PlainZIP

Holderness, NH · standard

ZIP Code 03245

Grafton County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,027
26/sq mi
$107,863
Median income
$363,100
Median home value
55.7%
Bachelor's or higher

The verdict

Holderness pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 25%
home value, US ZIPs
26
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03245 against every reporting US ZIP.

ZIP code 03245 covers 78.9 square miles in Holderness, Grafton County, New Hampshire (a standard USPS delivery area), with a modest 2,027 residents on file, a density of 26 people per square mile, in the New York time zone.

ZIP 03245 lands in the middle-income range, with a median household income of $107,863 (5% above the New Hampshire average), while per-capita income is $58,501. Poverty here runs at 12.1%, with unemployment measured at 2.2%. Housing costs here run $363,100 for a typical home value (10% below the state average), with rent averaging $2,068 a month; 83.7% of homes are owner-occupied.

This is a highly-educated ZIP: 55.7% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. To put 03245 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Grafton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03245

Top 5 sectors by establishment count in Holderness, NH

Which industries have the most business establishments in ZIP 03245.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03245, Holderness, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,027

Population

78.9

Area (sq mi)

26

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03245?

39.4

Median Age

43.9%

Male

56.1%

Female

3.8%

Foreign-Born

White 90.3%
African American 0.0%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,863

Median Household Income

+5% vs state

$58,501

Per Capita Income

12.1%

Poverty Rate

2.2%

Unemployment Rate

How ZIP 03245 ranks nationally

Holderness, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$107,863 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.8%
Bachelor's Degree or Higher 55.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,514

Total Housing Units

867

Occupied Units

647

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 83.7%
Renter 16.3%

$363,100

Median Home Value

-10% vs state

$2,068

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 75 business establishments in ZIP 03245, employing approximately 626 people with a combined annual payroll of $32,604,000.

75

Businesses

626

Employees

$32.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 14 18.7%
Construction 13 17.3%
Administrative and support and waste management and remediation services 10 13.3%
Retail trade 6 8.0%
Other services (except public administration) 5 6.7%
Professional, scientific, and technical services 4 5.3%
Arts, entertainment, and recreation 4 5.3%
Manufacturing 3 4.0%
Wholesale trade 3 4.0%
Real estate and rental and leasing 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03245 vs 03217 →

ZIP 03245 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03245 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03245 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03245 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03217 Ashland, NH 2,076 3.2 mi
03226 Center Harbor, NH 1,117 5.0 mi
03264 Plymouth, NH 7,468 6.3 mi
03256 New Hampton, NH 2,169 9.0 mi
03223 Campton, NH 3,427 8.3 mi
03227 Center Sandwich, NH 925 8.0 mi
03253 Meredith, NH 6,219 9.3 mi

More ZIP Codes in Grafton County

03755 standard
Hanover, NH
Pop: 10,538
03766 standard
Lebanon, NH
Pop: 8,958
03264 standard
Plymouth, NH
Pop: 7,468
03561 standard
Littleton, NH
Pop: 5,939
03222 standard
Bristol, NH
Pop: 5,353
03748 standard
Enfield, NH
Pop: 4,762

Related Areas

Grafton County Holderness, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03245 in? ▼
ZIP code 03245 (Holderness) is located in Grafton County, New Hampshire. Grafton County contains multiple ZIP codes, see the full list at /counties/grafton-nh.
What is the population of ZIP code 03245? ▼
ZIP code 03245 in Holderness, NH has a population of 2,027 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03245? ▼
The median household income in ZIP 03245 is $107,863, which is 41% above the national average of $76,288.
What is the average home value in ZIP 03245? ▼
The median home value in ZIP 03245 is $363,100, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 03245? ▼
The largest racial group in ZIP 03245 is White at 90.3%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 03245? ▼
ZIP code 03245 has 75 business establishments employing approximately 626 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03245? ▼
The top industries by establishment count in ZIP 03245 are: Accommodation and food services (14), Construction (13), Administrative and support and waste management and remediation services (10). There are 10 industry sectors represented in total.
What is the education level in ZIP code 03245? ▼
In ZIP code 03245, 71.8% of residents aged 25+ have a high school diploma or higher, and 55.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03245? ▼
In ZIP code 03245, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03245? ▼
The poverty rate in ZIP code 03245 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.