ZIP Code 03254
standardSource:
Moultonborough · Carroll County · New Hampshire
- Population
- 4,049
- Median income
- $106,440
- Median home value
- $641,300
- Bachelor's or higher
- 48.5%
- Land area
- 154.0 sq mi
26/sq mi
▲ 40% vs US
higher than 85% of US ZIPs
▲ 131% vs US
higher than 92% of US ZIPs
Median age 58.3
New York
ZIP code 03254 in Moultonborough, New Hampshire has a population of 4,049. The median household income is $106,440, which is 40% above the national average. Median home value is $641,300, 131% above the US average. 48.5% of residents hold a bachelor's degree or higher.
ZIP code 03254 is classified by USPS as a standard delivery area and covers roughly 154.0 square miles in Moultonborough, Carroll County, New Hampshire. The area is home to 4,049 residents, producing a population density of 26 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03254 against New Hampshire and the nation.
On the economic side, the median household income for ZIP 03254 sits at $106,440 (4% above the New Hampshire average), while per-capita income is $58,424. The poverty rate stands at 2.2% and the unemployment rate at 4.0%. On housing, the median home value is $641,300 (58% above the state average) with median rent at $1,452 per month, and 92.6% of occupied units are owner-occupied, a direct signal of whether 03254 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 48.5% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 03254 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 03254
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 03254.
- Construction
Construction
42 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Retail trade
Retail trade
22 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
22 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03254, Moultonborough, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,049
Population
154.0
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03254?
58.3
Median Age
52.1%
Male
47.9%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$106,440
Median Household Income
+4% vs state
$58,424
Per Capita Income
2.2%
Poverty Rate
4.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,011
Total Housing Units
2,177
Occupied Units
2,834
Vacant Units
2.37
Avg Household Size
Occupancy Type
$641,300
Median Home Value
+58% vs state
$1,452
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.2%
YoY Change (2024)
374
HPI Index (2000 = 100)
+274%
Total Change Since 2000
Home values in ZIP 03254 have increased 18.2% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 209 |
| 2021 | +20.3% | 252 |
| 2022 | +7.0% | 269 |
| 2023 | +17.5% | 316 |
| 2024 | +18.2% | 374 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 194 business establishments in ZIP 03254, employing approximately 1,100 people with a combined annual payroll of $78,680,000.
194
Businesses
1,100
Employees
$78.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 42 | 21.6% |
| Accommodation and food services | 24 | 12.4% |
| Retail trade | 22 | 11.3% |
| Professional, scientific, and technical services | 22 | 11.3% |
| Other services (except public administration) | 17 | 8.8% |
| Administrative and support and waste management and remediation services | 13 | 6.7% |
| Real estate and rental and leasing | 12 | 6.2% |
| Finance and insurance | 9 | 4.6% |
| Arts, entertainment, and recreation | 8 | 4.1% |
| Health care and social assistance | 7 | 3.6% |
| Transportation and warehousing | 5 | 2.6% |
| Educational services | 4 | 2.1% |
| Wholesale trade | 3 | 1.6% |
| Information | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03254 vs 03850 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03850 | Melvin Village, NH | 372 | 4.4 mi |
| 03883 | South Tamworth, NH | 178 | 6.7 mi |
| 03226 | Center Harbor, NH | 1,117 | 6.8 mi |
| 03816 | Center Tuftonboro, NH | 1,368 | 6.7 mi |
| 03259 | North Sandwich, NH | 368 | 10.2 mi |
| 03853 | Mirror Lake, NH | 602 | 7.7 mi |
| 03227 | Center Sandwich, NH | 925 | 8.4 mi |
| 03253 | Meredith, NH | 6,219 | 8.9 mi |
| 03886 | Tamworth, NH | 2,112 | 10.5 mi |
More ZIP Codes in Carroll County
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Frequently Asked Questions
What county is ZIP code 03254 in? ▼
What is the population of ZIP code 03254? ▼
What is the median household income in ZIP 03254? ▼
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What is the demographic makeup of ZIP 03254? ▼
How many businesses are in ZIP code 03254? ▼
What are the main industries in ZIP code 03254? ▼
How have home values changed in ZIP code 03254? ▼
What is the education level in ZIP code 03254? ▼
What percentage of residents own vs. rent in ZIP 03254? ▼
What is the poverty rate in ZIP code 03254? ▼
ZIP Code Research Guides
Official Data Resources for Moultonborough, NH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.