Bar Harbor, ME · standard
ZIP Code 04609
Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,222
- 48/sq mi Moderate-density area
- $77,180
- Median income Near-median income area
- $538,400
- Median home value Above-median home value
- 68.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bar Harbor pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 48
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04609 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04609 (Bar Harbor, ME) rose +11.4% from 2023 to 2024. The all-transactions index moved from 405.6 in 2023 to 451.8 in 2024 (2000 = 100).
ZIP code 04609 is a mid-sized community (a standard USPS delivery area) in Bar Harbor, Hancock County, Maine, home to 5,222 residents across 109.5 square miles, a density of 48 people per square mile, in the New York time zone.
ZIP 04609 lands in the middle-income range, with a median household income of $77,180 (5% above the average Maine ZIP), while per-capita income is $58,427. The poverty rate is 10.1%, with unemployment at 4.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $538,400 (90% above the average Maine ZIP), while 74.5% of occupied homes are owner-occupied and median rent is $1,106.
This is a highly-educated ZIP: 68.3% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hancock County, so 04609 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04609
Top 5 sectors by establishment count in Bar Harbor, ME
Which industries have the most business establishments in ZIP 04609.
- Accommodation and food services
Accommodation and food services
143 establishments
- Retail trade
Retail trade
66 establishments
- Construction 34
Construction
34 establishments
- Other services (except public administration) 25
Other services (except public administration)
25 establishments
- Professional, scientific, and technical services 19
Professional, scientific, and technical services
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04609, Bar Harbor, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,222
Population
109.5
Area (sq mi)
48
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04609?
49.2
Median Age
53.9%
Male
46.1%
Female
7.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,180
Median Household Income
+5% vs state ZIP avg
$58,427
Per Capita Income
10.1%
Poverty Rate
4.4%
Unemployment Rate
How ZIP 04609 ranks among Maine ZIPs
Bar Harbor, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,180 Top 35% higher than 65% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,573housing units
3,573
Total Housing Units
2,479
Occupied Units
1,094
Vacant Units
1.95
Avg Household Size
Occupancy Type
$538,400
Median Home Value
+90% vs state ZIP avg
$1,106
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.4%
YoY Change (2024)
452
HPI Index (2000 = 100)
+352%
Total Change Since 2000
Home values in ZIP 04609 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +352% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 276 |
| 2021 | +10.9% | 306 |
| 2022 | +14.2% | 349 |
| 2023 | +16.1% | 406 |
| 2024 | +11.4% | 452 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 394 business establishments in ZIP 04609, employing approximately 4,198 people with a combined annual payroll of $333,016,000.
394
Businesses
4,198
Employees
$333.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 143 | 36.3% |
| Retail trade | 66 | 16.8% |
| Construction | 34 | 8.6% |
| Other services (except public administration) | 25 | 6.3% |
| Professional, scientific, and technical services | 19 | 4.8% |
| Health care and social assistance | 19 | 4.8% |
| Finance and insurance | 15 | 3.8% |
| Real estate and rental and leasing | 14 | 3.5% |
| Administrative and support and waste management and remediation services | 12 | 3.0% |
| Agriculture, forestry, fishing and hunting | 11 | 2.8% |
| Arts, entertainment, and recreation | 10 | 2.5% |
| Transportation and warehousing | 9 | 2.3% |
| Educational services | 7 | 1.8% |
| Manufacturing | 5 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04609 vs 04644 →
ZIP 04609 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04609
Bar Harbor (04609)
5,222 residents
- 04679 1,767
Southwest Harbor (04679)
1,767 residents
- 04660 1,309
Mount Desert (04660)
1,309 residents
- 04612 589
Bernard (04612)
589 residents
- 04662 488
Northeast Harbor (04662)
488 residents
- 04674 484
Seal Cove (04674)
484 residents
- 04677 274
Sorrento (04677)
274 residents
- 04675 253
Seal Harbor (04675)
253 residents
- 04646 94
Islesford (04646)
94 residents
What this shows Among its immediate neighbors, ZIP 04609 ranks the most populous - useful context the national average alone can't give.
ZIP 04609 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04675
Seal Harbor (04675)
$250,000 median income
- 04662
Northeast Harbor (04662)
$108,214 median income
- 04612 $89,839
Bernard (04612)
$89,839 median income
- 04646 $88,750
Islesford (04646)
$88,750 median income
- 04677 $83,438
Sorrento (04677)
$83,438 median income
- 04660 $78,646
Mount Desert (04660)
$78,646 median income
- 04609 $77,180
Bar Harbor (04609)
$77,180 median income
- 04674 $76,667
Seal Cove (04674)
$76,667 median income
- 04679 $59,205
Southwest Harbor (04679)
$59,205 median income
What this shows By household income, ZIP 04609 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04644 | Hulls Cove, ME | 13 | 2.2 mi |
| 04675 | Seal Harbor, ME | 253 | 5.6 mi |
| 04662 | Northeast Harbor, ME | 488 | 5.4 mi |
| 04660 | Mount Desert, ME | 1,309 | 4.3 mi |
| 04625 | Cranberry Isles, ME | 47 | 9.3 mi |
| 04679 | Southwest Harbor, ME | 1,767 | 7.9 mi |
| 04646 | Islesford, ME | 94 | 9.3 mi |
| 04677 | Sorrento, ME | 274 | 8.5 mi |
| 04612 | Bernard, ME | 589 | 10.0 mi |
| 04674 | Seal Cove, ME | 484 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04609, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,222 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hancock County
Related Areas
Frequently Asked Questions
What county is ZIP code 04609 in?
ZIP code 04609 (Bar Harbor) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04609?
ZIP code 04609 in Bar Harbor, ME has a population of 5,222 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04609?
The median household income in ZIP 04609 is $77,180, which is 1% above the national average of $76,288.
What is the average home value in ZIP 04609?
The median home value in ZIP 04609 is $538,400, which is 94% above the national average of $278,155.
What is the demographic makeup of ZIP 04609?
The largest racial group in ZIP 04609 is White at 89.0%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 04609?
ZIP code 04609 has 394 business establishments employing approximately 4,198 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04609?
The top industries by establishment count in ZIP 04609 are: Accommodation and food services (143), Retail trade (66), Construction (34). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 04609?
According to the FHFA House Price Index, home values in ZIP 04609 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 352%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04609?
In ZIP code 04609, 85.1% of residents aged 25+ have a high school diploma or higher, and 68.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04609?
In ZIP code 04609, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04609?
The poverty rate in ZIP code 04609 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04609's numbers, next.
- See how ZIP 04609 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bar Harbor, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.