PlainZIP

Gilford, NH · standard

ZIP Code 03249

Belknap County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,113
71/sq mi
$116,635
Median income
$456,500
Median home value
45.4%
Bachelor's or higher

The verdict

Gilford pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 16%
home value, US ZIPs
71
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03249 against every reporting US ZIP.

ZIP code 03249 is a mid-sized community (a standard USPS delivery area) in Gilford, Belknap County, New Hampshire, home to 7,113 residents across 100.6 square miles, a density of 71 people per square mile, in the New York time zone.

ZIP 03249 skews affluent, with a median household income of $116,635 (14% above the New Hampshire average), while per-capita income is $55,713. Local economic indicators show a 6.2% poverty rate alongside 1.3% unemployment. The typical home here is valued at $456,500 (13% above the state average); renters pay a median of $1,150 monthly, and 93.1% of units are owner-occupied.

A solid share of residents have a four-year degree: 45.4% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 22 minutes. To put 03249 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Belknap County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03249

Top 5 sectors by establishment count in Gilford, NH

Which industries have the most business establishments in ZIP 03249.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03249, Gilford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,113

Population

100.6

Area (sq mi)

71

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03249?

48.2

Median Age

49.1%

Male

50.9%

Female

3.5%

Foreign-Born

White 89.6%
African American 1.0%
Asian 2.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,635

Median Household Income

+14% vs state

$55,713

Per Capita Income

6.2%

Poverty Rate

1.3%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 03249 ranks nationally

Gilford, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,635 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 45.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,213

Total Housing Units

3,044

Occupied Units

2,169

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 93.1%
Renter 6.9%

$456,500

Median Home Value

+13% vs state

$1,150

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

355

HPI Index (2000 = 100)

+255%

Total Change Since 2000

Home values in ZIP 03249 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +255% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 192
2021 +21.5% 233
2022 +27.6% 297
2023 +11.2% 330
2024 +7.7% 355

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 271 business establishments in ZIP 03249, employing approximately 2,731 people with a combined annual payroll of $153,659,000.

271

Businesses

2,731

Employees

$153.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 44 16.2%
Health care and social assistance 32 11.8%
Other services (except public administration) 32 11.8%
Professional, scientific, and technical services 29 10.7%
Retail trade 27 10.0%
Accommodation and food services 26 9.6%
Real estate and rental and leasing 15 5.5%
Finance and insurance 13 4.8%
Administrative and support and waste management and remediation services 11 4.1%
Manufacturing 10 3.7%
Wholesale trade 9 3.3%
Arts, entertainment, and recreation 9 3.3%
Educational services 6 2.2%
Transportation and warehousing 5 1.9%
Information 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03249 vs 03246 →

ZIP 03249 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03249 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03249 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03249 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03246 Laconia, NH 15,963 4.7 mi
03237 Gilmanton, NH 2,254 8.9 mi
03810 Alton Bay, NH 1,538 5.6 mi
03220 Belmont, NH 7,430 7.7 mi
03253 Meredith, NH 6,219 7.6 mi
03853 Mirror Lake, NH 602 7.7 mi
03837 Gilmanton Iron Works, NH 1,519 9.8 mi
03850 Melvin Village, NH 372 10.2 mi
03816 Center Tuftonboro, NH 1,368 10.9 mi
03226 Center Harbor, NH 1,117 11.9 mi

More ZIP Codes in Belknap County

03246 standard
Laconia, NH
Pop: 15,963
03220 standard
Belmont, NH
Pop: 7,430
03253 standard
Meredith, NH
Pop: 6,219
03809 standard
Alton, NH
Pop: 3,716
03225 standard
Center Barnstead, NH
Pop: 3,660
03269 standard
Sanbornton, NH
Pop: 2,966

Related Areas

Belknap County Gilford, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03249 in? ▼
ZIP code 03249 (Gilford) is located in Belknap County, New Hampshire. Belknap County contains multiple ZIP codes, see the full list at /counties/belknap-nh.
What is the population of ZIP code 03249? ▼
ZIP code 03249 in Gilford, NH has a population of 7,113 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03249? ▼
The median household income in ZIP 03249 is $116,635, which is 53% above the national average of $76,288.
What is the average home value in ZIP 03249? ▼
The median home value in ZIP 03249 is $456,500, which is 64% above the national average of $278,155.
What is the demographic makeup of ZIP 03249? ▼
The largest racial group in ZIP 03249 is White at 89.6%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 03249? ▼
ZIP code 03249 has 271 business establishments employing approximately 2,731 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03249? ▼
The top industries by establishment count in ZIP 03249 are: Construction (44), Health care and social assistance (32), Other services (except public administration) (32). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03249? ▼
According to the FHFA House Price Index, home values in ZIP 03249 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 255%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03249? ▼
In ZIP code 03249, 68.5% of residents aged 25+ have a high school diploma or higher, and 45.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03249? ▼
The mean commute time for workers in ZIP code 03249 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03249? ▼
In ZIP code 03249, approximately 93.1% of occupied housing units are owner-occupied and 6.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03249? ▼
The poverty rate in ZIP code 03249 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.