PlainZIP

Wolfeboro, NH · standard

ZIP Code 03894

Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,314
50/sq mi
$94,349
Median income
$548,600
Median home value
44.6%
Bachelor's or higher

The verdict

Wolfeboro pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 11%
home value, US ZIPs
50
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03894 against every reporting US ZIP.

ZIP code 03894 is a mid-sized community (a standard USPS delivery area) in Wolfeboro, Carroll County, New Hampshire, home to 6,314 residents across 127.0 square miles, a density of 50 people per square mile, in the New York time zone.

ZIP 03894 lands in the middle-income range, with a median household income of $94,349 (8% below the New Hampshire average), while per-capita income is $56,129. Local economic indicators show a 8.3% poverty rate alongside 5.0% unemployment. Housing costs here run $548,600 for a typical home value (36% above the state average), with rent averaging $1,103 a month; 78.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 44.6% of adults hold a bachelor's degree or higher, the median age is 56.9, and the average commute is 24 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 03894, plus 6 more within Carroll County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03894

Top 5 sectors by establishment count in Wolfeboro, NH

Which industries have the most business establishments in ZIP 03894.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03894, Wolfeboro, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,314

Population

127.0

Area (sq mi)

50

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03894?

56.9

Median Age

48.5%

Male

51.5%

Female

1.8%

Foreign-Born

White 93.4%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,349

Median Household Income

-8% vs state

$56,129

Per Capita Income

8.3%

Poverty Rate

5.0%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 03894 ranks nationally

Wolfeboro, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,349 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.6%
Bachelor's Degree or Higher 44.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,371

Total Housing Units

2,765

Occupied Units

1,606

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 78.0%
Renter 22.0%

$548,600

Median Home Value

+36% vs state

$1,103

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.7%

YoY Change (2024)

334

HPI Index (2000 = 100)

+234%

Total Change Since 2000

Home values in ZIP 03894 have increased 14.7% over the past year (2024). Since 2000, this ZIP has seen +234% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 191
2021 +15.0% 220
2022 +23.8% 272
2023 +7.0% 291
2024 +14.7% 334

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 292 business establishments in ZIP 03894, employing approximately 2,527 people with a combined annual payroll of $142,932,000.

292

Businesses

2,527

Employees

$142.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 47 16.1%
Construction 41 14.0%
Retail trade 38 13.0%
Health care and social assistance 30 10.3%
Professional, scientific, and technical services 29 9.9%
Other services (except public administration) 27 9.3%
Administrative and support and waste management and remediation services 25 8.6%
Finance and insurance 12 4.1%
Real estate and rental and leasing 12 4.1%
Arts, entertainment, and recreation 8 2.7%
Manufacturing 6 2.0%
Wholesale trade 6 2.0%
Educational services 5 1.7%
Information 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03894 vs 03853 →

ZIP 03894 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03894 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03894 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03894 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03853 Mirror Lake, NH 602 5.7 mi
03864 Ossipee, NH 1,696 6.3 mi
03816 Center Tuftonboro, NH 1,368 6.5 mi
03872 Sanbornville, NH 3,809 7.0 mi
03855 New Durham, NH 2,638 10.4 mi
03810 Alton Bay, NH 1,538 8.0 mi
03850 Melvin Village, NH 372 8.6 mi
03887 Union, NH 2,154 10.3 mi
03882 Effingham, NH 1,465 11.3 mi

More ZIP Codes in Carroll County

03860 standard
North Conway, NH
Pop: 4,056
03254 standard
Moultonborough, NH
Pop: 4,049
03872 standard
Sanbornville, NH
Pop: 3,809
03818 standard
Conway, NH
Pop: 3,807
03813 standard
Center Conway, NH
Pop: 3,250
03814 standard
Center Ossipee, NH
Pop: 2,329

Related Areas

Carroll County Wolfeboro, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03894 in? ▼
ZIP code 03894 (Wolfeboro) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03894? ▼
ZIP code 03894 in Wolfeboro, NH has a population of 6,314 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03894? ▼
The median household income in ZIP 03894 is $94,349, which is 24% above the national average of $76,288.
What is the average home value in ZIP 03894? ▼
The median home value in ZIP 03894 is $548,600, which is 97% above the national average of $278,155.
What is the demographic makeup of ZIP 03894? ▼
The largest racial group in ZIP 03894 is White at 93.4%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 03894? ▼
ZIP code 03894 has 292 business establishments employing approximately 2,527 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03894? ▼
The top industries by establishment count in ZIP 03894 are: Accommodation and food services (47), Construction (41), Retail trade (38). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03894? ▼
According to the FHFA House Price Index, home values in ZIP 03894 increased by 14.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 234%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03894? ▼
In ZIP code 03894, 66.6% of residents aged 25+ have a high school diploma or higher, and 44.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03894? ▼
The mean commute time for workers in ZIP code 03894 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03894? ▼
In ZIP code 03894, approximately 78.0% of occupied housing units are owner-occupied and 22.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03894? ▼
The poverty rate in ZIP code 03894 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.