ZIP Code 03254

standard

Source:

Moultonborough · Carroll County · New Hampshire

Population
4,049

26/sq mi

Median income
$106,440

▲ 40% vs US

higher than 85% of US ZIPs

Median home value
$641,300

▲ 131% vs US

higher than 92% of US ZIPs

Bachelor's or higher
48.5%

Median age 58.3

Land area
154.0 sq mi

New York

ZIP code 03254 in Moultonborough, New Hampshire has a population of 4,049. The median household income is $106,440, which is 40% above the national average. Median home value is $641,300, 131% above the US average. 48.5% of residents hold a bachelor's degree or higher.

ZIP code 03254 is classified by USPS as a standard delivery area and covers roughly 154.0 square miles in Moultonborough, Carroll County, New Hampshire. The area is home to 4,049 residents, producing a population density of 26 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03254 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03254 sits at $106,440 (4% above the New Hampshire average), while per-capita income is $58,424. The poverty rate stands at 2.2% and the unemployment rate at 4.0%. On housing, the median home value is $641,300 (58% above the state average) with median rent at $1,452 per month, and 92.6% of occupied units are owner-occupied, a direct signal of whether 03254 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.5% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is . We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 03254 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 03254

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 03254.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03254, Moultonborough, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,049

Population

154.0

Area (sq mi)

26

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03254?

58.3

Median Age

52.1%

Male

47.9%

Female

2.5%

Foreign-Born

White 92.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,440

Median Household Income

+4% vs state

$58,424

Per Capita Income

2.2%

Poverty Rate

4.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 48.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,011

Total Housing Units

2,177

Occupied Units

2,834

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 92.6%
Renter 7.4%

$641,300

Median Home Value

+58% vs state

$1,452

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.2%

YoY Change (2024)

374

HPI Index (2000 = 100)

+274%

Total Change Since 2000

Home values in ZIP 03254 have increased 18.2% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 209
2021 +20.3% 252
2022 +7.0% 269
2023 +17.5% 316
2024 +18.2% 374

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 194 business establishments in ZIP 03254, employing approximately 1,100 people with a combined annual payroll of $78,680,000.

194

Businesses

1,100

Employees

$78.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 42 21.6%
Accommodation and food services 24 12.4%
Retail trade 22 11.3%
Professional, scientific, and technical services 22 11.3%
Other services (except public administration) 17 8.8%
Administrative and support and waste management and remediation services 13 6.7%
Real estate and rental and leasing 12 6.2%
Finance and insurance 9 4.6%
Arts, entertainment, and recreation 8 4.1%
Health care and social assistance 7 3.6%
Transportation and warehousing 5 2.6%
Educational services 4 2.1%
Wholesale trade 3 1.6%
Information 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03254 vs 03850 →

ZIP Code City Population Distance
03850 Melvin Village, NH 372 4.4 mi
03883 South Tamworth, NH 178 6.7 mi
03226 Center Harbor, NH 1,117 6.8 mi
03816 Center Tuftonboro, NH 1,368 6.7 mi
03259 North Sandwich, NH 368 10.2 mi
03853 Mirror Lake, NH 602 7.7 mi
03227 Center Sandwich, NH 925 8.4 mi
03253 Meredith, NH 6,219 8.9 mi
03886 Tamworth, NH 2,112 10.5 mi

More ZIP Codes in Carroll County

Frequently Asked Questions

What county is ZIP code 03254 in?
ZIP code 03254 (Moultonborough) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03254?
ZIP code 03254 in Moultonborough, NH has a population of 4,049 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03254?
The median household income in ZIP 03254 is $106,440, which is 40% above the national average of $76,288.
What is the average home value in ZIP 03254?
The median home value in ZIP 03254 is $641,300, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 03254?
The largest racial group in ZIP 03254 is White at 92.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 03254?
ZIP code 03254 has 194 business establishments employing approximately 1,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03254?
The top industries by establishment count in ZIP 03254 are: Construction (42), Accommodation and food services (24), Retail trade (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03254?
According to the FHFA House Price Index, home values in ZIP 03254 increased by 18.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03254?
In ZIP code 03254, 65.0% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03254?
In ZIP code 03254, approximately 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03254?
The poverty rate in ZIP code 03254 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Moultonborough, NH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.