Fryeburg, ME · standard

ZIP Code 04037

Oxford County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,834
18/sq mi
$54,414
Median income
$278,200
Median home value
25.8%
Bachelor's or higher

The verdict

Fryeburg pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
18
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04037 against every reporting US ZIP.

ZIP code 04037 covers 214.2 square miles in Fryeburg, Oxford County, Maine (a standard USPS delivery area), with a modest 3,834 residents on file, a density of 18 people per square mile, in the New York time zone.

ZIP 04037 reports a modest median household income of $54,414 (26% below the Maine average), while per-capita income is $36,701. The poverty rate stands at 10.3% and the unemployment rate at 2.6%. Housing costs here run $278,200 for a typical home value (2% below the state average), with rent averaging $890 a month; 84.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 53.4, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oxford County, so you can benchmark 04037 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04037

Top 5 sectors by establishment count in Fryeburg, ME

Which industries have the most business establishments in ZIP 04037.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04037, Fryeburg, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,834

Population

214.2

Area (sq mi)

18

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04037?

53.4

Median Age

49.6%

Male

50.4%

Female

3.1%

Foreign-Born

White 94.3%
African American 0.2%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,414

Median Household Income

-26% vs state

$36,701

Per Capita Income

10.3%

Poverty Rate

2.6%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 04037 ranks nationally

Fryeburg, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,414 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 25.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,359

Total Housing Units

1,733

Occupied Units

626

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$278,200

Median Home Value

-2% vs state

$890

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.2%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 04037 have decreased 1.2% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 142
2021 +15.6% 164
2022 +8.9% 179
2023 +22.9% 220
2024 -1.2% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 112 business establishments in ZIP 04037, employing approximately 1,026 people with a combined annual payroll of $55,214,000.

112

Businesses

1,026

Employees

$55.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 23 20.5%
Health care and social assistance 14 12.5%
Accommodation and food services 13 11.6%
Construction 10 8.9%
Other services (except public administration) 10 8.9%
Manufacturing 9 8.0%
Administrative and support and waste management and remediation services 7 6.3%
Professional, scientific, and technical services 6 5.4%
Wholesale trade 5 4.5%
Finance and insurance 3 2.7%
Real estate and rental and leasing 3 2.7%
Arts, entertainment, and recreation 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04037 vs 03813 →

ZIP 04037 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04037 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04037 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04037 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03813 Center Conway, NH 3,250 4.7 mi
04051 Lovell, ME 1,153 7.4 mi
04022 Denmark, ME 1,148 10.5 mi

More ZIP Codes in Oxford County

Frequently Asked Questions

What county is ZIP code 04037 in?
ZIP code 04037 (Fryeburg) is located in Oxford County, Maine. Oxford County contains multiple ZIP codes, see the full list at /counties/oxford-me.
What is the population of ZIP code 04037?
ZIP code 04037 in Fryeburg, ME has a population of 3,834 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04037?
The median household income in ZIP 04037 is $54,414, which is 29% below the national average of $76,288.
What is the average home value in ZIP 04037?
The median home value in ZIP 04037 is $278,200, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 04037?
The largest racial group in ZIP 04037 is White at 94.3%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04037?
ZIP code 04037 has 112 business establishments employing approximately 1,026 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04037?
The top industries by establishment count in ZIP 04037 are: Retail trade (23), Health care and social assistance (14), Accommodation and food services (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 04037?
According to the FHFA House Price Index, home values in ZIP 04037 decreased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04037?
In ZIP code 04037, 69.4% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04037?
The mean commute time for workers in ZIP code 04037 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04037?
In ZIP code 04037, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04037?
The poverty rate in ZIP code 04037 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.