PlainZIP

Waterboro, ME · standard

ZIP Code 04087

York County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,116
43/sq mi
$98,105
Median income
$247,300
Median home value
23.3%
Bachelor's or higher

The verdict

Waterboro pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 43%
home value, US ZIPs
43
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04087 against every reporting US ZIP.

ZIP code 04087 covers 49.3 square miles in Waterboro, York County, Maine (a standard USPS delivery area), with a modest 2,116 residents on file, a density of 43 people per square mile, in the New York time zone.

ZIP 04087 lands in the middle-income range, with a median household income of $98,105 (33% above the Maine average), while per-capita income is $38,443. Poverty here runs at 12.2%, with unemployment measured at 6.2%. On housing, the median home value is $247,300 (13% below the state average) with median rent at $1,186 per month, and 86.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.3% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is -. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing York County, so you can benchmark 04087 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04087

Top 5 sectors by establishment count in Waterboro, ME

Which industries have the most business establishments in ZIP 04087.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04087, Waterboro, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,116

Population

49.3

Area (sq mi)

43

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04087?

50.6

Median Age

41.3%

Male

58.7%

Female

0.5%

Foreign-Born

White 93.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$98,105

Median Household Income

+33% vs state

$38,443

Per Capita Income

12.2%

Poverty Rate

6.2%

Unemployment Rate

How ZIP 04087 ranks nationally

Waterboro, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$98,105 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.3%
Bachelor's Degree or Higher 23.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

945

Total Housing Units

788

Occupied Units

157

Vacant Units

2.86

Avg Household Size

Occupancy Type

Owner 86.3%
Renter 13.7%

$247,300

Median Home Value

-13% vs state

$1,186

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 04087, employing approximately 417 people with a combined annual payroll of $18,659,000.

62

Businesses

417

Employees

$18.7M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 19 30.6%
Health care and social assistance 10 16.1%
Other services (except public administration) 8 12.9%
Retail trade 6 9.7%
Finance and insurance 5 8.1%
Manufacturing 4 6.5%
Accommodation and food services 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04087 vs 04061 →

ZIP 04087 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04087 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04087 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04087 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04061 North Waterboro, ME 3,369 4.7 mi
04030 East Waterboro, ME 2,208 3.4 mi
04076 Shapleigh, ME 2,683 4.4 mi
04002 Alfred, ME 7,351 6.0 mi
04048 Limerick, ME 2,946 8.6 mi
04083 Springvale, ME 4,525 7.5 mi
04042 Hollis Center, ME 4,281 7.8 mi
04056 Newfield, ME 257 8.2 mi

More ZIP Codes in York County

04005 standard
Biddeford, ME
Pop: 23,146
04072 standard
Saco, ME
Pop: 18,482
04073 standard
Sanford, ME
Pop: 16,189
04043 standard
Kennebunk, ME
Pop: 10,810
03909 standard
York, ME
Pop: 9,738
04090 standard
Wells, ME
Pop: 9,589

Related Areas

York County Waterboro, ME Maine

Frequently Asked Questions

What county is ZIP code 04087 in? ▼
ZIP code 04087 (Waterboro) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 04087? ▼
ZIP code 04087 in Waterboro, ME has a population of 2,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04087? ▼
The median household income in ZIP 04087 is $98,105, which is 29% above the national average of $76,288.
What is the average home value in ZIP 04087? ▼
The median home value in ZIP 04087 is $247,300, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 04087? ▼
The largest racial group in ZIP 04087 is White at 93.1%.
How many businesses are in ZIP code 04087? ▼
ZIP code 04087 has 62 business establishments employing approximately 417 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04087? ▼
The top industries by establishment count in ZIP 04087 are: Construction (19), Health care and social assistance (10), Other services (except public administration) (8). There are 7 industry sectors represented in total.
What is the education level in ZIP code 04087? ▼
In ZIP code 04087, 66.3% of residents aged 25+ have a high school diploma or higher, and 23.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04087? ▼
In ZIP code 04087, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04087? ▼
The poverty rate in ZIP code 04087 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.