Holderness, NH · standard
ZIP Code 03245
Grafton County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,027
- 26/sq mi Moderate-density area
- $107,863
- Median income Above-median income area
- $363,100
- Median home value Above-median home value
- 55.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Holderness pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 26
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03245 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03245 (Holderness, NH) rose +5.7% from 2023 to 2024.
ZIP code 03245 covers 78.9 square miles in Holderness, Grafton County, New Hampshire (a standard USPS delivery area), with a modest 2,027 residents on file, a density of 26 people per square mile, in the New York time zone.
ZIP 03245 lands in the middle-income range, with a median household income of $107,863 (5% above the average New Hampshire ZIP), while per-capita income is $58,501. The poverty rate is 12.1%, with unemployment at 2.2%; those measures add context to the income figure. Median home value is $363,100 (10% below the average New Hampshire ZIP) and median rent is $2,068; 83.7% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 55.7% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Grafton County, so 03245 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03245
Top 5 sectors by establishment count in Holderness, NH
Which industries have the most business establishments in ZIP 03245.
- Accommodation and food services
Accommodation and food services
14 establishments
- Construction
Construction
13 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
10 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03245, Holderness, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,027
Population
78.9
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03245?
39.4
Median Age
43.9%
Male
56.1%
Female
3.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,863
Median Household Income
+5% vs state ZIP avg
$58,501
Per Capita Income
12.1%
Poverty Rate
2.2%
Unemployment Rate
How ZIP 03245 ranks among New Hampshire ZIPs
Holderness, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$107,863 Top 36% higher than 64% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,514housing units
1,514
Total Housing Units
867
Occupied Units
647
Vacant Units
2.07
Avg Household Size
Occupancy Type
$363,100
Median Home Value
-10% vs state ZIP avg
$2,068
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 03245, employing approximately 626 people with a combined annual payroll of $32,604,000.
75
Businesses
626
Employees
$32.6M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 14 | 18.7% |
| Construction | 13 | 17.3% |
| Administrative and support and waste management and remediation services | 10 | 13.3% |
| Retail trade | 6 | 8.0% |
| Other services (except public administration) | 5 | 6.7% |
| Professional, scientific, and technical services | 4 | 5.3% |
| Arts, entertainment, and recreation | 4 | 5.3% |
| Manufacturing | 3 | 4.0% |
| Wholesale trade | 3 | 4.0% |
| Real estate and rental and leasing | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03245 vs 03217 →
ZIP 03245 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03264
Plymouth (03264)
7,468 residents
- 03253
Meredith (03253)
6,219 residents
- 03223
Campton (03223)
3,427 residents
- 03256 2,169
New Hampton (03256)
2,169 residents
- 03217 2,076
Ashland (03217)
2,076 residents
- 03245 2,027
Holderness (03245)
2,027 residents
- 03226 1,117
Center Harbor (03226)
1,117 residents
- 03227 925
Center Sandwich (03227)
925 residents
What this shows Among its immediate neighbors, ZIP 03245 ranks #6 by population - useful context the national average alone can't give.
ZIP 03245 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03227
Center Sandwich (03227)
$146,917 median income
- 03223
Campton (03223)
$118,534 median income
- 03245
Holderness (03245)
$107,863 median income
- 03226
Center Harbor (03226)
$107,500 median income
- 03256
New Hampton (03256)
$87,917 median income
- 03253
Meredith (03253)
$84,719 median income
- 03264
Plymouth (03264)
$76,892 median income
- 03217 $54,607
Ashland (03217)
$54,607 median income
What this shows By household income, ZIP 03245 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03245, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,027 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grafton County
Related Areas
Frequently Asked Questions
What county is ZIP code 03245 in?
ZIP code 03245 (Holderness) is located in Grafton County, New Hampshire. Grafton County contains multiple ZIP codes, see the full list at /counties/grafton-nh.
What is the population of ZIP code 03245?
ZIP code 03245 in Holderness, NH has a population of 2,027 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03245?
The median household income in ZIP 03245 is $107,863, which is 41% above the national average of $76,288.
What is the average home value in ZIP 03245?
The median home value in ZIP 03245 is $363,100, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 03245?
The largest racial group in ZIP 03245 is White at 90.3%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 03245?
ZIP code 03245 has 75 business establishments employing approximately 626 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03245?
The top industries by establishment count in ZIP 03245 are: Accommodation and food services (14), Construction (13), Administrative and support and waste management and remediation services (10). There are 10 industry sectors represented in total.
What is the education level in ZIP code 03245?
In ZIP code 03245, 71.8% of residents aged 25+ have a high school diploma or higher, and 55.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03245?
In ZIP code 03245, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03245?
The poverty rate in ZIP code 03245 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03245's numbers, next.
- See how ZIP 03245 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Holderness, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.