PlainZIP

Bar Harbor, ME · standard

ZIP Code 04609

Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,222
48/sq mi
$77,180
Median income
$538,400
Median home value
68.3%
Bachelor's or higher

The verdict

Bar Harbor pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 12%
home value, US ZIPs
48
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04609 against every reporting US ZIP.

ZIP code 04609 is a mid-sized community (a standard USPS delivery area) in Bar Harbor, Hancock County, Maine, home to 5,222 residents across 109.5 square miles, a density of 48 people per square mile, in the New York time zone.

ZIP 04609 lands in the middle-income range, with a median household income of $77,180 (5% above the Maine average), while per-capita income is $58,427. The poverty rate stands at 10.1% and the unemployment rate at 4.4%. The typical home here is valued at $538,400 (90% above the state average); renters pay a median of $1,106 monthly, and 74.5% of units are owner-occupied.

This is a highly-educated ZIP: 68.3% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hancock County, letting you compare 04609 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04609

Top 5 sectors by establishment count in Bar Harbor, ME

Which industries have the most business establishments in ZIP 04609.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04609, Bar Harbor, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,222

Population

109.5

Area (sq mi)

48

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04609?

49.2

Median Age

53.9%

Male

46.1%

Female

7.0%

Foreign-Born

White 89.0%
African American 2.6%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,180

Median Household Income

+5% vs state

$58,427

Per Capita Income

10.1%

Poverty Rate

4.4%

Unemployment Rate

How ZIP 04609 ranks nationally

Bar Harbor, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,180 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 85.1%
Bachelor's Degree or Higher 68.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,573

Total Housing Units

2,479

Occupied Units

1,094

Vacant Units

1.95

Avg Household Size

Occupancy Type

Owner 74.5%
Renter 25.5%

$538,400

Median Home Value

+90% vs state

$1,106

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2024)

452

HPI Index (2000 = 100)

+352%

Total Change Since 2000

Home values in ZIP 04609 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +352% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 276
2021 +10.9% 306
2022 +14.2% 349
2023 +16.1% 406
2024 +11.4% 452

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 394 business establishments in ZIP 04609, employing approximately 4,198 people with a combined annual payroll of $333,016,000.

394

Businesses

4,198

Employees

$333.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 143 36.3%
Retail trade 66 16.8%
Construction 34 8.6%
Other services (except public administration) 25 6.3%
Professional, scientific, and technical services 19 4.8%
Health care and social assistance 19 4.8%
Finance and insurance 15 3.8%
Real estate and rental and leasing 14 3.5%
Administrative and support and waste management and remediation services 12 3.0%
Agriculture, forestry, fishing and hunting 11 2.8%
Arts, entertainment, and recreation 10 2.5%
Transportation and warehousing 9 2.3%
Educational services 7 1.8%
Manufacturing 5 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04609 vs 04644 →

ZIP 04609 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04609 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04609 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04609 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04644 Hulls Cove, ME 13 2.2 mi
04675 Seal Harbor, ME 253 5.6 mi
04662 Northeast Harbor, ME 488 5.4 mi
04660 Mount Desert, ME 1,309 4.3 mi
04625 Cranberry Isles, ME 47 9.3 mi
04679 Southwest Harbor, ME 1,767 7.9 mi
04646 Islesford, ME 94 9.3 mi
04677 Sorrento, ME 274 8.5 mi
04612 Bernard, ME 589 10.0 mi
04674 Seal Cove, ME 484 9.3 mi

More ZIP Codes in Hancock County

04605 standard
Ellsworth, ME
Pop: 12,974
04416 standard
Bucksport, ME
Pop: 5,468
04614 standard
Blue Hill, ME
Pop: 2,579
04640 standard
Hancock, ME
Pop: 2,261
04472 standard
Orland, ME
Pop: 2,144
04634 standard
Franklin, ME
Pop: 1,923

Related Areas

Hancock County Bar Harbor, ME Maine

Frequently Asked Questions

What county is ZIP code 04609 in? ▼
ZIP code 04609 (Bar Harbor) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04609? ▼
ZIP code 04609 in Bar Harbor, ME has a population of 5,222 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04609? ▼
The median household income in ZIP 04609 is $77,180, which is 1% above the national average of $76,288.
What is the average home value in ZIP 04609? ▼
The median home value in ZIP 04609 is $538,400, which is 94% above the national average of $278,155.
What is the demographic makeup of ZIP 04609? ▼
The largest racial group in ZIP 04609 is White at 89.0%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 04609? ▼
ZIP code 04609 has 394 business establishments employing approximately 4,198 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04609? ▼
The top industries by establishment count in ZIP 04609 are: Accommodation and food services (143), Retail trade (66), Construction (34). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 04609? ▼
According to the FHFA House Price Index, home values in ZIP 04609 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 352%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04609? ▼
In ZIP code 04609, 85.1% of residents aged 25+ have a high school diploma or higher, and 68.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04609? ▼
In ZIP code 04609, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04609? ▼
The poverty rate in ZIP code 04609 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.