Residential delivery area · Maine
ZIP Code 04087: Waterboro, ME
ZIP code 04087 uses the postal name Waterboro, Maine and lies entirely in York County (Census 2020 ZIP-county file). About 2,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $98,105 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waterboro · its only residential ZIP
- County
- York County
- Metro area
- Portland-South Portland, ME
- House district
- ME-1 119th Congress
- State
- Maine
- Time zone
- Eastern
- Land area
- 19.9 sq mi · 113 people per sq mi
Where is ZIP code 04087?
04087 centers on 43.569°, -70.744° and covers 19.9 square miles of land plus 0.2 of water. It borders 4 ZIP codes: 04030, 04061, 04076, 04002.
The map draws ZIP code areas only. For the streets inside 04087, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 04087 compare with the rest of York County?
| Measure | 04087 | In York County | In ME |
|---|---|---|---|
| People (ACS 2020-2024) | 2,250 | 26th of 36 | 151st of 426 |
| Median household income | $98k | 10th of 24 | 30th of 200 |
| Median home value | $247k | not ranked | not ranked |
04087's median home value is not ranked: its 90% margin of error (±$86,005) is more than a quarter of the figure ($247,300). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 04087?
The 2020 Census counted 2,269 people in 04087; the ACS, which samples households over 2020-2024, estimates 2,250. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 2,250±640 (90% margin)
- 2020 Census count
- 2,269
- Households
- 788
- Median age
- 50.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 04087?
Of the 2,250 people the ACS estimates in 04087, 18.9% are under 18 and 17.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.1%).
- Under 1818.9%
- 18 to 6463.6%
- 65 and older17.5%
- White, not Hispanic93.1%
- Other or two or more6.9%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 04087 earn?
Median household income is $98,105 (ACS 2020-2024), the 10th highest of the 24 ranked ZIP codes in York County.
- Median household income
- $98,105±$10,466
- Income per person
- $38,443
- Below the poverty line
- 12.2%
- Unemployed (of the labor force)
- 6.2%
- Adults 25+ with a bachelor's degree
- 23.3%
- Adjusted gross income per tax return, 2022
- $68,8441,340 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 04087?
FHFA's house price index for 04087, built from repeat sales and appraisals of the same homes, rose 105% from 2015 to 2025 and rose 64% from 2020 to 2025.
- Median home value (owners' estimate)
- $247,300
- Median gross rent
- $1,186
- Homes owned by their occupants
- 86.3%
- Housing units
- 945
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 04087?
62 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction19
- Health care and social assistance10
- Other services (except public administration)8
- Retail trade6
- Finance and insurance5
- Manufacturing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 04087?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 04030 | East Waterboro | 2,731 | $73k | 2.8 mi |
| 04061 | North Waterboro | 3,074 | $94k | 4.6 mi |
| 04076 | Shapleigh | 2,976 | $88k | 4.5 mi |
| 04002 | Alfred | 7,737 | $85k | 6.9 mi |
| 04042 | Hollis Center | 4,872 | $96k | 7.8 mi (near) |
| 04083 | Springvale | 4,833 | $72k | 8.0 mi (near) |
| 04048 | Limerick | 3,400 | $101k | 8.5 mi (near) |
| 04056 | Newfield | 100 | $57k | 8.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.