Harrison, ME · standard
ZIP Code 04040
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,111
- 20/sq mi Moderate-density area
- $57,218
- Median income Below-median income area
- $256,300
- Median home value Near-median home value
- 31.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Harrison pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 20
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04040 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04040 (Harrison, ME) rose +3.9% from 2023 to 2024. The all-transactions index moved from 342.0 in 2023 to 355.2 in 2024 (2000 = 100).
ZIP code 04040 covers 159.5 square miles in Harrison, Cumberland County, Maine (a standard USPS delivery area), with a modest 3,111 residents on file, a density of 20 people per square mile, in the New York time zone.
ZIP 04040 reports a modest median household income of $57,218 (22% below the average Maine ZIP), while per-capita income is $41,133. The poverty rate is 18.3%, with unemployment at 8.4%; those measures add context to the income figure. Median home value is $256,300 (10% below the average Maine ZIP) and median rent is $890; 90.4% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.4% of adults hold a bachelor's degree or higher, the median age is 55.2, and the average commute is 31 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04040
Top 5 sectors by establishment count in Harrison, ME
Which industries have the most business establishments in ZIP 04040.
- Construction
Construction
23 establishments
- Administrative and support and waste management and remediation services 9
Administrative and support and waste management and remediation services
9 establishments
- Accommodation and food services 9
Accommodation and food services
9 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
- Arts, entertainment, and recreation 4
Arts, entertainment, and recreation
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04040, Harrison, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,111
Population
159.5
Area (sq mi)
20
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04040?
55.2
Median Age
48.1%
Male
51.9%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,218
Median Household Income
-22% vs state ZIP avg
$41,133
Per Capita Income
18.3%
Poverty Rate
8.4%
Unemployment Rate
30.6 min
Mean Commute Time
How ZIP 04040 ranks among Maine ZIPs
Harrison, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,218 26th percentile higher than 26% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,113housing units
2,113
Total Housing Units
1,474
Occupied Units
639
Vacant Units
2.07
Avg Household Size
Occupancy Type
$256,300
Median Home Value
-10% vs state ZIP avg
$890
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.9%
YoY Change (2024)
355
HPI Index (2000 = 100)
+255%
Total Change Since 2000
Home values in ZIP 04040 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +255% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 228 |
| 2021 | +12.7% | 257 |
| 2022 | +25.4% | 322 |
| 2023 | +6.2% | 342 |
| 2024 | +3.9% | 355 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 04040, employing approximately 251 people with a combined annual payroll of $12,408,000.
67
Businesses
251
Employees
$12.4M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 34.3% |
| Administrative and support and waste management and remediation services | 9 | 13.4% |
| Accommodation and food services | 9 | 13.4% |
| Professional, scientific, and technical services | 7 | 10.4% |
| Arts, entertainment, and recreation | 4 | 6.0% |
| Retail trade | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04040 vs 04057 →
ZIP 04040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04009
Bridgton (04009)
5,151 residents
- 04268
Norway (04268)
5,023 residents
- 04055
Naples (04055)
3,793 residents
- 04040
Harrison (04040)
3,111 residents
- 04088 1,516
Waterford (04088)
1,516 residents
- 04022 1,148
Denmark (04022)
1,148 residents
- 04057 56
North Bridgton (04057)
56 residents
- 04267 37
North Waterford (04267)
37 residents
What this shows Among its immediate neighbors, ZIP 04040 ranks #4 by population - useful context the national average alone can't give.
ZIP 04040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04055
Naples (04055)
$78,188 median income
- 04009
Bridgton (04009)
$78,021 median income
- 04022
Denmark (04022)
$64,167 median income
- 04088
Waterford (04088)
$63,750 median income
- 04040
Harrison (04040)
$57,218 median income
- 04268
Norway (04268)
$54,342 median income
What this shows By household income, ZIP 04040 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04040, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,111 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04040 in?
ZIP code 04040 (Harrison) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04040?
ZIP code 04040 in Harrison, ME has a population of 3,111 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04040?
The median household income in ZIP 04040 is $57,218, which is 25% below the national average of $76,288.
What is the average home value in ZIP 04040?
The median home value in ZIP 04040 is $256,300, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 04040?
The largest racial group in ZIP 04040 is White at 93.1%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 04040?
ZIP code 04040 has 67 business establishments employing approximately 251 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04040?
The top industries by establishment count in ZIP 04040 are: Construction (23), Administrative and support and waste management and remediation services (9), Accommodation and food services (9). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 04040?
According to the FHFA House Price Index, home values in ZIP 04040 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 255%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04040?
In ZIP code 04040, 68.9% of residents aged 25+ have a high school diploma or higher, and 31.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04040?
The mean commute time for workers in ZIP code 04040 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04040?
In ZIP code 04040, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04040?
The poverty rate in ZIP code 04040 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04040's numbers, next.
- See how ZIP 04040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harrison, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.