ZIP Code 03864

ZIP code 03864 is classified by USPS as a standard delivery area and covers roughly 88.8 square miles in Ossipee, Carroll County, New Hampshire. The area is home to 1,696 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03864 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03864 sits at $104,485 (2% above the New Hampshire average), while per-capita income is $57,569. The poverty rate stands at 13.2% and the unemployment rate at 1.6%. On housing, the median home value is $328,200 (19% below the state average) with median rent at $939 per month, and 96.7% of occupied units are owner-occupied, a direct signal of whether 03864 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.9% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 03864 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →