ZIP Code 03860
standardSource:
North Conway · Carroll County · New Hampshire
- Population
- 4,056
- Median income
- $71,759
- Median home value
- $401,500
- Bachelor's or higher
- 36.2%
- Land area
- 52.1 sq mi
78/sq mi
▼ 6% vs US
higher than 50% of US ZIPs
▲ 44% vs US
higher than 80% of US ZIPs
Median age 59.8
New York
ZIP code 03860 in North Conway, New Hampshire has a population of 4,056. The median household income is $71,759, which is 6% below the national average. Median home value is $401,500, 44% above the US average. 36.2% of residents hold a bachelor's degree or higher.
ZIP code 03860 is classified by USPS as a standard delivery area and covers roughly 52.1 square miles in North Conway, Carroll County, New Hampshire. The area is home to 4,056 residents, producing a population density of 78 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03860 against New Hampshire and the nation.
On the economic side, the median household income for ZIP 03860 sits at $71,759 (30% below the New Hampshire average), while per-capita income is $52,258. The poverty rate stands at 9.8% and the unemployment rate at 3.0%. On housing, the median home value is $401,500 (1% below the state average) with median rent at $1,033 per month, and 63.7% of occupied units are owner-occupied, a direct signal of whether 03860 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.2% of adults hold a bachelor's degree or higher, the median age is 59.8, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 03860 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 03860
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 03860.
- Retail trade
Retail trade
123 establishments
- Accommodation and food services
Accommodation and food services
85 establishments
- Health care and social assistance 27
Health care and social assistance
27 establishments
- Other services (except public administration) 23
Other services (except public administration)
23 establishments
- Construction 19
Construction
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03860, North Conway, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,056
Population
52.1
Area (sq mi)
78
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03860?
59.8
Median Age
49.4%
Male
50.6%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,759
Median Household Income
-30% vs state
$52,258
Per Capita Income
9.8%
Poverty Rate
3.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,281
Total Housing Units
1,964
Occupied Units
1,317
Vacant Units
1.79
Avg Household Size
Occupancy Type
$401,500
Median Home Value
-1% vs state
$1,033
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.2%
YoY Change (2024)
376
HPI Index (2000 = 100)
+276%
Total Change Since 2000
Home values in ZIP 03860 have decreased 4.2% over the past year (2024). Since 2000, this ZIP has seen +276% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 233 |
| 2021 | +17.1% | 273 |
| 2022 | +42.0% | 388 |
| 2023 | +1.2% | 392 |
| 2024 | -4.2% | 376 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 369 business establishments in ZIP 03860, employing approximately 5,202 people with a combined annual payroll of $223,781,000.
369
Businesses
5,202
Employees
$223.8M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 123 | 33.3% |
| Accommodation and food services | 85 | 23.0% |
| Health care and social assistance | 27 | 7.3% |
| Other services (except public administration) | 23 | 6.2% |
| Construction | 19 | 5.2% |
| Real estate and rental and leasing | 19 | 5.2% |
| Finance and insurance | 16 | 4.3% |
| Professional, scientific, and technical services | 15 | 4.1% |
| Transportation and warehousing | 10 | 2.7% |
| Arts, entertainment, and recreation | 10 | 2.7% |
| Information | 9 | 2.4% |
| Manufacturing | 6 | 1.6% |
| Wholesale trade | 3 | 0.8% |
| Administrative and support and waste management and remediation services | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03860 vs 03847 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03847 | Kearsarge, NH | 294 | 2.0 mi |
| 03845 | Intervale, NH | 991 | 4.5 mi |
| 03813 | Center Conway, NH | 3,250 | 5.3 mi |
| 03849 | Madison, NH | 1,585 | 9.8 mi |
| 03838 | Glen, NH | 1,031 | 7.7 mi |
| 03818 | Conway, NH | 3,807 | 8.0 mi |
| 03832 | Eaton Center, NH | 395 | 10.2 mi |
| 03875 | Silver Lake, NH | 833 | 10.6 mi |
| 03846 | Jackson, NH | 799 | 10.5 mi |
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 03860 in? ▼
What is the population of ZIP code 03860? ▼
What is the median household income in ZIP 03860? ▼
What is the average home value in ZIP 03860? ▼
What is the demographic makeup of ZIP 03860? ▼
How many businesses are in ZIP code 03860? ▼
What are the main industries in ZIP code 03860? ▼
How have home values changed in ZIP code 03860? ▼
What is the education level in ZIP code 03860? ▼
What percentage of residents own vs. rent in ZIP 03860? ▼
What is the poverty rate in ZIP code 03860? ▼
ZIP Code Research Guides
Official Data Resources for North Conway, NH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.