail trade | 32 | 18.1% |
| Other services (except public administration) | 23 | 13.0% |
| Administrative and support and waste management and remediation services | 13 | 7.3% |
| Health care and social assistance | 13 | 7.3% |
| Wholesale trade | 12 | 6.8% |
| Manufacturing | 9 | 5.1% |
| Professional, scientific, and technical services | 8 | 4.5% |
| Accommodation and food services | 8 | 4.5% |
| Transportation and warehousing | 6 | 3.4% |
| Information | 5 | 2.8% |
| Finance and insurance | 4 | 2.3% |
| Real estate and rental and leasing | 4 | 2.3% |
| Arts, entertainment, and recreation | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03220 vs 03246 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03246 | Laconia, NH | 15,963 | 7.3 mi |
| 03237 | Gilmanton, NH | 2,254 | 5.4 mi |
| 03276 | Tilton, NH | 8,324 | 5.7 mi |
| 03307 | Loudon, NH | 5,334 | 10.0 mi |
| 03249 | Gilford, NH | 7,113 | 7.7 mi |
| 03269 | Sanbornton, NH | 2,966 | 7.6 mi |
| 03837 | Gilmanton Iron Works, NH | 1,519 | 8.0 mi |
| 03224 | Canterbury, NH | 2,318 | 9.0 mi |
More ZIP Codes in Belknap County
Related Areas
Frequently Asked Questions
What county is ZIP code 03220 in? ▼
What is the population of ZIP code 03220? ▼
What is the median household income in ZIP 03220? ▼
What is the average home value in ZIP 03220? ▼
What is the demographic makeup of ZIP 03220? ▼
How many businesses are in ZIP code 03220? ▼
What are the main industries in ZIP code 03220? ▼
How have home values changed in ZIP code 03220? ▼
What is the education level in ZIP code 03220? ▼
What is the average commute time in ZIP 03220? ▼
What percentage of residents own vs. rent in ZIP 03220? ▼
What is the poverty rate in ZIP code 03220? ▼
ZIP Code Research Guides
Official Data Resources for Belmont, NH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.