PlainZIP

ZIP Code 04040

standard

Source:

Harrison · Cumberland County · Maine

Population
3,111

20/sq mi

Median income
$57,218

▼ 25% vs US

higher than 24% of US ZIPs

Median home value
$256,300

▼ 8% vs US

higher than 59% of US ZIPs

Bachelor's or higher
31.4%

Median age 55.2

Land area
159.5 sq mi

New York

ZIP code 04040 in Harrison, Maine has a population of 3,111. The median household income is $57,218, which is 25% below the national average. Median home value is $256,300, 8% below the US average. 31.4% of residents hold a bachelor's degree or higher.

ZIP code 04040 is classified by USPS as a standard delivery area and covers roughly 159.5 square miles in Harrison, Cumberland County, Maine. The area is home to 3,111 residents, producing a population density of 20 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04040 against Maine and the nation.

On the economic side, the median household income for ZIP 04040 sits at $57,218 (22% below the Maine average), while per-capita income is $41,133. The poverty rate stands at 18.3% and the unemployment rate at 8.4%. On housing, the median home value is $256,300 (10% below the state average) with median rent at $890 per month, and 90.4% of occupied units are owner-occupied, a direct signal of whether 04040 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.4% of adults hold a bachelor's degree or higher, the median age is 55.2, and the average commute is 31 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04040 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04040

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04040, Harrison, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,111

Population

159.5

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04040?

55.2

Median Age

48.1%

Male

51.9%

Female

1.2%

Foreign-Born

White 93.1%
African American 0.3%
Asian 0.2%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,218

Median Household Income

-22% vs state

$41,133

Per Capita Income

18.3%

Poverty Rate

8.4%

Unemployment Rate

30.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.9%
Bachelor's Degree or Higher 31.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,113

Total Housing Units

1,474

Occupied Units

639

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 90.4%
Renter 9.6%

$256,300

Median Home Value

-10% vs state

$890

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

355

HPI Index (2000 = 100)

+255%

Total Change Since 2000

Home values in ZIP 04040 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +255% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 228
2021 +12.7% 257
2022 +25.4% 322
2023 +6.2% 342
2024 +3.9% 355

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 67 business establishments in ZIP 04040, employing approximately 251 people with a combined annual payroll of $12,408,000.

67

Businesses

251

Employees

$12.4M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 23 34.3%
Administrative and support and waste management and remediation services 9 13.4%
Accommodation and food services 9 13.4%
Professional, scientific, and technical services 7 10.4%
Arts, entertainment, and recreation 4 6.0%
Retail trade 3 4.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04040 vs 04057 →

ZIP Code City Population Distance
04057 North Bridgton, ME 56 1.2 mi
04009 Bridgton, ME 5,151 4.4 mi
04088 Waterford, ME 1,516 5.7 mi
04267 North Waterford, ME 37 7.7 mi
04022 Denmark, ME 1,148 10.0 mi
04268 Norway, ME 5,023 9.9 mi
04055 Naples, ME 3,793 11.0 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Harrison, ME Maine

Frequently Asked Questions

What county is ZIP code 04040 in? ▼
ZIP code 04040 (Harrison) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04040? ▼
ZIP code 04040 in Harrison, ME has a population of 3,111 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04040? ▼
The median household income in ZIP 04040 is $57,218, which is 25% below the national average of $76,288.
What is the average home value in ZIP 04040? ▼
The median home value in ZIP 04040 is $256,300, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 04040? ▼
The largest racial group in ZIP 04040 is White at 93.1%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 04040? ▼
ZIP code 04040 has 67 business establishments employing approximately 251 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04040? ▼
The top industries by establishment count in ZIP 04040 are: Construction (23), Administrative and support and waste management and remediation services (9), Accommodation and food services (9). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 04040? ▼
According to the FHFA House Price Index, home values in ZIP 04040 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 255%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04040? ▼
In ZIP code 04040, 68.9% of residents aged 25+ have a high school diploma or higher, and 31.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04040? ▼
The mean commute time for workers in ZIP code 04040 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04040? ▼
In ZIP code 04040, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04040? ▼
The poverty rate in ZIP code 04040 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
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ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Harrison, ME

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Read our methodology , how this data is sourced, computed, and verified.