ZIP Code 04079

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Source:

Harpswell · Cumberland County · Maine

Population
3,871

70/sq mi

Median income
$91,969

▲ 21% vs US

higher than 75% of US ZIPs

Median home value
$612,400

▲ 120% vs US

higher than 91% of US ZIPs

Bachelor's or higher
55.4%

Median age 63.1

Land area
55.0 sq mi

New York

ZIP code 04079 in Harpswell, Maine has a population of 3,871. The median household income is $91,969, which is 21% above the national average. Median home value is $612,400, 120% above the US average. 55.4% of residents hold a bachelor's degree or higher.

ZIP code 04079 is classified by USPS as a standard delivery area and covers roughly 55.0 square miles in Harpswell, Cumberland County, Maine. The area is home to 3,871 residents, producing a population density of 70 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04079 against Maine and the nation.

On the economic side, the median household income for ZIP 04079 sits at $91,969 (25% above the Maine average), while per-capita income is $70,987. The poverty rate stands at 6.1% and the unemployment rate at 1.6%. On housing, the median home value is $612,400 (116% above the state average) with median rent at $1,317 per month, and 85.6% of occupied units are owner-occupied, a direct signal of whether 04079 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 55.4% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is 32 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04079 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04079

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04079.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04079, Harpswell, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,871

Population

55.0

Area (sq mi)

70

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04079?

63.1

Median Age

46.6%

Male

53.4%

Female

2.5%

Foreign-Born

White 95.5%
African American 0.3%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,969

Median Household Income

+25% vs state

$70,987

Per Capita Income

6.1%

Poverty Rate

1.6%

Unemployment Rate

31.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.6%
Bachelor's Degree or Higher 55.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,258

Total Housing Units

2,135

Occupied Units

1,123

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$612,400

Median Home Value

+116% vs state

$1,317

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

300

HPI Index (2000 = 100)

+200%

Total Change Since 2000

Home values in ZIP 04079 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +200% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 199
2021 +10.2% 220
2022 +31.5% 289
2023 -1.8% 283
2024 +6.0% 300

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 120 business establishments in ZIP 04079, employing approximately 300 people with a combined annual payroll of $14,583,000.

120

Businesses

300

Employees

$14.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Agriculture, forestry, fishing and hunting 31 25.8%
Construction 20 16.7%
Administrative and support and waste management and remediation services 11 9.2%
Professional, scientific, and technical services 10 8.3%
Wholesale trade 7 5.8%
Accommodation and food services 7 5.8%
Real estate and rental and leasing 6 5.0%
Retail trade 5 4.2%
Information 5 4.2%
Health care and social assistance 5 4.2%
Other services (except public administration) 5 4.2%
Educational services 4 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04079 vs 04066 →

ZIP Code City Population Distance
04066 Orrs Island, ME 539 2.3 mi
04003 Bailey Island, ME 330 5.3 mi
04011 Brunswick, ME 20,278 6.8 mi
04562 Phippsburg, ME 2,216 6.2 mi
04530 Bath, ME 10,818 8.5 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 04079 in?
ZIP code 04079 (Harpswell) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04079?
ZIP code 04079 in Harpswell, ME has a population of 3,871 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04079?
The median household income in ZIP 04079 is $91,969, which is 21% above the national average of $76,288.
What is the average home value in ZIP 04079?
The median home value in ZIP 04079 is $612,400, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 04079?
The largest racial group in ZIP 04079 is White at 95.5%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 04079?
ZIP code 04079 has 120 business establishments employing approximately 300 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04079?
The top industries by establishment count in ZIP 04079 are: Agriculture, forestry, fishing and hunting (31), Construction (20), Administrative and support and waste management and remediation services (11). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 04079?
According to the FHFA House Price Index, home values in ZIP 04079 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 200%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04079?
In ZIP code 04079, 69.6% of residents aged 25+ have a high school diploma or higher, and 55.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04079?
The mean commute time for workers in ZIP code 04079 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04079?
In ZIP code 04079, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04079?
The poverty rate in ZIP code 04079 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Harpswell, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.