PlainZIP

Moultonborough, NH · standard

ZIP Code 03254

Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,049
26/sq mi
$106,440
Median income
$641,300
Median home value
48.5%
Bachelor's or higher

The verdict

Moultonborough pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 8%
home value, US ZIPs
26
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03254 against every reporting US ZIP.

ZIP code 03254 covers 154.0 square miles in Moultonborough, Carroll County, New Hampshire (a standard USPS delivery area), with a modest 4,049 residents on file, a density of 26 people per square mile, in the New York time zone.

ZIP 03254 lands in the middle-income range, with a median household income of $106,440 (4% above the New Hampshire average), while per-capita income is $58,424. Poverty here runs at 2.2%, with unemployment measured at 4.0%. Median home value sits at $641,300 (58% above the state average), median rent at $1,452 a month, and owner-occupancy at 92.6%.

A solid share of residents have a four-year degree: 48.5% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is -. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Carroll County, letting you compare 03254 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03254

Top 5 sectors by establishment count in Moultonborough, NH

Which industries have the most business establishments in ZIP 03254.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03254, Moultonborough, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,049

Population

154.0

Area (sq mi)

26

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03254?

58.3

Median Age

52.1%

Male

47.9%

Female

2.5%

Foreign-Born

White 92.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,440

Median Household Income

+4% vs state

$58,424

Per Capita Income

2.2%

Poverty Rate

4.0%

Unemployment Rate

How ZIP 03254 ranks nationally

Moultonborough, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$106,440 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 48.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,011

Total Housing Units

2,177

Occupied Units

2,834

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 92.6%
Renter 7.4%

$641,300

Median Home Value

+58% vs state

$1,452

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.2%

YoY Change (2024)

374

HPI Index (2000 = 100)

+274%

Total Change Since 2000

Home values in ZIP 03254 have increased 18.2% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 209
2021 +20.3% 252
2022 +7.0% 269
2023 +17.5% 316
2024 +18.2% 374

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 194 business establishments in ZIP 03254, employing approximately 1,100 people with a combined annual payroll of $78,680,000.

194

Businesses

1,100

Employees

$78.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 42 21.6%
Accommodation and food services 24 12.4%
Retail trade 22 11.3%
Professional, scientific, and technical services 22 11.3%
Other services (except public administration) 17 8.8%
Administrative and support and waste management and remediation services 13 6.7%
Real estate and rental and leasing 12 6.2%
Finance and insurance 9 4.6%
Arts, entertainment, and recreation 8 4.1%
Health care and social assistance 7 3.6%
Transportation and warehousing 5 2.6%
Educational services 4 2.1%
Wholesale trade 3 1.6%
Information 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03254 vs 03850 →

ZIP 03254 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03254 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03254 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03254 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03850 Melvin Village, NH 372 4.4 mi
03883 South Tamworth, NH 178 6.7 mi
03226 Center Harbor, NH 1,117 6.8 mi
03816 Center Tuftonboro, NH 1,368 6.7 mi
03259 North Sandwich, NH 368 10.2 mi
03853 Mirror Lake, NH 602 7.7 mi
03227 Center Sandwich, NH 925 8.4 mi
03253 Meredith, NH 6,219 8.9 mi
03886 Tamworth, NH 2,112 10.5 mi

More ZIP Codes in Carroll County

03894 standard
Wolfeboro, NH
Pop: 6,314
03860 standard
North Conway, NH
Pop: 4,056
03872 standard
Sanbornville, NH
Pop: 3,809
03818 standard
Conway, NH
Pop: 3,807
03813 standard
Center Conway, NH
Pop: 3,250
03814 standard
Center Ossipee, NH
Pop: 2,329

Related Areas

Carroll County Moultonborough, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03254 in? ▼
ZIP code 03254 (Moultonborough) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03254? ▼
ZIP code 03254 in Moultonborough, NH has a population of 4,049 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03254? ▼
The median household income in ZIP 03254 is $106,440, which is 40% above the national average of $76,288.
What is the average home value in ZIP 03254? ▼
The median home value in ZIP 03254 is $641,300, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 03254? ▼
The largest racial group in ZIP 03254 is White at 92.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 03254? ▼
ZIP code 03254 has 194 business establishments employing approximately 1,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03254? ▼
The top industries by establishment count in ZIP 03254 are: Construction (42), Accommodation and food services (24), Retail trade (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03254? ▼
According to the FHFA House Price Index, home values in ZIP 03254 increased by 18.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03254? ▼
In ZIP code 03254, 65.0% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03254? ▼
In ZIP code 03254, approximately 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03254? ▼
The poverty rate in ZIP code 03254 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.