PlainZIP

Ossipee, NH · standard

ZIP Code 03864

Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,696
19/sq mi
$104,485
Median income
$328,200
Median home value
18.9%
Bachelor's or higher

The verdict

Ossipee pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 29%
home value, US ZIPs
19
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03864 against every reporting US ZIP.

ZIP code 03864 covers 88.8 square miles in Ossipee, Carroll County, New Hampshire (a standard USPS delivery area), with a modest 1,696 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 03864 lands in the middle-income range, with a median household income of $104,485 (2% above the New Hampshire average), while per-capita income is $57,569. 13.2% of residents live below the poverty line, and the unemployment rate reads 1.6%. The typical home here is valued at $328,200 (19% below the state average); renters pay a median of $939 monthly, and 96.7% of units are owner-occupied.

Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is -. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 03864, plus 6 more within Carroll County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03864

Top 5 sectors by establishment count in Ossipee, NH

Which industries have the most business establishments in ZIP 03864.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03864, Ossipee, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,696

Population

88.8

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03864?

52.5

Median Age

52.6%

Male

47.4%

Female

5.9%

Foreign-Born

White 89.9%
African American 8.7%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,485

Median Household Income

+2% vs state

$57,569

Per Capita Income

13.2%

Poverty Rate

1.6%

Unemployment Rate

How ZIP 03864 ranks nationally

Ossipee, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,485 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 18.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

954

Total Housing Units

629

Occupied Units

325

Vacant Units

3.14

Avg Household Size

Occupancy Type

Owner 96.7%
Renter 3.3%

$328,200

Median Home Value

-19% vs state

$939

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 87 business establishments in ZIP 03864, employing approximately 711 people with a combined annual payroll of $32,590,000.

87

Businesses

711

Employees

$32.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 27 31.0%
Construction 11 12.6%
Other services (except public administration) 11 12.6%
Accommodation and food services 7 8.1%
Health care and social assistance 6 6.9%
Manufacturing 5 5.8%
Professional, scientific, and technical services 5 5.8%
Real estate and rental and leasing 4 4.6%
Wholesale trade 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03864 vs 03882 →

ZIP 03864 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03864 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03864 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03864 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03882 Effingham, NH 1,465 5.0 mi
03894 Wolfeboro, NH 6,314 6.3 mi
03816 Center Tuftonboro, NH 1,368 7.3 mi
03814 Center Ossipee, NH 2,329 6.6 mi
03830 East Wakefield, NH 1,610 6.6 mi
03836 Freedom, NH 1,489 9.5 mi
03872 Sanbornville, NH 3,809 9.0 mi
03890 West Ossipee, NH 327 9.2 mi

More ZIP Codes in Carroll County

03894 standard
Wolfeboro, NH
Pop: 6,314
03860 standard
North Conway, NH
Pop: 4,056
03254 standard
Moultonborough, NH
Pop: 4,049
03872 standard
Sanbornville, NH
Pop: 3,809
03818 standard
Conway, NH
Pop: 3,807
03813 standard
Center Conway, NH
Pop: 3,250

Related Areas

Carroll County Ossipee, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03864 in? ▼
ZIP code 03864 (Ossipee) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03864? ▼
ZIP code 03864 in Ossipee, NH has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03864? ▼
The median household income in ZIP 03864 is $104,485, which is 37% above the national average of $76,288.
What is the average home value in ZIP 03864? ▼
The median home value in ZIP 03864 is $328,200, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 03864? ▼
The largest racial group in ZIP 03864 is White at 89.9%.
How many businesses are in ZIP code 03864? ▼
ZIP code 03864 has 87 business establishments employing approximately 711 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03864? ▼
The top industries by establishment count in ZIP 03864 are: Retail trade (27), Construction (11), Other services (except public administration) (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 03864? ▼
In ZIP code 03864, 58.7% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03864? ▼
In ZIP code 03864, approximately 96.7% of occupied housing units are owner-occupied and 3.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03864? ▼
The poverty rate in ZIP code 03864 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.