PlainZIP

Belmont, NH · standard

ZIP Code 03220

Belknap County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,430
94/sq mi
$68,242
Median income
$316,200
Median home value
19.1%
Bachelor's or higher

The verdict

Belmont pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
Top 31%
home value, US ZIPs
94
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03220 against every reporting US ZIP.

ZIP code 03220 is a mid-sized community (a standard USPS delivery area) in Belmont, Belknap County, New Hampshire, home to 7,430 residents across 79.3 square miles, a density of 94 people per square mile, in the New York time zone.

ZIP 03220 reports a modest median household income of $68,242 (33% below the New Hampshire average), while per-capita income is $40,675. The poverty rate stands at 10.3% and the unemployment rate at 3.3%. Median home value sits at $316,200 (22% below the state average), median rent at $996 a month, and owner-occupancy at 82.1%.

Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 25 minutes. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Belknap County, letting you compare 03220 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03220

Top 5 sectors by establishment count in Belmont, NH

Which industries have the most business establishments in ZIP 03220.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03220, Belmont, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,430

Population

79.3

Area (sq mi)

94

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03220?

47.2

Median Age

47.4%

Male

52.6%

Female

1.5%

Foreign-Born

White 95.3%
African American 0.6%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,242

Median Household Income

-33% vs state

$40,675

Per Capita Income

10.3%

Poverty Rate

3.3%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 03220 ranks nationally

Belmont, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,242 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.7%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,677

Total Housing Units

3,111

Occupied Units

566

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 82.1%
Renter 17.9%

$316,200

Median Home Value

-22% vs state

$996

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

317

HPI Index (2000 = 100)

+217%

Total Change Since 2000

Home values in ZIP 03220 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +217% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 193
2021 +15.4% 223
2022 +12.1% 250
2023 +16.7% 292
2024 +8.3% 317

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 177 business establishments in ZIP 03220, employing approximately 1,703 people with a combined annual payroll of $100,936,000.

177

Businesses

1,703

Employees

$100.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 32 18.1%
Retail trade 32 18.1%
Other services (except public administration) 23 13.0%
Administrative and support and waste management and remediation services 13 7.3%
Health care and social assistance 13 7.3%
Wholesale trade 12 6.8%
Manufacturing 9 5.1%
Professional, scientific, and technical services 8 4.5%
Accommodation and food services 8 4.5%
Transportation and warehousing 6 3.4%
Information 5 2.8%
Finance and insurance 4 2.3%
Real estate and rental and leasing 4 2.3%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03220 vs 03246 →

ZIP 03220 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03220 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03220 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03220 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03246 Laconia, NH 15,963 7.3 mi
03237 Gilmanton, NH 2,254 5.4 mi
03276 Tilton, NH 8,324 5.7 mi
03307 Loudon, NH 5,334 10.0 mi
03249 Gilford, NH 7,113 7.7 mi
03269 Sanbornton, NH 2,966 7.6 mi
03837 Gilmanton Iron Works, NH 1,519 8.0 mi
03224 Canterbury, NH 2,318 9.0 mi

More ZIP Codes in Belknap County

03246 standard
Laconia, NH
Pop: 15,963
03249 standard
Gilford, NH
Pop: 7,113
03253 standard
Meredith, NH
Pop: 6,219
03809 standard
Alton, NH
Pop: 3,716
03225 standard
Center Barnstead, NH
Pop: 3,660
03269 standard
Sanbornton, NH
Pop: 2,966

Related Areas

Belknap County Belmont, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03220 in? ▼
ZIP code 03220 (Belmont) is located in Belknap County, New Hampshire. Belknap County contains multiple ZIP codes, see the full list at /counties/belknap-nh.
What is the population of ZIP code 03220? ▼
ZIP code 03220 in Belmont, NH has a population of 7,430 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03220? ▼
The median household income in ZIP 03220 is $68,242, which is 11% below the national average of $76,288.
What is the average home value in ZIP 03220? ▼
The median home value in ZIP 03220 is $316,200, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 03220? ▼
The largest racial group in ZIP 03220 is White at 95.3%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 03220? ▼
ZIP code 03220 has 177 business establishments employing approximately 1,703 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03220? ▼
The top industries by establishment count in ZIP 03220 are: Construction (32), Retail trade (32), Other services (except public administration) (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03220? ▼
According to the FHFA House Price Index, home values in ZIP 03220 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 217%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03220? ▼
In ZIP code 03220, 62.7% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03220? ▼
The mean commute time for workers in ZIP code 03220 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03220? ▼
In ZIP code 03220, approximately 82.1% of occupied housing units are owner-occupied and 17.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03220? ▼
The poverty rate in ZIP code 03220 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.