ZIP Code 04640

ZIP code 04640 is classified by USPS as a standard delivery area and covers roughly 71.8 square miles in Hancock, Hancock County, Maine. The area is home to 2,261 residents, producing a population density of 32 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04640 against Maine and the nation.

On the economic side, the median household income for ZIP 04640 sits at $71,699 (2% below the Maine average), while per-capita income is $46,304. The poverty rate stands at 8.4% and the unemployment rate at 4.6%. On housing, the median home value is $269,100 (5% below the state average) with median rent at $1,171 per month, and 80.6% of occupied units are owner-occupied, a direct signal of whether 04640 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.2% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hancock County, so you can benchmark 04640 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →