Bow, NH · standard
ZIP Code 03304
Merrimack County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,519
- 103/sq mi Moderate-density area
- $172,857
- Median income Above-median income area
- $506,500
- Median home value Above-median home value
- 60.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bow pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 103
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03304 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03304 (Bow, NH) rose +9.1% from 2023 to 2024. The all-transactions index moved from 233.3 in 2023 to 254.4 in 2024 (2000 = 100).
ZIP code 03304 is a mid-sized community (a standard USPS delivery area) in Bow, Merrimack County, New Hampshire, home to 7,519 residents across 72.9 square miles, a density of 103 people per square mile, in the New York time zone.
ZIP 03304 skews affluent, with a median household income of $172,857 (69% above the average New Hampshire ZIP), while per-capita income is $70,406. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.7% and unemployment is 3.7%. Housing is both higher-cost and owner-heavy: median home value is $506,500 (25% above the average New Hampshire ZIP), while 87.5% of occupied homes are owner-occupied and median rent is $1,539.
This is a highly-educated ZIP: 60.3% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Merrimack County, so 03304 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03304
Top 5 sectors by establishment count in Bow, NH
Which industries have the most business establishments in ZIP 03304.
- Construction
Construction
38 establishments
- Wholesale trade
Wholesale trade
25 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
25 establishments
- Manufacturing
Manufacturing
23 establishments
- Retail trade
Retail trade
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03304, Bow, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,519
Population
72.9
Area (sq mi)
103
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03304?
41.5
Median Age
48.3%
Male
51.7%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$172,857
Median Household Income
+69% vs state ZIP avg
$70,406
Per Capita Income
2.7%
Poverty Rate
3.7%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 03304 ranks among New Hampshire ZIPs
Bow, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$172,857 Top 3% higher than 97% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,905housing units
2,905
Total Housing Units
2,858
Occupied Units
47
Vacant Units
2.92
Avg Household Size
Occupancy Type
$506,500
Median Home Value
+25% vs state ZIP avg
$1,539
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.1%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 03304 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.9% | 163 |
| 2021 | +13.0% | 184 |
| 2022 | +14.3% | 211 |
| 2023 | +10.7% | 233 |
| 2024 | +9.1% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 229 business establishments in ZIP 03304, employing approximately 3,700 people with a combined annual payroll of $275,794,000.
229
Businesses
3,700
Employees
$275.8M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 38 | 16.6% |
| Wholesale trade | 25 | 10.9% |
| Administrative and support and waste management and remediation services | 25 | 10.9% |
| Manufacturing | 23 | 10.0% |
| Retail trade | 23 | 10.0% |
| Professional, scientific, and technical services | 21 | 9.2% |
| Other services (except public administration) | 19 | 8.3% |
| Health care and social assistance | 14 | 6.1% |
| Educational services | 9 | 3.9% |
| Transportation and warehousing | 8 | 3.5% |
| Finance and insurance | 8 | 3.5% |
| Real estate and rental and leasing | 8 | 3.5% |
| Accommodation and food services | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03304 vs 03046 →
ZIP 03304 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03301
Concord (03301)
33,008 residents
- 03104
Manchester (03104)
32,798 residents
- 03102
Manchester (03102)
31,096 residents
- 03045
Goffstown (03045)
13,560 residents
- 03106
Hooksett (03106)
13,374 residents
- 03275 11,437
Suncook (03275)
11,437 residents
- 03304 7,519
Bow (03304)
7,519 residents
- 03101 3,049
Manchester (03101)
3,049 residents
- 03046 2,758
Dunbarton (03046)
2,758 residents
What this shows Among its immediate neighbors, ZIP 03304 ranks #7 by population - useful context the national average alone can't give.
ZIP 03304 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03304
Bow (03304)
$172,857 median income
- 03046
Dunbarton (03046)
$124,348 median income
- 03045
Goffstown (03045)
$119,205 median income
- 03106
Hooksett (03106)
$118,442 median income
- 03258
Chichester (03258)
$108,906 median income
- 03104
Manchester (03104)
$88,897 median income
- 03301
Concord (03301)
$86,840 median income
- 03101
Manchester (03101)
$84,434 median income
- 03275
Suncook (03275)
$82,910 median income
What this shows By household income, ZIP 03304 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03046 | Dunbarton, NH | 2,758 | 4.3 mi |
| 03301 | Concord, NH | 33,008 | 6.5 mi |
| 03275 | Suncook, NH | 11,437 | 6.0 mi |
| 03045 | Goffstown, NH | 13,560 | 7.9 mi |
| 03106 | Hooksett, NH | 13,374 | 6.3 mi |
| 03102 | Manchester, NH | 31,096 | 8.7 mi |
| 03101 | Manchester, NH | 3,049 | 10.3 mi |
| 03104 | Manchester, NH | 32,798 | 9.5 mi |
| 03258 | Chichester, NH | 2,517 | 11.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03304, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,519 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merrimack County
Related Areas
Frequently Asked Questions
What county is ZIP code 03304 in?
ZIP code 03304 (Bow) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03304?
ZIP code 03304 in Bow, NH has a population of 7,519 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03304?
The median household income in ZIP 03304 is $172,857, which is 127% above the national average of $76,288.
What is the average home value in ZIP 03304?
The median home value in ZIP 03304 is $506,500, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 03304?
The largest racial group in ZIP 03304 is White at 94.0%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 03304?
ZIP code 03304 has 229 business establishments employing approximately 3,700 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03304?
The top industries by establishment count in ZIP 03304 are: Construction (38), Wholesale trade (25), Administrative and support and waste management and remediation services (25). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 03304?
According to the FHFA House Price Index, home values in ZIP 03304 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03304?
In ZIP code 03304, 78.0% of residents aged 25+ have a high school diploma or higher, and 60.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03304?
The mean commute time for workers in ZIP code 03304 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03304?
In ZIP code 03304, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03304?
The poverty rate in ZIP code 03304 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03304's numbers, next.
- See how ZIP 03304 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bow, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.