Residential delivery area · Maine
ZIP Code 04061: North Waterboro, ME
ZIP code 04061 uses the postal name North Waterboro, Maine and lies entirely in York County (Census 2020 ZIP-county file). About 3,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $94,023 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Lake Arrowhead (a census-designated place); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- North Waterboro · its only residential ZIP
- County
- York County
- Census places
- Lake Arrowhead census-designated place
- Metro area
- Portland-South Portland, ME
- House district
- ME-1 119th Congress
- State
- Maine
- Time zone
- Eastern
- Land area
- 20.1 sq mi · 153 people per sq mi
Where is ZIP code 04061?
04061 centers on 43.635°, -70.744° and covers 20.1 square miles of land plus 0.7 of water. It borders 7 ZIP codes: 04030, 04048, 04087, 04042, 04076, 04049, 04095.
The map draws ZIP code areas only. For the streets inside 04061, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 04061 compare with the rest of York County?
| Measure | 04061 | In York County | In ME |
|---|---|---|---|
| People (ACS 2020-2024) | 3,074 | 21st of 36 | 125th of 426 |
| Median household income | $94k | 12th of 24 | 37th of 200 |
| Median home value | $274k | 25th of 28 | 111th of 242 |
Its median household income is higher than in 77% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 04061?
The 2020 Census counted 3,437 people in 04061; the ACS, which samples households over 2020-2024, estimates 3,074. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,074±483 (90% margin)
- 2020 Census count
- 3,437
- Households
- 1,143
- Median age
- 35.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 04061?
Of the 3,074 people the ACS estimates in 04061, 25.0% are under 18 and 7.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.1%).
- Under 1825.0%
- 18 to 6467.4%
- 65 and older7.6%
- White, not Hispanic91.1%
- Other or two or more8.9%
- Asian, not Hispanic0.0%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 04061 earn?
Median household income is $94,023 (ACS 2020-2024), the 12th highest of the 24 ranked ZIP codes in York County.
- Median household income
- $94,023±$15,415
- Income per person
- $38,359
- Below the poverty line
- 1.9%
- Unemployed (of the labor force)
- 0.9%
- Adults 25+ with a bachelor's degree
- 26.1%
- Adjusted gross income per tax return, 2022
- $64,2261,830 returns; wages 85% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 04061?
FHFA's house price index for 04061, built from repeat sales and appraisals of the same homes, rose 121% from 2015 to 2025 and rose 69% from 2020 to 2025, and moved +7.9% in 2025.
- Median home value (owners' estimate)
- $274,300
- Median gross rent
- –
- Homes owned by their occupants
- 97.1%
- Housing units
- 1,315
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 04061?
27 business establishments had a location in this ZIP code in 2023, 6 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction9
- Retail trade4
- Other services (except public administration)4
- Administrative and support and waste management and remediation services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 04061?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 04030 | East Waterboro | 2,731 | $73k | 3.9 mi |
| 04048 | Limerick | 3,400 | $101k | 4.2 mi |
| 04087 | Waterboro | 2,250 | $98k | 4.6 mi |
| 04042 | Hollis Center | 4,872 | $96k | 6.5 mi |
| 04076 | Shapleigh | 2,976 | $88k | 7.1 mi |
| 04049 | Limington | 4,017 | $85k | 8.0 mi |
| 04095 | West Newfield | 1,480 | $57k | 8.5 mi |
| 04056 | Newfield | 100 | $57k | 6.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.