Moultonborough, NH · standard
ZIP Code 03254
Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,049
- 26/sq mi Moderate-density area
- $106,440
- Median income Above-median income area
- $641,300
- Median home value Above-median home value
- 48.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Moultonborough pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 26
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03254 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03254 (Moultonborough, NH) rose +18.2% from 2023 to 2024. The all-transactions index moved from 316.4 in 2023 to 373.9 in 2024 (2000 = 100).
ZIP code 03254 covers 154.0 square miles in Moultonborough, Carroll County, New Hampshire (a standard USPS delivery area), with a modest 4,049 residents on file, a density of 26 people per square mile, in the New York time zone.
ZIP 03254 lands in the middle-income range, with a median household income of $106,440 (4% above the average New Hampshire ZIP), while per-capita income is $58,424. The poverty rate is 2.2%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $641,300 (58% above the average New Hampshire ZIP), while 92.6% of occupied homes are owner-occupied and median rent is $1,452.
A solid share of residents have a four-year degree: 48.5% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Carroll County, so 03254 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03254
Top 5 sectors by establishment count in Moultonborough, NH
Which industries have the most business establishments in ZIP 03254.
- Construction
Construction
42 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Retail trade
Retail trade
22 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
22 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03254, Moultonborough, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,049
Population
154.0
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03254?
58.3
Median Age
52.1%
Male
47.9%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$106,440
Median Household Income
+4% vs state ZIP avg
$58,424
Per Capita Income
2.2%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 03254 ranks among New Hampshire ZIPs
Moultonborough, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$106,440 Top 40% higher than 60% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,011housing units
5,011
Total Housing Units
2,177
Occupied Units
2,834
Vacant Units
2.37
Avg Household Size
Occupancy Type
$641,300
Median Home Value
+58% vs state ZIP avg
$1,452
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.2%
YoY Change (2024)
374
HPI Index (2000 = 100)
+274%
Total Change Since 2000
Home values in ZIP 03254 have increased 18.2% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 209 |
| 2021 | +20.3% | 252 |
| 2022 | +7.0% | 269 |
| 2023 | +17.5% | 316 |
| 2024 | +18.2% | 374 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 194 business establishments in ZIP 03254, employing approximately 1,100 people with a combined annual payroll of $78,680,000.
194
Businesses
1,100
Employees
$78.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 42 | 21.6% |
| Accommodation and food services | 24 | 12.4% |
| Retail trade | 22 | 11.3% |
| Professional, scientific, and technical services | 22 | 11.3% |
| Other services (except public administration) | 17 | 8.8% |
| Administrative and support and waste management and remediation services | 13 | 6.7% |
| Real estate and rental and leasing | 12 | 6.2% |
| Finance and insurance | 9 | 4.6% |
| Arts, entertainment, and recreation | 8 | 4.1% |
| Health care and social assistance | 7 | 3.6% |
| Transportation and warehousing | 5 | 2.6% |
| Educational services | 4 | 2.1% |
| Wholesale trade | 3 | 1.6% |
| Information | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03254 vs 03850 →
ZIP 03254 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03253
Meredith (03253)
6,219 residents
- 03254
Moultonborough (03254)
4,049 residents
- 03886 2,112
Tamworth (03886)
2,112 residents
- 03816 1,368
Center Tuftonboro (03816)
1,368 residents
- 03226 1,117
Center Harbor (03226)
1,117 residents
- 03227 925
Center Sandwich (03227)
925 residents
- 03853 602
Mirror Lake (03853)
602 residents
- 03850 372
Melvin Village (03850)
372 residents
- 03259 368
North Sandwich (03259)
368 residents
What this shows Among its immediate neighbors, ZIP 03254 ranks #2 by population - useful context the national average alone can't give.
ZIP 03254 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03227
Center Sandwich (03227)
$146,917 median income
- 03226
Center Harbor (03226)
$107,500 median income
- 03254
Moultonborough (03254)
$106,440 median income
- 03853
Mirror Lake (03853)
$103,900 median income
- 03850
Melvin Village (03850)
$101,298 median income
- 03816
Center Tuftonboro (03816)
$88,971 median income
- 03259
North Sandwich (03259)
$84,872 median income
- 03253
Meredith (03253)
$84,719 median income
- 03886
Tamworth (03886)
$74,450 median income
What this shows By household income, ZIP 03254 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03850 | Melvin Village, NH | 372 | 4.4 mi |
| 03883 | South Tamworth, NH | 178 | 6.7 mi |
| 03226 | Center Harbor, NH | 1,117 | 6.8 mi |
| 03816 | Center Tuftonboro, NH | 1,368 | 6.7 mi |
| 03259 | North Sandwich, NH | 368 | 10.2 mi |
| 03853 | Mirror Lake, NH | 602 | 7.7 mi |
| 03227 | Center Sandwich, NH | 925 | 8.4 mi |
| 03253 | Meredith, NH | 6,219 | 8.9 mi |
| 03886 | Tamworth, NH | 2,112 | 10.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03254, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,049 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 03254 in?
ZIP code 03254 (Moultonborough) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03254?
ZIP code 03254 in Moultonborough, NH has a population of 4,049 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03254?
The median household income in ZIP 03254 is $106,440, which is 40% above the national average of $76,288.
What is the average home value in ZIP 03254?
The median home value in ZIP 03254 is $641,300, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 03254?
The largest racial group in ZIP 03254 is White at 92.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 03254?
ZIP code 03254 has 194 business establishments employing approximately 1,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03254?
The top industries by establishment count in ZIP 03254 are: Construction (42), Accommodation and food services (24), Retail trade (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03254?
According to the FHFA House Price Index, home values in ZIP 03254 increased by 18.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03254?
In ZIP code 03254, 65.0% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03254?
In ZIP code 03254, approximately 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03254?
The poverty rate in ZIP code 03254 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03254's numbers, next.
- See how ZIP 03254 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Moultonborough, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.