Center Harbor, NH · standard
ZIP Code 03226
Belknap County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,117
- 32/sq mi Moderate-density area
- $107,500
- Median income Above-median income area
- $462,800
- Median home value Above-median home value
- 46.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Center Harbor pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 32
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03226 against every reporting US ZIP.
ZIP code 03226 is a sparsely populated ZIP (a standard USPS delivery area) in Center Harbor, Belknap County, New Hampshire, home to just 1,117 residents across 34.8 square miles, a density of 32 people per square mile, in the New York time zone.
ZIP 03226 lands in the middle-income range, with a median household income of $107,500 (5% above the average New Hampshire ZIP), while per-capita income is $53,672. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.9% and unemployment is 2.6%. Median home value is $462,800 (14% above the average New Hampshire ZIP); 91.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 46.0% of adults hold a bachelor's degree or higher, the median age is 59.5, and the average commute is 24 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Belknap County, so 03226 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03226
Top 5 sectors by establishment count in Center Harbor, NH
Which industries have the most business establishments in ZIP 03226.
- Retail trade
Retail trade
7 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Construction
Construction
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03226, Center Harbor, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,117
Population
34.8
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03226?
59.5
Median Age
50.6%
Male
49.4%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,500
Median Household Income
+5% vs state ZIP avg
$53,672
Per Capita Income
1.9%
Poverty Rate
2.6%
Unemployment Rate
24.3 min
Mean Commute Time
How ZIP 03226 ranks among New Hampshire ZIPs
Center Harbor, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$107,500 Top 37% higher than 63% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
769housing units
769
Total Housing Units
434
Occupied Units
335
Vacant Units
2.31
Avg Household Size
Occupancy Type
$462,800
Median Home Value
+14% vs state ZIP avg
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 39 business establishments in ZIP 03226, employing approximately 309 people with a combined annual payroll of $13,074,000.
39
Businesses
309
Employees
$13.1M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 17.9% |
| Accommodation and food services | 6 | 15.4% |
| Construction | 5 | 12.8% |
| Other services (except public administration) | 5 | 12.8% |
| Real estate and rental and leasing | 4 | 10.3% |
| Professional, scientific, and technical services | 3 | 7.7% |
| Administrative and support and waste management and remediation services | 3 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03226 vs 03253 →
ZIP 03226 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03246
Laconia (03246)
15,963 residents
- 03249
Gilford (03249)
7,113 residents
- 03253 6,219
Meredith (03253)
6,219 residents
- 03254 4,049
Moultonborough (03254)
4,049 residents
- 03256 2,169
New Hampton (03256)
2,169 residents
- 03217 2,076
Ashland (03217)
2,076 residents
- 03245 2,027
Holderness (03245)
2,027 residents
- 03226 1,117
Center Harbor (03226)
1,117 residents
- 03227 925
Center Sandwich (03227)
925 residents
What this shows Among its immediate neighbors, ZIP 03226 ranks #8 by population - useful context the national average alone can't give.
ZIP 03226 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03227
Center Sandwich (03227)
$146,917 median income
- 03249
Gilford (03249)
$116,635 median income
- 03245
Holderness (03245)
$107,863 median income
- 03226
Center Harbor (03226)
$107,500 median income
- 03254
Moultonborough (03254)
$106,440 median income
- 03256
New Hampton (03256)
$87,917 median income
- 03253
Meredith (03253)
$84,719 median income
- 03246
Laconia (03246)
$73,241 median income
- 03217 $54,607
Ashland (03217)
$54,607 median income
What this shows By household income, ZIP 03226 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03253 | Meredith, NH | 6,219 | 5.1 mi |
| 03245 | Holderness, NH | 2,027 | 5.0 mi |
| 03217 | Ashland, NH | 2,076 | 6.0 mi |
| 03254 | Moultonborough, NH | 4,049 | 6.8 mi |
| 03246 | Laconia, NH | 15,963 | 9.2 mi |
| 03227 | Center Sandwich, NH | 925 | 8.8 mi |
| 03256 | New Hampton, NH | 2,169 | 8.2 mi |
| 03249 | Gilford, NH | 7,113 | 11.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03226, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,117 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Belknap County
Related Areas
Frequently Asked Questions
What county is ZIP code 03226 in?
ZIP code 03226 (Center Harbor) is located in Belknap County, New Hampshire. Belknap County contains multiple ZIP codes, see the full list at /counties/belknap-nh.
What is the population of ZIP code 03226?
ZIP code 03226 in Center Harbor, NH has a population of 1,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03226?
The median household income in ZIP 03226 is $107,500, which is 41% above the national average of $76,288.
What is the average home value in ZIP 03226?
The median home value in ZIP 03226 is $462,800, which is 66% above the national average of $278,155.
What is the demographic makeup of ZIP 03226?
The largest racial group in ZIP 03226 is White at 90.9%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 03226?
ZIP code 03226 has 39 business establishments employing approximately 309 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03226?
The top industries by establishment count in ZIP 03226 are: Retail trade (7), Accommodation and food services (6), Construction (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 03226?
In ZIP code 03226, 72.7% of residents aged 25+ have a high school diploma or higher, and 46.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03226?
The mean commute time for workers in ZIP code 03226 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03226?
In ZIP code 03226, approximately 91.5% of occupied housing units are owner-occupied and 8.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03226?
The poverty rate in ZIP code 03226 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03226's numbers, next.
- See how ZIP 03226 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Center Harbor, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.