ZIP Code 03249
standardSource:
Gilford · Belknap County · New Hampshire
- Population
- 7,113
- Median income
- $116,635
- Median home value
- $456,500
- Bachelor's or higher
- 45.4%
- Land area
- 100.6 sq mi
71/sq mi
▲ 53% vs US
higher than 89% of US ZIPs
▲ 64% vs US
higher than 84% of US ZIPs
Median age 48.2
New York
ZIP code 03249 in Gilford, New Hampshire has a population of 7,113. The median household income is $116,635, which is 53% above the national average. Median home value is $456,500, 64% above the US average. 45.4% of residents hold a bachelor's degree or higher.
ZIP code 03249 is classified by USPS as a standard delivery area and covers roughly 100.6 square miles in Gilford, Belknap County, New Hampshire. The area is home to 7,113 residents, producing a population density of 71 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03249 against New Hampshire and the nation.
On the economic side, the median household income for ZIP 03249 sits at $116,635 (14% above the New Hampshire average), while per-capita income is $55,713. The poverty rate stands at 6.2% and the unemployment rate at 1.3%. On housing, the median home value is $456,500 (13% above the state average) with median rent at $1,150 per month, and 93.1% of occupied units are owner-occupied, a direct signal of whether 03249 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 45.4% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Belknap County, so you can benchmark 03249 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 03249
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 03249.
- Construction
Construction
44 establishments
- Health care and social assistance
Health care and social assistance
32 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Retail trade
Retail trade
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03249, Gilford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,113
Population
100.6
Area (sq mi)
71
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03249?
48.2
Median Age
49.1%
Male
50.9%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,635
Median Household Income
+14% vs state
$55,713
Per Capita Income
6.2%
Poverty Rate
1.3%
Unemployment Rate
21.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,213
Total Housing Units
3,044
Occupied Units
2,169
Vacant Units
2.57
Avg Household Size
Occupancy Type
$456,500
Median Home Value
+13% vs state
$1,150
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
355
HPI Index (2000 = 100)
+255%
Total Change Since 2000
Home values in ZIP 03249 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +255% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 192 |
| 2021 | +21.5% | 233 |
| 2022 | +27.6% | 297 |
| 2023 | +11.2% | 330 |
| 2024 | +7.7% | 355 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 271 business establishments in ZIP 03249, employing approximately 2,731 people with a combined annual payroll of $153,659,000.
271
Businesses
2,731
Employees
$153.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 16.2% |
| Health care and social assistance | 32 | 11.8% |
| Other services (except public administration) | 32 | 11.8% |
| Professional, scientific, and technical services | 29 | 10.7% |
| Retail trade | 27 | 10.0% |
| Accommodation and food services | 26 | 9.6% |
| Real estate and rental and leasing | 15 | 5.5% |
| Finance and insurance | 13 | 4.8% |
| Administrative and support and waste management and remediation services | 11 | 4.1% |
| Manufacturing | 10 | 3.7% |
| Wholesale trade | 9 | 3.3% |
| Arts, entertainment, and recreation | 9 | 3.3% |
| Educational services | 6 | 2.2% |
| Transportation and warehousing | 5 | 1.9% |
| Information | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03249 vs 03246 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03246 | Laconia, NH | 15,963 | 4.7 mi |
| 03237 | Gilmanton, NH | 2,254 | 8.9 mi |
| 03810 | Alton Bay, NH | 1,538 | 5.6 mi |
| 03220 | Belmont, NH | 7,430 | 7.7 mi |
| 03253 | Meredith, NH | 6,219 | 7.6 mi |
| 03853 | Mirror Lake, NH | 602 | 7.7 mi |
| 03837 | Gilmanton Iron Works, NH | 1,519 | 9.8 mi |
| 03850 | Melvin Village, NH | 372 | 10.2 mi |
| 03816 | Center Tuftonboro, NH | 1,368 | 10.9 mi |
| 03226 | Center Harbor, NH | 1,117 | 11.9 mi |
More ZIP Codes in Belknap County
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Frequently Asked Questions
What county is ZIP code 03249 in? ▼
What is the population of ZIP code 03249? ▼
What is the median household income in ZIP 03249? ▼
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What is the demographic makeup of ZIP 03249? ▼
How many businesses are in ZIP code 03249? ▼
What are the main industries in ZIP code 03249? ▼
How have home values changed in ZIP code 03249? ▼
What is the education level in ZIP code 03249? ▼
What is the average commute time in ZIP 03249? ▼
What percentage of residents own vs. rent in ZIP 03249? ▼
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ZIP Code Research Guides
Official Data Resources for Gilford, NH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.