Waterford, ME · standard
ZIP Code 04088
Oxford County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,516
- 12/sq mi Low-density area
- $63,750
- Median income Near-median income area
- $276,800
- Median home value Near-median home value
- 30.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Waterford pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 12
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04088 against every reporting US ZIP.
ZIP code 04088 covers 125.3 square miles in Waterford, Oxford County, Maine (a standard USPS delivery area), with a modest 1,516 residents on file, a density of 12 people per square mile, in the New York time zone.
ZIP 04088 reports a modest median household income of $63,750 (13% below the average Maine ZIP), while per-capita income is $55,772. The poverty rate is 16.8%, with unemployment at 2.0%; those measures add context to the income figure. Median home value is $276,800 (2% below the average Maine ZIP) and median rent is $870; 88.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 54.1, and the average commute is 34 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Oxford County, so 04088 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04088, Waterford, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,516
Population
125.3
Area (sq mi)
12
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04088?
54.1
Median Age
46.3%
Male
53.7%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,750
Median Household Income
-13% vs state ZIP avg
$55,772
Per Capita Income
16.8%
Poverty Rate
2.0%
Unemployment Rate
34.4 min
Mean Commute Time
How ZIP 04088 ranks among Maine ZIPs
Waterford, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,750 41st percentile higher than 41% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
974housing units
974
Total Housing Units
573
Occupied Units
401
Vacant Units
2.21
Avg Household Size
Occupancy Type
$276,800
Median Home Value
-2% vs state ZIP avg
$870
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 04088, employing approximately 80 people with a combined annual payroll of $4,029,000.
26
Businesses
80
Employees
$4.0M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 46.1% |
| Accommodation and food services | 5 | 19.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04088 vs 04040 →
ZIP 04088 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04009
Bridgton (04009)
5,151 residents
- 04268
Norway (04268)
5,023 residents
- 04040
Harrison (04040)
3,111 residents
- 04088 1,516
Waterford (04088)
1,516 residents
- 04255 802
Greenwood (04255)
802 residents
- 04057 56
North Bridgton (04057)
56 residents
- 04267 37
North Waterford (04267)
37 residents
What this shows Among its immediate neighbors, ZIP 04088 ranks #4 by population - useful context the national average alone can't give.
ZIP 04088 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04009
Bridgton (04009)
$78,021 median income
- 04255
Greenwood (04255)
$75,938 median income
- 04088
Waterford (04088)
$63,750 median income
- 04040
Harrison (04040)
$57,218 median income
- 04268
Norway (04268)
$54,342 median income
What this shows By household income, ZIP 04088 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04088, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,516 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oxford County
Related Areas
Frequently Asked Questions
What county is ZIP code 04088 in?
ZIP code 04088 (Waterford) is located in Oxford County, Maine. Oxford County contains multiple ZIP codes, see the full list at /counties/oxford-me.
What is the population of ZIP code 04088?
ZIP code 04088 in Waterford, ME has a population of 1,516 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04088?
The median household income in ZIP 04088 is $63,750, which is 16% below the national average of $76,288.
What is the average home value in ZIP 04088?
The median home value in ZIP 04088 is $276,800, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 04088?
The largest racial group in ZIP 04088 is White at 93.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 04088?
ZIP code 04088 has 26 business establishments employing approximately 80 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04088?
In ZIP code 04088, 64.8% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04088?
The mean commute time for workers in ZIP code 04088 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04088?
In ZIP code 04088, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04088?
The poverty rate in ZIP code 04088 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04088's numbers, next.
- See how ZIP 04088 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterford, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.