PlainZIP

Bow, NH · standard

ZIP Code 03304

Merrimack County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,519
103/sq mi
$172,857
Median income
$506,500
Median home value
60.3%
Bachelor's or higher

The verdict

Bow pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 13%
home value, US ZIPs
103
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03304 against every reporting US ZIP.

ZIP code 03304 is a mid-sized community (a standard USPS delivery area) in Bow, Merrimack County, New Hampshire, home to 7,519 residents across 72.9 square miles, a density of 103 people per square mile, in the New York time zone.

ZIP 03304 skews affluent, with a median household income of $172,857 (69% above the New Hampshire average), while per-capita income is $70,406. 2.7% of residents live below the poverty line, and the unemployment rate reads 3.7%. Housing costs here run $506,500 for a typical home value (25% above the state average), with rent averaging $1,539 a month; 87.5% of homes are owner-occupied.

This is a highly-educated ZIP: 60.3% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 27 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 03304, plus 6 more within Merrimack County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03304

Top 5 sectors by establishment count in Bow, NH

Which industries have the most business establishments in ZIP 03304.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03304, Bow, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,519

Population

72.9

Area (sq mi)

103

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03304?

41.5

Median Age

48.3%

Male

51.7%

Female

3.6%

Foreign-Born

White 94.0%
African American 0.6%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$172,857

Median Household Income

+69% vs state

$70,406

Per Capita Income

2.7%

Poverty Rate

3.7%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 03304 ranks nationally

Bow, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$172,857 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.0%
Bachelor's Degree or Higher 60.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,905

Total Housing Units

2,858

Occupied Units

47

Vacant Units

2.92

Avg Household Size

Occupancy Type

Owner 87.5%
Renter 12.5%

$506,500

Median Home Value

+25% vs state

$1,539

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 03304 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 163
2021 +13.0% 184
2022 +14.3% 211
2023 +10.7% 233
2024 +9.1% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 229 business establishments in ZIP 03304, employing approximately 3,700 people with a combined annual payroll of $275,794,000.

229

Businesses

3,700

Employees

$275.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 38 16.6%
Wholesale trade 25 10.9%
Administrative and support and waste management and remediation services 25 10.9%
Manufacturing 23 10.0%
Retail trade 23 10.0%
Professional, scientific, and technical services 21 9.2%
Other services (except public administration) 19 8.3%
Health care and social assistance 14 6.1%
Educational services 9 3.9%
Transportation and warehousing 8 3.5%
Finance and insurance 8 3.5%
Real estate and rental and leasing 8 3.5%
Accommodation and food services 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03304 vs 03046 →

ZIP 03304 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03304 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03304 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03304 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03046 Dunbarton, NH 2,758 4.3 mi
03301 Concord, NH 33,008 6.5 mi
03275 Suncook, NH 11,437 6.0 mi
03045 Goffstown, NH 13,560 7.9 mi
03106 Hooksett, NH 13,374 6.3 mi
03102 Manchester, NH 31,096 8.7 mi
03101 Manchester, NH 3,049 10.3 mi
03104 Manchester, NH 32,798 9.5 mi
03258 Chichester, NH 2,517 11.0 mi

More ZIP Codes in Merrimack County

03301 standard
Concord, NH
Pop: 33,008
03303 standard
Concord, NH
Pop: 15,524
03106 standard
Hooksett, NH
Pop: 13,374
03275 standard
Suncook, NH
Pop: 11,437
03235 standard
Franklin, NH
Pop: 8,562
03276 standard
Tilton, NH
Pop: 8,324

Related Areas

Merrimack County Bow, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03304 in? ▼
ZIP code 03304 (Bow) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03304? ▼
ZIP code 03304 in Bow, NH has a population of 7,519 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03304? ▼
The median household income in ZIP 03304 is $172,857, which is 127% above the national average of $76,288.
What is the average home value in ZIP 03304? ▼
The median home value in ZIP 03304 is $506,500, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 03304? ▼
The largest racial group in ZIP 03304 is White at 94.0%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 03304? ▼
ZIP code 03304 has 229 business establishments employing approximately 3,700 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03304? ▼
The top industries by establishment count in ZIP 03304 are: Construction (38), Wholesale trade (25), Administrative and support and waste management and remediation services (25). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 03304? ▼
According to the FHFA House Price Index, home values in ZIP 03304 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03304? ▼
In ZIP code 03304, 78.0% of residents aged 25+ have a high school diploma or higher, and 60.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03304? ▼
The mean commute time for workers in ZIP code 03304 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03304? ▼
In ZIP code 03304, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03304? ▼
The poverty rate in ZIP code 03304 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.