Residential delivery area · Maine
ZIP Code 04088: Waterford, ME
ZIP code 04088 uses the postal name Waterford, Maine and lies entirely in Oxford County (Census 2020 ZIP-county file). About 1,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,750 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Waterford · its only residential ZIP
- County
- Oxford County
- House district
- ME-2 119th Congress
- State
- Maine
- Time zone
- Eastern
- Land area
- 49.8 sq mi · 25 people per sq mi
Where is ZIP code 04088?
04088 centers on 44.203°, -70.722° and covers 49.8 square miles of land plus 2.7 of water. It borders 7 ZIP codes: 04267, 04268, 04040, 04051, 04231, 04009, 04217.
The map draws ZIP code areas only. For the streets inside 04088, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 04088 compare with the rest of Oxford County?
| Measure | 04088 | In Oxford County | In ME |
|---|---|---|---|
| People (ACS 2020-2024) | 1,269 | 18th of 35 | 235th of 426 |
| Median household income | $64k | not ranked | not ranked |
| Median home value | $277k | 5th of 17 | 107th of 242 |
04088's median household income is not ranked: its 90% margin of error (±$17,396) is more than a quarter of the figure ($63,750). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 30% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 04088?
The 2020 Census counted 1,533 people in 04088; the ACS, which samples households over 2020-2024, estimates 1,269. Between the 2010 and 2020 censuses its population grew 1.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,269±183 (90% margin)
- 2020 Census count
- 1,533+1.1% since 2010 (1,516)
- Households
- 573
- Median age
- 54.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 04088?
Of the 1,269 people the ACS estimates in 04088, 13.2% are under 18 and 27.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.3%).
- Under 1813.2%
- 18 to 6458.9%
- 65 and older27.9%
- White, not Hispanic93.3%
- Other or two or more4.2%
- Hispanic or Latino2.5%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 04088 earn?
Median household income is $63,750 (ACS 2020-2024). It is not measurably different from 2015-2019 ($64,094 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,750±$17,396
- Income per person
- $55,772
- Below the poverty line
- 16.8%
- Unemployed (of the labor force)
- 2.0%
- Adults 25+ with a bachelor's degree
- 30.9%
- Adjusted gross income per tax return, 2022
- $62,563750 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 04088?
- Median home value (owners' estimate)
- $276,800
- Median gross rent
- $870
- Homes owned by their occupants
- 88.0%
- Housing units
- 974
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 04088?
26 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction12
- Accommodation and food services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 04088?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 04267 | North Waterford | 26 | – | 2.8 mi |
| 04268 | Norway | 5,228 | $54k | 5.8 mi |
| 04040 | Harrison | 3,050 | $57k | 6.6 mi |
| 04051 | Lovell | 1,353 | $81k | 8.1 mi |
| 04231 | Stoneham | 271 | $64k | 8.7 mi |
| 04009 | Bridgton | 5,478 | $78k | 10.8 mi |
| 04217 | Bethel | 3,387 | $61k | 14.3 mi |
| 04057 | North Bridgton | 164 | – | 7.5 mi (near) |
| 04255 | Greenwood | 759 | $76k | 9.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.