ZIP Code 03226

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Source:

Center Harbor · Belknap County · New Hampshire

Population
1,117

32/sq mi

Median income
$107,500

▲ 41% vs US

higher than 85% of US ZIPs

Median home value
$462,800

▲ 66% vs US

higher than 85% of US ZIPs

Bachelor's or higher
46.0%

Median age 59.5

Land area
34.8 sq mi

New York

ZIP code 03226 in Center Harbor, New Hampshire has a population of 1,117. The median household income is $107,500, which is 41% above the national average. Median home value is $462,800, 66% above the US average. 46.0% of residents hold a bachelor's degree or higher.

ZIP code 03226 is classified by USPS as a standard delivery area and covers roughly 34.8 square miles in Center Harbor, Belknap County, New Hampshire. The area is home to 1,117 residents, producing a population density of 32 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03226 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03226 sits at $107,500 (5% above the New Hampshire average), while per-capita income is $53,672. The poverty rate stands at 1.9% and the unemployment rate at 2.6%. On housing, the median home value is $462,800 (14% above the state average) with median rent at per month, and 91.5% of occupied units are owner-occupied, a direct signal of whether 03226 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.0% of adults hold a bachelor's degree or higher, the median age is 59.5, and the average commute is 24 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Belknap County, so you can benchmark 03226 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 03226

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 03226.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03226, Center Harbor, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,117

Population

34.8

Area (sq mi)

32

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03226?

59.5

Median Age

50.6%

Male

49.4%

Female

2.6%

Foreign-Born

White 90.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,500

Median Household Income

+5% vs state

$53,672

Per Capita Income

1.9%

Poverty Rate

2.6%

Unemployment Rate

24.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.7%
Bachelor's Degree or Higher 46.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

769

Total Housing Units

434

Occupied Units

335

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 91.5%
Renter 8.5%

$462,800

Median Home Value

+14% vs state

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 03226, employing approximately 309 people with a combined annual payroll of $13,074,000.

39

Businesses

309

Employees

$13.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 7 17.9%
Accommodation and food services 6 15.4%
Construction 5 12.8%
Other services (except public administration) 5 12.8%
Real estate and rental and leasing 4 10.3%
Professional, scientific, and technical services 3 7.7%
Administrative and support and waste management and remediation services 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03226 vs 03253 →

ZIP Code City Population Distance
03253 Meredith, NH 6,219 5.1 mi
03245 Holderness, NH 2,027 5.0 mi
03217 Ashland, NH 2,076 6.0 mi
03254 Moultonborough, NH 4,049 6.8 mi
03246 Laconia, NH 15,963 9.2 mi
03227 Center Sandwich, NH 925 8.8 mi
03256 New Hampton, NH 2,169 8.2 mi
03249 Gilford, NH 7,113 11.9 mi

More ZIP Codes in Belknap County

Frequently Asked Questions

What county is ZIP code 03226 in?
ZIP code 03226 (Center Harbor) is located in Belknap County, New Hampshire. Belknap County contains multiple ZIP codes, see the full list at /counties/belknap-nh.
What is the population of ZIP code 03226?
ZIP code 03226 in Center Harbor, NH has a population of 1,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03226?
The median household income in ZIP 03226 is $107,500, which is 41% above the national average of $76,288.
What is the average home value in ZIP 03226?
The median home value in ZIP 03226 is $462,800, which is 66% above the national average of $278,155.
What is the demographic makeup of ZIP 03226?
The largest racial group in ZIP 03226 is White at 90.9%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 03226?
ZIP code 03226 has 39 business establishments employing approximately 309 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03226?
The top industries by establishment count in ZIP 03226 are: Retail trade (7), Accommodation and food services (6), Construction (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 03226?
In ZIP code 03226, 72.7% of residents aged 25+ have a high school diploma or higher, and 46.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03226?
The mean commute time for workers in ZIP code 03226 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03226?
In ZIP code 03226, approximately 91.5% of occupied housing units are owner-occupied and 8.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03226?
The poverty rate in ZIP code 03226 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Center Harbor, NH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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