Residential delivery area · New Hampshire
ZIP Code 03226: Center Harbor, NH
ZIP code 03226 uses the postal name Center Harbor, New Hampshire and lies entirely in Belknap County (Census 2020 ZIP-county file). About 1,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $107,500 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Center Harbor · its only residential ZIP
- County
- Belknap County
- Micro area
- Laconia, NH
- House districts
- NH-2 (97%), NH-1 (3%) 119th Congress, by share of land
- State
- New Hampshire
- Time zone
- Eastern
- Land area
- 13.7 sq mi · 73 people per sq mi
Where is ZIP code 03226?
03226 centers on 43.703°, -71.510° and covers 13.7 square miles of land plus 3.0 of water. It borders 4 ZIP codes: 03253, 03245, 03254, 03256.
The map draws ZIP code areas only. For the streets inside 03226, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 03226 compare with the rest of Belknap County?
| Measure | 03226 | In Belknap County | In NH |
|---|---|---|---|
| People (ACS 2020-2024) | 1,005 | 14th of 14 | 198th of 247 |
| Median household income | $108k | 5th of 9 | 66th of 158 |
| Median home value | $463k | 3rd of 14 | 46th of 191 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 49% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 03226?
The 2020 Census counted 1,145 people in 03226; the ACS, which samples households over 2020-2024, estimates 1,005. Between the 2010 and 2020 censuses its population grew 2.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,005±231 (90% margin)
- 2020 Census count
- 1,145+2.5% since 2010 (1,117)
- Households
- 434
- Median age
- 59.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 03226?
Of the 1,005 people the ACS estimates in 03226, 11.7% are under 18 and 37.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.0%).
- Under 1811.7%
- 18 to 6450.7%
- 65 and older37.5%
- White, not Hispanic90.0%
- Other or two or more8.5%
- Hispanic or Latino1.6%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 03226 earn?
Median household income is $107,500 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in Belknap County. It is not measurably different from 2015-2019 ($93,899 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $107,500±$26,165
- Income per person
- $53,672
- Below the poverty line
- 1.9%
- Unemployed (of the labor force)
- 2.6%
- Adults 25+ with a bachelor's degree
- 46.0%
- Adjusted gross income per tax return, 2022
- $178,9631,060 returns; wages 33% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 03226?
- Median home value (owners' estimate)
- $462,800
- Median gross rent
- –
- Homes owned by their occupants
- 91.5%
- Housing units
- 769
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 03226?
39 business establishments had a location in this ZIP code in 2023, 9 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade7
- Accommodation and food services6
- Construction5
- Other services (except public administration)5
- Real estate and rental and leasing4
- Professional, scientific, and technical services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 03226?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 03253 | Meredith | 6,707 | $85k | 5.0 mi |
| 03245 | Holderness | 1,917 | $108k | 5.4 mi |
| 03254 | Moultonborough | 5,172 | $106k | 7.3 mi |
| 03256 | New Hampton | 2,497 | $88k | 8.2 mi |
| 03217 | Ashland | 2,183 | $55k | 6.8 mi (near) |
| 03227 | Center Sandwich | 1,388 | $147k | 8.3 mi (near) |
| 03246 | Laconia | 17,103 | $73k | 8.8 mi (near) |
| 03264 | Plymouth | 6,885 | $77k | 9.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.