Effingham, NH · standard
ZIP Code 03882
Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,465
- 15/sq mi Moderate-density area
- $76,607
- Median income Near-median income area
- $322,700
- Median home value Above-median home value
- 20.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Effingham pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 15
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03882 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03882 (Effingham, NH) fell -1.2% from 2023 to 2024.
ZIP code 03882 is a sparsely populated ZIP (a standard USPS delivery area) in Effingham, Carroll County, New Hampshire, home to just 1,465 residents across 100.3 square miles, a density of 15 people per square mile, in the New York time zone.
ZIP 03882 lands in the middle-income range, with a median household income of $76,607 (25% below the average New Hampshire ZIP), while per-capita income is $38,192. The poverty rate is 9.0%, with unemployment at 5.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $322,700 (20% below the average New Hampshire ZIP), and median rent is $1,090; owner occupancy is 90.2%.
Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 32 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Carroll County, so 03882 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03882
Top 5 sectors by establishment count in Effingham, NH
Which industries have the most business establishments in ZIP 03882.
- Construction
Construction
4 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03882, Effingham, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,465
Population
100.3
Area (sq mi)
15
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03882?
46.9
Median Age
47.5%
Male
52.5%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,607
Median Household Income
-25% vs state ZIP avg
$38,192
Per Capita Income
9.0%
Poverty Rate
5.5%
Unemployment Rate
31.5 min
Mean Commute Time
How ZIP 03882 ranks among New Hampshire ZIPs
Effingham, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,607 20th percentile higher than 20% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
942housing units
942
Total Housing Units
579
Occupied Units
363
Vacant Units
3.24
Avg Household Size
Occupancy Type
$322,700
Median Home Value
-20% vs state ZIP avg
$1,090
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 03882, employing approximately 208 people with a combined annual payroll of $11,003,000.
15
Businesses
208
Employees
$11.0M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 26.7% |
| Health care and social assistance | 3 | 20.0% |
| Accommodation and food services | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03882 vs 03836 →
ZIP 03882 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03894
Wolfeboro (03894)
6,314 residents
- 03814 2,329
Center Ossipee (03814)
2,329 residents
- 04047 1,892
Parsonsfield (04047)
1,892 residents
- 03864 1,696
Ossipee (03864)
1,696 residents
- 03830 1,610
East Wakefield (03830)
1,610 residents
- 04068 1,505
Porter (04068)
1,505 residents
- 03836 1,489
Freedom (03836)
1,489 residents
- 03882 1,465
Effingham (03882)
1,465 residents
- 04095 1,274
West Newfield (04095)
1,274 residents
What this shows Among its immediate neighbors, ZIP 03882 ranks #8 by population - useful context the national average alone can't give.
ZIP 03882 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03875
Silver Lake (03875)
$115,583 median income
- 03864
Ossipee (03864)
$104,485 median income
- 03830
East Wakefield (03830)
$99,960 median income
- 03894
Wolfeboro (03894)
$94,349 median income
- 03814
Center Ossipee (03814)
$77,138 median income
- 03882
Effingham (03882)
$76,607 median income
- 04047
Parsonsfield (04047)
$72,045 median income
- 03836
Freedom (03836)
$66,136 median income
- 04068
Porter (04068)
$60,417 median income
What this shows By household income, ZIP 03882 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03836 | Freedom, NH | 1,489 | 5.8 mi |
| 03864 | Ossipee, NH | 1,696 | 5.0 mi |
| 04047 | Parsonsfield, ME | 1,892 | 6.6 mi |
| 03830 | East Wakefield, NH | 1,610 | 8.0 mi |
| 03814 | Center Ossipee, NH | 2,329 | 7.3 mi |
| 04068 | Porter, ME | 1,505 | 8.3 mi |
| 04095 | West Newfield, ME | 1,274 | 9.9 mi |
| 03894 | Wolfeboro, NH | 6,314 | 11.3 mi |
| 03875 | Silver Lake, NH | 833 | 12.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03882, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,465 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 03882 in?
ZIP code 03882 (Effingham) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03882?
ZIP code 03882 in Effingham, NH has a population of 1,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03882?
The median household income in ZIP 03882 is $76,607, which is 0% above the national average of $76,288.
What is the average home value in ZIP 03882?
The median home value in ZIP 03882 is $322,700, which is 16% above the national average of $278,155.
What is the demographic makeup of ZIP 03882?
The largest racial group in ZIP 03882 is White at 93.1%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 03882?
ZIP code 03882 has 15 business establishments employing approximately 208 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03882?
The top industries by establishment count in ZIP 03882 are: Construction (4), Health care and social assistance (3), Accommodation and food services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 03882?
In ZIP code 03882, 68.5% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03882?
The mean commute time for workers in ZIP code 03882 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03882?
In ZIP code 03882, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03882?
The poverty rate in ZIP code 03882 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03882's numbers, next.
- See how ZIP 03882 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Effingham, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.