Naples, ME · standard
ZIP Code 04055
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,793
- 47/sq mi Moderate-density area
- $78,188
- Median income Near-median income area
- $340,100
- Median home value Above-median home value
- 37.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Naples pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 47
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04055 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04055 (Naples, ME) rose +13.8% from 2023 to 2024.
ZIP code 04055 covers 80.5 square miles in Naples, Cumberland County, Maine (a standard USPS delivery area), with a modest 3,793 residents on file, a density of 47 people per square mile, in the New York time zone.
ZIP 04055 lands in the middle-income range, with a median household income of $78,188 (6% above the average Maine ZIP), while per-capita income is $48,361. The poverty rate is 9.5%, with unemployment at 0.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $340,100 (20% above the average Maine ZIP), while 87.5% of occupied homes are owner-occupied and median rent is $1,941.
A solid share of residents have a four-year degree: 37.9% of adults hold a bachelor's degree or higher, the median age is 49.8, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04055 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04055
Top 5 sectors by establishment count in Naples, ME
Which industries have the most business establishments in ZIP 04055.
- Accommodation and food services
Accommodation and food services
28 establishments
- Construction
Construction
22 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
18 establishments
- Retail trade
Retail trade
14 establishments
- Real estate and rental and leasing 10
Real estate and rental and leasing
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04055, Naples, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,793
Population
80.5
Area (sq mi)
47
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04055?
49.8
Median Age
56.1%
Male
43.9%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,188
Median Household Income
+6% vs state ZIP avg
$48,361
Per Capita Income
9.5%
Poverty Rate
0.9%
Unemployment Rate
How ZIP 04055 ranks among Maine ZIPs
Naples, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,188 Top 33% higher than 67% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,360housing units
3,360
Total Housing Units
2,021
Occupied Units
1,339
Vacant Units
1.97
Avg Household Size
Occupancy Type
$340,100
Median Home Value
+20% vs state ZIP avg
$1,941
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 142 business establishments in ZIP 04055, employing approximately 837 people with a combined annual payroll of $43,451,000.
142
Businesses
837
Employees
$43.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 28 | 19.7% |
| Construction | 22 | 15.5% |
| Administrative and support and waste management and remediation services | 18 | 12.7% |
| Retail trade | 14 | 9.9% |
| Real estate and rental and leasing | 10 | 7.0% |
| Other services (except public administration) | 10 | 7.0% |
| Professional, scientific, and technical services | 9 | 6.3% |
| Health care and social assistance | 9 | 6.3% |
| Manufacturing | 5 | 3.5% |
| Finance and insurance | 5 | 3.5% |
| Transportation and warehousing | 4 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04055 vs 04015 →
ZIP 04055 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04270
Oxford (04270)
5,880 residents
- 04009
Bridgton (04009)
5,151 residents
- 04015
Casco (04015)
3,808 residents
- 04055
Naples (04055)
3,793 residents
- 04040
Harrison (04040)
3,111 residents
- 04029 1,725
Sebago (04029)
1,725 residents
- 04091 911
West Baldwin (04091)
911 residents
- 04024 608
East Baldwin (04024)
608 residents
- 04057 56
North Bridgton (04057)
56 residents
What this shows Among its immediate neighbors, ZIP 04055 ranks #4 by population - useful context the national average alone can't give.
ZIP 04055 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04091
West Baldwin (04091)
$78,750 median income
- 04055
Naples (04055)
$78,188 median income
- 04009
Bridgton (04009)
$78,021 median income
- 04029
Sebago (04029)
$77,813 median income
- 04270
Oxford (04270)
$74,241 median income
- 04015
Casco (04015)
$69,313 median income
- 04040
Harrison (04040)
$57,218 median income
- 04024
East Baldwin (04024)
$52,917 median income
What this shows By household income, ZIP 04055 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04055, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,793 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04055 in?
ZIP code 04055 (Naples) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04055?
ZIP code 04055 in Naples, ME has a population of 3,793 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04055?
The median household income in ZIP 04055 is $78,188, which is 2% above the national average of $76,288.
What is the average home value in ZIP 04055?
The median home value in ZIP 04055 is $340,100, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 04055?
The largest racial group in ZIP 04055 is White at 91.4%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 04055?
ZIP code 04055 has 142 business establishments employing approximately 837 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04055?
The top industries by establishment count in ZIP 04055 are: Accommodation and food services (28), Construction (22), Administrative and support and waste management and remediation services (18). There are 11 industry sectors represented in total.
What is the education level in ZIP code 04055?
In ZIP code 04055, 71.7% of residents aged 25+ have a high school diploma or higher, and 37.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04055?
In ZIP code 04055, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04055?
The poverty rate in ZIP code 04055 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04055's numbers, next.
- See how ZIP 04055 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Naples, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.