Oxford, ME · standard
ZIP Code 04270
Oxford County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,880
- 29/sq mi Moderate-density area
- $74,241
- Median income Near-median income area
- $216,400
- Median home value Near-median home value
- 21.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Oxford pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 29
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04270 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04270 (Oxford, ME) rose +2.9% from 2023 to 2024. The all-transactions index moved from 325.2 in 2023 to 334.6 in 2024 (2000 = 100).
ZIP code 04270 is a mid-sized community (a standard USPS delivery area) in Oxford, Oxford County, Maine, home to 5,880 residents across 203.5 square miles, a density of 29 people per square mile, in the New York time zone.
ZIP 04270 lands in the middle-income range, with a median household income of $74,241 (1% above the average Maine ZIP), while per-capita income is $34,536. The poverty rate is 11.8%, with unemployment at 8.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $216,400 (24% below the average Maine ZIP), and median rent is $1,031; owner occupancy is 89.9%.
Educational attainment sits below the national norm: 21.5% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Oxford County, so 04270 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04270
Top 5 sectors by establishment count in Oxford, ME
Which industries have the most business establishments in ZIP 04270.
- Construction
Construction
28 establishments
- Retail trade
Retail trade
28 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Health care and social assistance 11
Health care and social assistance
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04270, Oxford, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,880
Population
203.5
Area (sq mi)
29
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04270?
44.8
Median Age
56.0%
Male
44.0%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,241
Median Household Income
+1% vs state ZIP avg
$34,536
Per Capita Income
11.8%
Poverty Rate
8.2%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 04270 ranks among Maine ZIPs
Oxford, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,241 Top 41% higher than 59% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,269housing units
3,269
Total Housing Units
2,345
Occupied Units
924
Vacant Units
2.67
Avg Household Size
Occupancy Type
$216,400
Median Home Value
-24% vs state ZIP avg
$1,031
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.9%
YoY Change (2024)
335
HPI Index (2000 = 100)
+235%
Total Change Since 2000
Home values in ZIP 04270 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.8% | 205 |
| 2021 | +14.0% | 234 |
| 2022 | +24.6% | 292 |
| 2023 | +11.5% | 325 |
| 2024 | +2.9% | 335 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 142 business establishments in ZIP 04270, employing approximately 1,813 people with a combined annual payroll of $74,079,000.
142
Businesses
1,813
Employees
$74.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 28 | 19.7% |
| Retail trade | 28 | 19.7% |
| Other services (except public administration) | 14 | 9.9% |
| Accommodation and food services | 12 | 8.4% |
| Health care and social assistance | 11 | 7.8% |
| Professional, scientific, and technical services | 8 | 5.6% |
| Manufacturing | 7 | 4.9% |
| Wholesale trade | 6 | 4.2% |
| Real estate and rental and leasing | 6 | 4.2% |
| Administrative and support and waste management and remediation services | 6 | 4.2% |
| Transportation and warehousing | 5 | 3.5% |
| Finance and insurance | 4 | 2.8% |
| Arts, entertainment, and recreation | 3 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04270 vs 04256 →
ZIP 04270 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04270
Oxford (04270)
5,880 residents
- 04274
Poland (04274)
5,343 residents
- 04281
South Paris (04281)
5,116 residents
- 04268
Norway (04268)
5,023 residents
- 04015
Casco (04015)
3,808 residents
- 04055
Naples (04055)
3,793 residents
- 04256
Mechanic Falls (04256)
3,064 residents
- 04238 1,416
Hebron (04238)
1,416 residents
What this shows Among its immediate neighbors, ZIP 04270 ranks the most populous - useful context the national average alone can't give.
ZIP 04270 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04238
Hebron (04238)
$92,550 median income
- 04274
Poland (04274)
$85,557 median income
- 04055
Naples (04055)
$78,188 median income
- 04281
South Paris (04281)
$75,137 median income
- 04270
Oxford (04270)
$74,241 median income
- 04256
Mechanic Falls (04256)
$69,914 median income
- 04015
Casco (04015)
$69,313 median income
- 04268
Norway (04268)
$54,342 median income
What this shows By household income, ZIP 04270 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04270, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,880 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oxford County
Related Areas
Frequently Asked Questions
What county is ZIP code 04270 in?
ZIP code 04270 (Oxford) is located in Oxford County, Maine. Oxford County contains multiple ZIP codes, see the full list at /counties/oxford-me.
What is the population of ZIP code 04270?
ZIP code 04270 in Oxford, ME has a population of 5,880 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04270?
The median household income in ZIP 04270 is $74,241, which is 3% below the national average of $76,288.
What is the average home value in ZIP 04270?
The median home value in ZIP 04270 is $216,400, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 04270?
The largest racial group in ZIP 04270 is White at 94.7%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 04270?
ZIP code 04270 has 142 business establishments employing approximately 1,813 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04270?
The top industries by establishment count in ZIP 04270 are: Construction (28), Retail trade (28), Other services (except public administration) (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 04270?
According to the FHFA House Price Index, home values in ZIP 04270 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04270?
In ZIP code 04270, 64.7% of residents aged 25+ have a high school diploma or higher, and 21.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04270?
The mean commute time for workers in ZIP code 04270 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04270?
In ZIP code 04270, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04270?
The poverty rate in ZIP code 04270 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04270's numbers, next.
- See how ZIP 04270 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.