ZIP Code 04088

standard

Source:

Waterford · Oxford County · Maine

Population
1,516

12/sq mi

Median income
$63,750

▼ 16% vs US

higher than 36% of US ZIPs

Median home value
$276,800

▼ 0% vs US

higher than 63% of US ZIPs

Bachelor's or higher
30.9%

Median age 54.1

Land area
125.3 sq mi

New York

ZIP code 04088 in Waterford, Maine has a population of 1,516. The median household income is $63,750, which is 16% below the national average. Median home value is $276,800, 0% below the US average. 30.9% of residents hold a bachelor's degree or higher.

ZIP code 04088 is classified by USPS as a standard delivery area and covers roughly 125.3 square miles in Waterford, Oxford County, Maine. The area is home to 1,516 residents, producing a population density of 12 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04088 against Maine and the nation.

On the economic side, the median household income for ZIP 04088 sits at $63,750 (13% below the Maine average), while per-capita income is $55,772. The poverty rate stands at 16.8% and the unemployment rate at 2.0%. On housing, the median home value is $276,800 (2% below the state average) with median rent at $870 per month, and 88.0% of occupied units are owner-occupied, a direct signal of whether 04088 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.9% of adults hold a bachelor's degree or higher, the median age is 54.1, and the average commute is 34 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oxford County, so you can benchmark 04088 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04088, Waterford, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,516

Population

125.3

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04088?

54.1

Median Age

46.3%

Male

53.7%

Female

1.5%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,750

Median Household Income

-13% vs state

$55,772

Per Capita Income

16.8%

Poverty Rate

2.0%

Unemployment Rate

34.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.8%
Bachelor's Degree or Higher 30.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

974

Total Housing Units

573

Occupied Units

401

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 88.0%
Renter 12.0%

$276,800

Median Home Value

-2% vs state

$870

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 04088, employing approximately 80 people with a combined annual payroll of $4,029,000.

26

Businesses

80

Employees

$4.0M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 12 46.1%
Accommodation and food services 5 19.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04088 vs 04040 →

ZIP Code City Population Distance
04040 Harrison, ME 3,111 5.7 mi
04267 North Waterford, ME 37 3.9 mi
04057 North Bridgton, ME 56 6.4 mi
04268 Norway, ME 5,023 6.0 mi
04009 Bridgton, ME 5,151 10.0 mi
04255 Greenwood, ME 802 10.2 mi

More ZIP Codes in Oxford County

Frequently Asked Questions

What county is ZIP code 04088 in?
ZIP code 04088 (Waterford) is located in Oxford County, Maine. Oxford County contains multiple ZIP codes, see the full list at /counties/oxford-me.
What is the population of ZIP code 04088?
ZIP code 04088 in Waterford, ME has a population of 1,516 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04088?
The median household income in ZIP 04088 is $63,750, which is 16% below the national average of $76,288.
What is the average home value in ZIP 04088?
The median home value in ZIP 04088 is $276,800, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 04088?
The largest racial group in ZIP 04088 is White at 93.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 04088?
ZIP code 04088 has 26 business establishments employing approximately 80 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04088?
In ZIP code 04088, 64.8% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04088?
The mean commute time for workers in ZIP code 04088 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04088?
In ZIP code 04088, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04088?
The poverty rate in ZIP code 04088 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterford, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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