Residential delivery area · New Hampshire
ZIP Code 03864: Ossipee, NH
ZIP code 03864 uses the postal name Ossipee, New Hampshire and lies entirely in Carroll County (Census 2020 ZIP-county file). About 2,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,485 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Ossipee · its only residential ZIP
- County
- Carroll County
- House district
- NH-1 119th Congress
- State
- New Hampshire
- Time zone
- Eastern
- Land area
- 40.2 sq mi · 53 people per sq mi
Where is ZIP code 03864?
03864 centers on 43.690°, -71.103° and covers 40.2 square miles of land plus 0.4 of water. It borders 6 ZIP codes: 03882, 03894, 03814, 03816, 03830, 03872.
The map draws ZIP code areas only. For the streets inside 03864, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 03864 compare with the rest of Carroll County?
| Measure | 03864 | In Carroll County | In NH |
|---|---|---|---|
| People (ACS 2020-2024) | 2,131 | 8th of 30 | 144th of 247 |
| Median household income | $105k | 3rd of 12 | 75th of 158 |
| Median home value | $328k | 12th of 16 | 135th of 191 |
Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 43% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 03864?
The 2020 Census counted 1,999 people in 03864; the ACS, which samples households over 2020-2024, estimates 2,131. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 2,131±366 (90% margin)
- 2020 Census count
- 1,999
- Households
- 629
- Median age
- 52.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 03864?
Of the 2,131 people the ACS estimates in 03864, 14.5% are under 18 and 31.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.9%).
- Under 1814.5%
- 18 to 6453.8%
- 65 and older31.7%
- White, not Hispanic89.9%
- Black, not Hispanic8.7%
- Other or two or more0.8%
- Asian, not Hispanic0.6%
- Hispanic or Latino0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 03864 earn?
Median household income is $104,485 (ACS 2020-2024), the 3rd highest of the 12 ranked ZIP codes in Carroll County.
- Median household income
- $104,485±$25,393
- Income per person
- $57,569
- Below the poverty line
- 13.2%
- Unemployed (of the labor force)
- 1.6%
- Adults 25+ with a bachelor's degree
- 18.9%
- Adjusted gross income per tax return, 2022
- $75,940960 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 03864?
FHFA's house price index for 03864, built from repeat sales and appraisals of the same homes, rose 151% from 2015 to 2025 and rose 76% from 2020 to 2025, and moved +28.9% in 2025.
- Median home value (owners' estimate)
- $328,200
- Median gross rent
- $939
- Homes owned by their occupants
- 96.7%
- Housing units
- 954
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 03864?
87 business establishments had a location in this ZIP code in 2023, 11 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade27
- Construction11
- Other services (except public administration)11
- Accommodation and food services7
- Health care and social assistance6
- Manufacturing5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 03864?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 03882 | Effingham | 1,912 | $77k | 5.0 mi |
| 03894 | Wolfeboro | 6,554 | $94k | 6.6 mi |
| 03814 | Center Ossipee | 2,324 | $77k | 6.8 mi |
| 03816 | Center Tuftonboro | 1,538 | $89k | 7.0 mi |
| 03830 | East Wakefield | 1,381 | $100k | 7.6 mi |
| 03872 | Sanbornville | 4,438 | $110k | 8.8 mi |
| 03850 | Melvin Village | 324 | $101k | 10.0 mi (near) |
| 03890 | West Ossipee | 164 | – | 10.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.