Residential delivery area · Maine
ZIP Code 04640: Hancock, ME
ZIP code 04640 uses the postal name Hancock, Maine and lies entirely in Hancock County (Census 2020 ZIP-county file). About 2,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $71,699 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Hancock · its only residential ZIP
- County
- Hancock County
- House district
- ME-2 119th Congress
- State
- Maine
- Time zone
- Eastern
- Land area
- 29.3 sq mi · 84 people per sq mi
Where is ZIP code 04640?
04640 centers on 44.525°, -68.285° and covers 29.3 square miles of land plus 8.8 of water. It borders 3 ZIP codes: 04634, 04664, 04605.
The map draws ZIP code areas only. For the streets inside 04640, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 04640 compare with the rest of Hancock County?
| Measure | 04640 | In Hancock County | In ME |
|---|---|---|---|
| People (ACS 2020-2024) | 2,450 | 6th of 41 | 147th of 426 |
| Median household income | $72k | 6th of 11 | 104th of 200 |
| Median home value | $269k | 12th of 18 | 119th of 242 |
Its median household income is higher than in 50% of U.S. residential ZIP codes, and it is denser than 51% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 04640?
The 2020 Census counted 2,421 people in 04640; the ACS, which samples households over 2020-2024, estimates 2,450. Between the 2010 and 2020 censuses its population grew 7.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,450
- 2020 Census count
- 2,421+7.1% since 2010 (2,261)
- Households
- 1,117
- Median age
- 54.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 04640?
Of the 2,450 people the ACS estimates in 04640, 14.2% are under 18 and 31.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.9%).
- Under 1814.2%
- 18 to 6454.7%
- 65 and older31.1%
- White, not Hispanic92.9%
- Other or two or more4.4%
- Hispanic or Latino1.5%
- Black, not Hispanic0.9%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 04640 earn?
Median household income is $71,699 (ACS 2020-2024), the 6th highest of the 11 ranked ZIP codes in Hancock County. It is not measurably different from 2015-2019 ($75,210 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $71,699
- Income per person
- $46,304
- Below the poverty line
- 8.4%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 36.2%
- Adjusted gross income per tax return, 2022
- $64,2021,310 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 04640?
- Median home value (owners' estimate)
- $269,100
- Median gross rent
- $1,171
- Homes owned by their occupants
- 80.6%
- Housing units
- 1,479
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 04640?
75 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction20
- Other services (except public administration)13
- Manufacturing8
- Retail trade8
- Administrative and support and waste management and remediation services6
- Accommodation and food services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 04640?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 04634 | Franklin | 2,374 | $68k | 7.3 mi |
| 04664 | Sullivan | 1,246 | $60k | 7.5 mi |
| 04605 | Ellsworth | 14,529 | $77k | 12.4 mi |
| 04677 | Sorrento | 345 | $83k | 6.3 mi (near) |
| 04609 | Bar Harbor | 5,244 | $77k | 8.8 mi (near) |
| 04607 | Gouldsboro | 1,142 | $60k | 10.6 mi (near) |
| 04684 | Surry | 1,836 | $75k | 11.6 mi (near) |
| 04660 | Mount Desert | 1,072 | $79k | 13.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.