PlainZIP

Harpswell, ME · standard

ZIP Code 04079

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,871
70/sq mi
$91,969
Median income
$612,400
Median home value
55.4%
Bachelor's or higher

The verdict

Harpswell pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 9%
home value, US ZIPs
70
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04079 against every reporting US ZIP.

ZIP code 04079 covers 55.0 square miles in Harpswell, Cumberland County, Maine (a standard USPS delivery area), with a modest 3,871 residents on file, a density of 70 people per square mile, in the New York time zone.

ZIP 04079 lands in the middle-income range, with a median household income of $91,969 (25% above the Maine average), while per-capita income is $70,987. Poverty here runs at 6.1%, with unemployment measured at 1.6%. The typical home here is valued at $612,400 (116% above the state average); renters pay a median of $1,317 monthly, and 85.6% of units are owner-occupied.

This is a highly-educated ZIP: 55.4% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is 32 minutes. To put 04079 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cumberland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04079

Top 5 sectors by establishment count in Harpswell, ME

Which industries have the most business establishments in ZIP 04079.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04079, Harpswell, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,871

Population

55.0

Area (sq mi)

70

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04079?

63.1

Median Age

46.6%

Male

53.4%

Female

2.5%

Foreign-Born

White 95.5%
African American 0.3%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,969

Median Household Income

+25% vs state

$70,987

Per Capita Income

6.1%

Poverty Rate

1.6%

Unemployment Rate

31.5 min

Mean Commute Time

How ZIP 04079 ranks nationally

Harpswell, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,969 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.6%
Bachelor's Degree or Higher 55.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,258

Total Housing Units

2,135

Occupied Units

1,123

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$612,400

Median Home Value

+116% vs state

$1,317

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

300

HPI Index (2000 = 100)

+200%

Total Change Since 2000

Home values in ZIP 04079 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +200% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 199
2021 +10.2% 220
2022 +31.5% 289
2023 -1.8% 283
2024 +6.0% 300

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 120 business establishments in ZIP 04079, employing approximately 300 people with a combined annual payroll of $14,583,000.

120

Businesses

300

Employees

$14.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Agriculture, forestry, fishing and hunting 31 25.8%
Construction 20 16.7%
Administrative and support and waste management and remediation services 11 9.2%
Professional, scientific, and technical services 10 8.3%
Wholesale trade 7 5.8%
Accommodation and food services 7 5.8%
Real estate and rental and leasing 6 5.0%
Retail trade 5 4.2%
Information 5 4.2%
Health care and social assistance 5 4.2%
Other services (except public administration) 5 4.2%
Educational services 4 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04079 vs 04066 →

ZIP 04079 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04079 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04079 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04079 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04066 Orrs Island, ME 539 2.3 mi
04003 Bailey Island, ME 330 5.3 mi
04011 Brunswick, ME 20,278 6.8 mi
04562 Phippsburg, ME 2,216 6.2 mi
04530 Bath, ME 10,818 8.5 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Harpswell, ME Maine

Frequently Asked Questions

What county is ZIP code 04079 in? ▼
ZIP code 04079 (Harpswell) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04079? ▼
ZIP code 04079 in Harpswell, ME has a population of 3,871 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04079? ▼
The median household income in ZIP 04079 is $91,969, which is 21% above the national average of $76,288.
What is the average home value in ZIP 04079? ▼
The median home value in ZIP 04079 is $612,400, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 04079? ▼
The largest racial group in ZIP 04079 is White at 95.5%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 04079? ▼
ZIP code 04079 has 120 business establishments employing approximately 300 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04079? ▼
The top industries by establishment count in ZIP 04079 are: Agriculture, forestry, fishing and hunting (31), Construction (20), Administrative and support and waste management and remediation services (11). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 04079? ▼
According to the FHFA House Price Index, home values in ZIP 04079 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 200%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04079? ▼
In ZIP code 04079, 69.6% of residents aged 25+ have a high school diploma or higher, and 55.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04079? ▼
The mean commute time for workers in ZIP code 04079 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04079? ▼
In ZIP code 04079, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04079? ▼
The poverty rate in ZIP code 04079 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.