Fryeburg, ME · standard
ZIP Code 04037
Oxford County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,834
- 18/sq mi Moderate-density area
- $54,414
- Median income Below-median income area
- $278,200
- Median home value Near-median home value
- 25.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fryeburg pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 20th pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 18
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04037 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04037 (Fryeburg, ME) fell -1.2% from 2023 to 2024. The all-transactions index moved from 220.3 in 2023 to 217.7 in 2024 (2000 = 100).
ZIP code 04037 covers 214.2 square miles in Fryeburg, Oxford County, Maine (a standard USPS delivery area), with a modest 3,834 residents on file, a density of 18 people per square mile, in the New York time zone.
ZIP 04037 reports a modest median household income of $54,414 (26% below the average Maine ZIP), while per-capita income is $36,701. The poverty rate is 10.3%, with unemployment at 2.6%; those measures add context to the income figure. Median home value is $278,200 (2% below the average Maine ZIP) and median rent is $890; 84.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 53.4, and the average commute is 24 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Oxford County, so 04037 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04037
Top 5 sectors by establishment count in Fryeburg, ME
Which industries have the most business establishments in ZIP 04037.
- Retail trade
Retail trade
23 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Construction
Construction
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04037, Fryeburg, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,834
Population
214.2
Area (sq mi)
18
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04037?
53.4
Median Age
49.6%
Male
50.4%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,414
Median Household Income
-26% vs state ZIP avg
$36,701
Per Capita Income
10.3%
Poverty Rate
2.6%
Unemployment Rate
23.5 min
Mean Commute Time
How ZIP 04037 ranks among Maine ZIPs
Fryeburg, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,414 18th percentile higher than 18% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,359housing units
2,359
Total Housing Units
1,733
Occupied Units
626
Vacant Units
2.26
Avg Household Size
Occupancy Type
$278,200
Median Home Value
-2% vs state ZIP avg
$890
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.2%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 04037 have decreased 1.2% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 142 |
| 2021 | +15.6% | 164 |
| 2022 | +8.9% | 179 |
| 2023 | +22.9% | 220 |
| 2024 | -1.2% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 112 business establishments in ZIP 04037, employing approximately 1,026 people with a combined annual payroll of $55,214,000.
112
Businesses
1,026
Employees
$55.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 23 | 20.5% |
| Health care and social assistance | 14 | 12.5% |
| Accommodation and food services | 13 | 11.6% |
| Construction | 10 | 8.9% |
| Other services (except public administration) | 10 | 8.9% |
| Manufacturing | 9 | 8.0% |
| Administrative and support and waste management and remediation services | 7 | 6.3% |
| Professional, scientific, and technical services | 6 | 5.4% |
| Wholesale trade | 5 | 4.5% |
| Finance and insurance | 3 | 2.7% |
| Real estate and rental and leasing | 3 | 2.7% |
| Arts, entertainment, and recreation | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04037 vs 03813 →
ZIP 04037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04037
Fryeburg (04037)
3,834 residents
- 03813
Center Conway (03813)
3,250 residents
- 04051 1,153
Lovell (04051)
1,153 residents
- 04022 1,148
Denmark (04022)
1,148 residents
What this shows Among its immediate neighbors, ZIP 04037 ranks the most populous - useful context the national average alone can't give.
ZIP 04037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04051
Lovell (04051)
$80,625 median income
- 04022
Denmark (04022)
$64,167 median income
- 03813
Center Conway (03813)
$56,951 median income
- 04037
Fryeburg (04037)
$54,414 median income
What this shows By household income, ZIP 04037 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04037, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,834 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oxford County
Related Areas
Frequently Asked Questions
What county is ZIP code 04037 in?
ZIP code 04037 (Fryeburg) is located in Oxford County, Maine. Oxford County contains multiple ZIP codes, see the full list at /counties/oxford-me.
What is the population of ZIP code 04037?
ZIP code 04037 in Fryeburg, ME has a population of 3,834 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04037?
The median household income in ZIP 04037 is $54,414, which is 29% below the national average of $76,288.
What is the average home value in ZIP 04037?
The median home value in ZIP 04037 is $278,200, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 04037?
The largest racial group in ZIP 04037 is White at 94.3%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04037?
ZIP code 04037 has 112 business establishments employing approximately 1,026 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04037?
The top industries by establishment count in ZIP 04037 are: Retail trade (23), Health care and social assistance (14), Accommodation and food services (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 04037?
According to the FHFA House Price Index, home values in ZIP 04037 decreased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04037?
In ZIP code 04037, 69.4% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04037?
The mean commute time for workers in ZIP code 04037 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04037?
In ZIP code 04037, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04037?
The poverty rate in ZIP code 04037 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04037's numbers, next.
- See how ZIP 04037 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fryeburg, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.