Ossipee, NH · standard
ZIP Code 03864
Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,696
- 19/sq mi Moderate-density area
- $104,485
- Median income Above-median income area
- $328,200
- Median home value Above-median home value
- 18.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ossipee pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 19
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03864 against every reporting US ZIP.
ZIP code 03864 covers 88.8 square miles in Ossipee, Carroll County, New Hampshire (a standard USPS delivery area), with a modest 1,696 residents on file, a density of 19 people per square mile, in the New York time zone.
ZIP 03864 lands in the middle-income range, with a median household income of $104,485 (2% above the average New Hampshire ZIP), while per-capita income is $57,569. The poverty rate is 13.2%, with unemployment at 1.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $328,200 (19% below the average New Hampshire ZIP), and median rent is $939; owner occupancy is 96.7%.
Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Carroll County, so 03864 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03864
Top 5 sectors by establishment count in Ossipee, NH
Which industries have the most business establishments in ZIP 03864.
- Retail trade
Retail trade
27 establishments
- Construction
Construction
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Accommodation and food services 7
Accommodation and food services
7 establishments
- Health care and social assistance 6
Health care and social assistance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03864, Ossipee, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,696
Population
88.8
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03864?
52.5
Median Age
52.6%
Male
47.4%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,485
Median Household Income
+2% vs state ZIP avg
$57,569
Per Capita Income
13.2%
Poverty Rate
1.6%
Unemployment Rate
How ZIP 03864 ranks among New Hampshire ZIPs
Ossipee, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,485 Top 43% higher than 57% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
954housing units
954
Total Housing Units
629
Occupied Units
325
Vacant Units
3.14
Avg Household Size
Occupancy Type
$328,200
Median Home Value
-19% vs state ZIP avg
$939
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 87 business establishments in ZIP 03864, employing approximately 711 people with a combined annual payroll of $32,590,000.
87
Businesses
711
Employees
$32.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 27 | 31.0% |
| Construction | 11 | 12.6% |
| Other services (except public administration) | 11 | 12.6% |
| Accommodation and food services | 7 | 8.1% |
| Health care and social assistance | 6 | 6.9% |
| Manufacturing | 5 | 5.8% |
| Professional, scientific, and technical services | 5 | 5.8% |
| Real estate and rental and leasing | 4 | 4.6% |
| Wholesale trade | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03864 vs 03882 →
ZIP 03864 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03894
Wolfeboro (03894)
6,314 residents
- 03872
Sanbornville (03872)
3,809 residents
- 03814 2,329
Center Ossipee (03814)
2,329 residents
- 03864 1,696
Ossipee (03864)
1,696 residents
- 03830 1,610
East Wakefield (03830)
1,610 residents
- 03836 1,489
Freedom (03836)
1,489 residents
- 03882 1,465
Effingham (03882)
1,465 residents
- 03816 1,368
Center Tuftonboro (03816)
1,368 residents
- 03890 327
West Ossipee (03890)
327 residents
What this shows Among its immediate neighbors, ZIP 03864 ranks #4 by population - useful context the national average alone can't give.
ZIP 03864 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03872
Sanbornville (03872)
$109,583 median income
- 03864
Ossipee (03864)
$104,485 median income
- 03830
East Wakefield (03830)
$99,960 median income
- 03894
Wolfeboro (03894)
$94,349 median income
- 03816
Center Tuftonboro (03816)
$88,971 median income
- 03814
Center Ossipee (03814)
$77,138 median income
- 03882
Effingham (03882)
$76,607 median income
- 03836
Freedom (03836)
$66,136 median income
What this shows By household income, ZIP 03864 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03882 | Effingham, NH | 1,465 | 5.0 mi |
| 03894 | Wolfeboro, NH | 6,314 | 6.3 mi |
| 03816 | Center Tuftonboro, NH | 1,368 | 7.3 mi |
| 03814 | Center Ossipee, NH | 2,329 | 6.6 mi |
| 03830 | East Wakefield, NH | 1,610 | 6.6 mi |
| 03836 | Freedom, NH | 1,489 | 9.5 mi |
| 03872 | Sanbornville, NH | 3,809 | 9.0 mi |
| 03890 | West Ossipee, NH | 327 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03864, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,696 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 03864 in?
ZIP code 03864 (Ossipee) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03864?
ZIP code 03864 in Ossipee, NH has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03864?
The median household income in ZIP 03864 is $104,485, which is 37% above the national average of $76,288.
What is the average home value in ZIP 03864?
The median home value in ZIP 03864 is $328,200, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 03864?
The largest racial group in ZIP 03864 is White at 89.9%.
How many businesses are in ZIP code 03864?
ZIP code 03864 has 87 business establishments employing approximately 711 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03864?
The top industries by establishment count in ZIP 03864 are: Retail trade (27), Construction (11), Other services (except public administration) (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 03864?
In ZIP code 03864, 58.7% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03864?
In ZIP code 03864, approximately 96.7% of occupied housing units are owner-occupied and 3.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03864?
The poverty rate in ZIP code 03864 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03864's numbers, next.
- See how ZIP 03864 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ossipee, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.