Residential delivery area · New Hampshire
ZIP Code 03220: Belmont, NH
ZIP code 03220 uses the postal name Belmont, New Hampshire and lies mostly in Belknap County (99% of its land) with the rest in Merrimack County (Census 2020 ZIP-county file). About 7,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,242 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Belmont (a census-designated place); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Belmont · its only residential ZIP
- County
- Belknap County (99%); Merrimack County (1%)
- Census places
- Belmont census-designated place
- Micro area
- Laconia, NH
- House districts
- NH-1 (99%), NH-2 (1%) 119th Congress, by share of land
- State
- New Hampshire
- Time zone
- Eastern
- Land area
- 30.3 sq mi · 244 people per sq mi
Where is ZIP code 03220?
03220 centers on 43.474°, -71.482° and covers 30.3 square miles of land plus 1.9 of water. It borders 6 ZIP codes: 03237, 03276, 03249, 03269, 03246, 03224.
The map draws ZIP code areas only. For the streets inside 03220, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 03220 compare with the rest of Belknap County?
| Measure | 03220 | In Belknap County | In NH |
|---|---|---|---|
| People (ACS 2020-2024) | 7,393 | 4th of 14 | 53rd of 247 |
| Median household income | $68k | not ranked | not ranked |
| Median home value | $316k | 13th of 14 | 142nd of 191 |
03220's median household income is not ranked: its 90% margin of error (±$20,404) is more than a quarter of the figure ($68,242). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 65% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 03220?
The 2020 Census counted 7,368 people in 03220; the ACS, which samples households over 2020-2024, estimates 7,393. Between the 2010 and 2020 censuses its population fell 0.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,393
- 2020 Census count
- 7,368−0.8% since 2010 (7,430)
- Households
- 3,111
- Median age
- 47.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 03220?
Of the 7,393 people the ACS estimates in 03220, 18.4% are under 18 and 22.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.7%).
- Under 1818.4%
- 18 to 6459.5%
- 65 and older22.1%
- White, not Hispanic94.7%
- Hispanic or Latino3.2%
- Other or two or more2.0%
- Asian, not Hispanic0.1%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 03220 earn?
Median household income is $68,242 (ACS 2020-2024). It is not measurably different from 2015-2019 ($87,780 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $68,242±$20,404
- Income per person
- $40,675
- Below the poverty line
- 10.3%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 19.1%
- Adjusted gross income per tax return, 2022
- $73,5623,750 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 03220?
FHFA's house price index for 03220, built from repeat sales and appraisals of the same homes, rose 130% from 2015 to 2025 and rose 78% from 2020 to 2025, and moved +7.7% in 2025.
- Median home value (owners' estimate)
- $316,200
- Median gross rent
- $996
- Homes owned by their occupants
- 82.1%
- Housing units
- 3,677
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 03220?
177 business establishments had a location in this ZIP code in 2023, 16 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction32
- Retail trade32
- Other services (except public administration)23
- Administrative and support and waste management and remediation services13
- Health care and social assistance13
- Wholesale trade12
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 03220?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 03237 | Gilmanton | 2,575 | $111k | 5.6 mi |
| 03276 | Tilton | 9,015 | $82k | 5.6 mi |
| 03249 | Gilford | 7,830 | $117k | 6.2 mi |
| 03269 | Sanbornton | 3,066 | $107k | 7.0 mi |
| 03246 | Laconia | 17,103 | $73k | 7.1 mi |
| 03224 | Canterbury | 2,392 | $138k | 9.2 mi |
| 03837 | Gilmanton Iron Works | 1,451 | $120k | 8.2 mi (near) |
| 03810 | Alton Bay | 2,314 | $148k | 9.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.