Hancock, ME · standard
ZIP Code 04640
Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,261
- 32/sq mi Moderate-density area
- $71,699
- Median income Near-median income area
- $269,100
- Median home value Near-median home value
- 36.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hancock pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 50%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 32
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04640 against every reporting US ZIP.
ZIP code 04640 covers 71.8 square miles in Hancock, Hancock County, Maine (a standard USPS delivery area), with a modest 2,261 residents on file, a density of 32 people per square mile, in the New York time zone.
ZIP 04640 lands in the middle-income range, with a median household income of $71,699 (2% below the average Maine ZIP), while per-capita income is $46,304. The poverty rate is 8.4%, with unemployment at 4.6%; those measures add context to the income figure. Median home value is $269,100 (5% below the average Maine ZIP) and median rent is $1,171; 80.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 36.2% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is 30 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Hancock County, so 04640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04640
Top 5 sectors by establishment count in Hancock, ME
Which industries have the most business establishments in ZIP 04640.
- Construction
Construction
20 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Manufacturing
Manufacturing
8 establishments
- Retail trade
Retail trade
8 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04640, Hancock, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,261
Population
71.8
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04640?
54.8
Median Age
47.7%
Male
52.3%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,699
Median Household Income
-2% vs state ZIP avg
$46,304
Per Capita Income
8.4%
Poverty Rate
4.6%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 04640 ranks among Maine ZIPs
Hancock, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,699 Top 45% higher than 55% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,479housing units
1,479
Total Housing Units
1,117
Occupied Units
362
Vacant Units
2.16
Avg Household Size
Occupancy Type
$269,100
Median Home Value
-5% vs state ZIP avg
$1,171
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 04640, employing approximately 464 people with a combined annual payroll of $30,237,000.
75
Businesses
464
Employees
$30.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 26.7% |
| Other services (except public administration) | 13 | 17.3% |
| Manufacturing | 8 | 10.7% |
| Retail trade | 8 | 10.7% |
| Administrative and support and waste management and remediation services | 6 | 8.0% |
| Accommodation and food services | 5 | 6.7% |
| Professional, scientific, and technical services | 4 | 5.3% |
| Agriculture, forestry, fishing and hunting | 3 | 4.0% |
| Health care and social assistance | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04640 vs 04677 →
ZIP 04640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04605
Ellsworth (04605)
12,974 residents
- 04640 2,261
Hancock (04640)
2,261 residents
- 04634 1,923
Franklin (04634)
1,923 residents
- 04677 274
Sorrento (04677)
274 residents
- 04644 13
Hulls Cove (04644)
13 residents
What this shows Among its immediate neighbors, ZIP 04640 ranks #2 by population - useful context the national average alone can't give.
ZIP 04640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04677
Sorrento (04677)
$83,438 median income
- 04605
Ellsworth (04605)
$77,377 median income
- 04640
Hancock (04640)
$71,699 median income
- 04634
Franklin (04634)
$67,589 median income
What this shows By household income, ZIP 04640 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04640, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,261 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hancock County
Related Areas
Frequently Asked Questions
What county is ZIP code 04640 in?
ZIP code 04640 (Hancock) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04640?
ZIP code 04640 in Hancock, ME has a population of 2,261 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04640?
The median household income in ZIP 04640 is $71,699, which is 6% below the national average of $76,288.
What is the average home value in ZIP 04640?
The median home value in ZIP 04640 is $269,100, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 04640?
The largest racial group in ZIP 04640 is White at 92.9%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04640?
ZIP code 04640 has 75 business establishments employing approximately 464 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04640?
The top industries by establishment count in ZIP 04640 are: Construction (20), Other services (except public administration) (13), Manufacturing (8). There are 9 industry sectors represented in total.
What is the education level in ZIP code 04640?
In ZIP code 04640, 68.2% of residents aged 25+ have a high school diploma or higher, and 36.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04640?
The mean commute time for workers in ZIP code 04640 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04640?
In ZIP code 04640, approximately 80.6% of occupied housing units are owner-occupied and 19.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04640?
The poverty rate in ZIP code 04640 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04640's numbers, next.
- See how ZIP 04640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hancock, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.