PlainZIP

Center Harbor, NH · standard

ZIP Code 03226

Belknap County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,117
32/sq mi
$107,500
Median income
$462,800
Median home value
46.0%
Bachelor's or higher

The verdict

Center Harbor pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 15%
home value, US ZIPs
32
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03226 against every reporting US ZIP.

ZIP code 03226 is a sparsely populated ZIP (a standard USPS delivery area) in Center Harbor, Belknap County, New Hampshire, home to just 1,117 residents across 34.8 square miles, a density of 32 people per square mile, in the New York time zone.

ZIP 03226 lands in the middle-income range, with a median household income of $107,500 (5% above the New Hampshire average), while per-capita income is $53,672. 1.9% of residents live below the poverty line, and the unemployment rate reads 2.6%. Median home value sits at $462,800 (14% above the state average), median rent at - a month, and owner-occupancy at 91.5%.

A solid share of residents have a four-year degree: 46.0% of adults hold a bachelor's degree or higher, the median age is 59.5, and the average commute is 24 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Belknap County, so you can benchmark 03226 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03226

Top 5 sectors by establishment count in Center Harbor, NH

Which industries have the most business establishments in ZIP 03226.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03226, Center Harbor, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,117

Population

34.8

Area (sq mi)

32

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03226?

59.5

Median Age

50.6%

Male

49.4%

Female

2.6%

Foreign-Born

White 90.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,500

Median Household Income

+5% vs state

$53,672

Per Capita Income

1.9%

Poverty Rate

2.6%

Unemployment Rate

24.3 min

Mean Commute Time

How ZIP 03226 ranks nationally

Center Harbor, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$107,500 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.7%
Bachelor's Degree or Higher 46.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

769

Total Housing Units

434

Occupied Units

335

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 91.5%
Renter 8.5%

$462,800

Median Home Value

+14% vs state

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 03226, employing approximately 309 people with a combined annual payroll of $13,074,000.

39

Businesses

309

Employees

$13.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 7 17.9%
Accommodation and food services 6 15.4%
Construction 5 12.8%
Other services (except public administration) 5 12.8%
Real estate and rental and leasing 4 10.3%
Professional, scientific, and technical services 3 7.7%
Administrative and support and waste management and remediation services 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03226 vs 03253 →

ZIP 03226 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03226 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03226 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03226 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03253 Meredith, NH 6,219 5.1 mi
03245 Holderness, NH 2,027 5.0 mi
03217 Ashland, NH 2,076 6.0 mi
03254 Moultonborough, NH 4,049 6.8 mi
03246 Laconia, NH 15,963 9.2 mi
03227 Center Sandwich, NH 925 8.8 mi
03256 New Hampton, NH 2,169 8.2 mi
03249 Gilford, NH 7,113 11.9 mi

More ZIP Codes in Belknap County

03246 standard
Laconia, NH
Pop: 15,963
03220 standard
Belmont, NH
Pop: 7,430
03249 standard
Gilford, NH
Pop: 7,113
03253 standard
Meredith, NH
Pop: 6,219
03809 standard
Alton, NH
Pop: 3,716
03225 standard
Center Barnstead, NH
Pop: 3,660

Related Areas

Belknap County Center Harbor, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03226 in? ▼
ZIP code 03226 (Center Harbor) is located in Belknap County, New Hampshire. Belknap County contains multiple ZIP codes, see the full list at /counties/belknap-nh.
What is the population of ZIP code 03226? ▼
ZIP code 03226 in Center Harbor, NH has a population of 1,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03226? ▼
The median household income in ZIP 03226 is $107,500, which is 41% above the national average of $76,288.
What is the average home value in ZIP 03226? ▼
The median home value in ZIP 03226 is $462,800, which is 66% above the national average of $278,155.
What is the demographic makeup of ZIP 03226? ▼
The largest racial group in ZIP 03226 is White at 90.9%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 03226? ▼
ZIP code 03226 has 39 business establishments employing approximately 309 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03226? ▼
The top industries by establishment count in ZIP 03226 are: Retail trade (7), Accommodation and food services (6), Construction (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 03226? ▼
In ZIP code 03226, 72.7% of residents aged 25+ have a high school diploma or higher, and 46.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03226? ▼
The mean commute time for workers in ZIP code 03226 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03226? ▼
In ZIP code 03226, approximately 91.5% of occupied housing units are owner-occupied and 8.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03226? ▼
The poverty rate in ZIP code 03226 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.