ZIP Code 03245

ZIP code 03245 is classified by USPS as a standard delivery area and covers roughly 78.9 square miles in Holderness, Grafton County, New Hampshire. The area is home to 2,027 residents, producing a population density of 26 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03245 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03245 sits at $107,863 (5% above the New Hampshire average), while per-capita income is $58,501. The poverty rate stands at 12.1% and the unemployment rate at 2.2%. On housing, the median home value is $363,100 (10% below the state average) with median rent at $2,068 per month, and 83.7% of occupied units are owner-occupied, a direct signal of whether 03245 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 55.7% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grafton County, so you can benchmark 03245 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →