PlainZIP

Hancock, ME · standard

ZIP Code 04640

Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,261
32/sq mi
$71,699
Median income
$269,100
Median home value
36.2%
Bachelor's or higher

The verdict

Hancock pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 50%
household income, US ZIPs
Top 39%
home value, US ZIPs
32
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04640 against every reporting US ZIP.

ZIP code 04640 covers 71.8 square miles in Hancock, Hancock County, Maine (a standard USPS delivery area), with a modest 2,261 residents on file, a density of 32 people per square mile, in the New York time zone.

ZIP 04640 lands in the middle-income range, with a median household income of $71,699 (2% below the Maine average), while per-capita income is $46,304. The poverty rate stands at 8.4% and the unemployment rate at 4.6%. Median home value sits at $269,100 (5% below the state average), median rent at $1,171 a month, and owner-occupancy at 80.6%.

A solid share of residents have a four-year degree: 36.2% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is 30 minutes. To put 04640 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hancock County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04640

Top 5 sectors by establishment count in Hancock, ME

Which industries have the most business establishments in ZIP 04640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04640, Hancock, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,261

Population

71.8

Area (sq mi)

32

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04640?

54.8

Median Age

47.7%

Male

52.3%

Female

2.4%

Foreign-Born

White 92.9%
African American 0.9%
Asian 0.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,699

Median Household Income

-2% vs state

$46,304

Per Capita Income

8.4%

Poverty Rate

4.6%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 04640 ranks nationally

Hancock, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,699 Top 50% higher than 50% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.2%
Bachelor's Degree or Higher 36.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,479

Total Housing Units

1,117

Occupied Units

362

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 80.6%
Renter 19.4%

$269,100

Median Home Value

-5% vs state

$1,171

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 75 business establishments in ZIP 04640, employing approximately 464 people with a combined annual payroll of $30,237,000.

75

Businesses

464

Employees

$30.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 20 26.7%
Other services (except public administration) 13 17.3%
Manufacturing 8 10.7%
Retail trade 8 10.7%
Administrative and support and waste management and remediation services 6 8.0%
Accommodation and food services 5 6.7%
Professional, scientific, and technical services 4 5.3%
Agriculture, forestry, fishing and hunting 3 4.0%
Health care and social assistance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04640 vs 04677 →

ZIP 04640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04640 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04640 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04677 Sorrento, ME 274 7.0 mi
04644 Hulls Cove, ME 13 9.0 mi
04634 Franklin, ME 1,923 8.7 mi
04605 Ellsworth, ME 12,974 10.9 mi

More ZIP Codes in Hancock County

04605 standard
Ellsworth, ME
Pop: 12,974
04416 standard
Bucksport, ME
Pop: 5,468
04609 standard
Bar Harbor, ME
Pop: 5,222
04614 standard
Blue Hill, ME
Pop: 2,579
04472 standard
Orland, ME
Pop: 2,144
04634 standard
Franklin, ME
Pop: 1,923

Related Areas

Hancock County Hancock, ME Maine

Frequently Asked Questions

What county is ZIP code 04640 in? ▼
ZIP code 04640 (Hancock) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04640? ▼
ZIP code 04640 in Hancock, ME has a population of 2,261 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04640? ▼
The median household income in ZIP 04640 is $71,699, which is 6% below the national average of $76,288.
What is the average home value in ZIP 04640? ▼
The median home value in ZIP 04640 is $269,100, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 04640? ▼
The largest racial group in ZIP 04640 is White at 92.9%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04640? ▼
ZIP code 04640 has 75 business establishments employing approximately 464 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04640? ▼
The top industries by establishment count in ZIP 04640 are: Construction (20), Other services (except public administration) (13), Manufacturing (8). There are 9 industry sectors represented in total.
What is the education level in ZIP code 04640? ▼
In ZIP code 04640, 68.2% of residents aged 25+ have a high school diploma or higher, and 36.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04640? ▼
The mean commute time for workers in ZIP code 04640 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04640? ▼
In ZIP code 04640, approximately 80.6% of occupied housing units are owner-occupied and 19.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04640? ▼
The poverty rate in ZIP code 04640 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.