PlainZIP

Effingham, NH · standard

ZIP Code 03882

Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,465
15/sq mi
$76,607
Median income
$322,700
Median home value
20.3%
Bachelor's or higher

The verdict

Effingham pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
Top 30%
home value, US ZIPs
15
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03882 against every reporting US ZIP.

ZIP code 03882 is a sparsely populated ZIP (a standard USPS delivery area) in Effingham, Carroll County, New Hampshire, home to just 1,465 residents across 100.3 square miles, a density of 15 people per square mile, in the New York time zone.

ZIP 03882 lands in the middle-income range, with a median household income of $76,607 (25% below the New Hampshire average), while per-capita income is $38,192. Poverty here runs at 9.0%, with unemployment measured at 5.5%. Housing costs here run $322,700 for a typical home value (20% below the state average), with rent averaging $1,090 a month; 90.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 32 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 03882 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03882

Top 5 sectors by establishment count in Effingham, NH

Which industries have the most business establishments in ZIP 03882.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03882, Effingham, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,465

Population

100.3

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03882?

46.9

Median Age

47.5%

Male

52.5%

Female

0.3%

Foreign-Born

White 93.1%
African American 0.1%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,607

Median Household Income

-25% vs state

$38,192

Per Capita Income

9.0%

Poverty Rate

5.5%

Unemployment Rate

31.5 min

Mean Commute Time

How ZIP 03882 ranks nationally

Effingham, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,607 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 20.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

942

Total Housing Units

579

Occupied Units

363

Vacant Units

3.24

Avg Household Size

Occupancy Type

Owner 90.2%
Renter 9.8%

$322,700

Median Home Value

-20% vs state

$1,090

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 03882, employing approximately 208 people with a combined annual payroll of $11,003,000.

15

Businesses

208

Employees

$11.0M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 4 26.7%
Health care and social assistance 3 20.0%
Accommodation and food services 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03882 vs 03836 →

ZIP 03882 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03882 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03882 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03882 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03836 Freedom, NH 1,489 5.8 mi
03864 Ossipee, NH 1,696 5.0 mi
04047 Parsonsfield, ME 1,892 6.6 mi
03830 East Wakefield, NH 1,610 8.0 mi
03814 Center Ossipee, NH 2,329 7.3 mi
04068 Porter, ME 1,505 8.3 mi
04095 West Newfield, ME 1,274 9.9 mi
03894 Wolfeboro, NH 6,314 11.3 mi
03875 Silver Lake, NH 833 12.6 mi

More ZIP Codes in Carroll County

03894 standard
Wolfeboro, NH
Pop: 6,314
03860 standard
North Conway, NH
Pop: 4,056
03254 standard
Moultonborough, NH
Pop: 4,049
03872 standard
Sanbornville, NH
Pop: 3,809
03818 standard
Conway, NH
Pop: 3,807
03813 standard
Center Conway, NH
Pop: 3,250

Related Areas

Carroll County Effingham, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03882 in? ▼
ZIP code 03882 (Effingham) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03882? ▼
ZIP code 03882 in Effingham, NH has a population of 1,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03882? ▼
The median household income in ZIP 03882 is $76,607, which is 0% above the national average of $76,288.
What is the average home value in ZIP 03882? ▼
The median home value in ZIP 03882 is $322,700, which is 16% above the national average of $278,155.
What is the demographic makeup of ZIP 03882? ▼
The largest racial group in ZIP 03882 is White at 93.1%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 03882? ▼
ZIP code 03882 has 15 business establishments employing approximately 208 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03882? ▼
The top industries by establishment count in ZIP 03882 are: Construction (4), Health care and social assistance (3), Accommodation and food services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 03882? ▼
In ZIP code 03882, 68.5% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03882? ▼
The mean commute time for workers in ZIP code 03882 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03882? ▼
In ZIP code 03882, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03882? ▼
The poverty rate in ZIP code 03882 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.