Swans Island, ME · standard
ZIP Code 04685
Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 332
- 9/sq mi Low-density area
- $86,250
- Median income Above-median income area
- $316,700
- Median home value Above-median home value
- 37.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Swans Island pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 9
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04685 against every reporting US ZIP.
ZIP code 04685 is a sparsely populated ZIP (a standard USPS delivery area) in Swans Island, Hancock County, Maine, home to just 332 residents across 37.3 square miles, a density of 9 people per square mile, in the New York time zone.
ZIP 04685 lands in the middle-income range, with a median household income of $86,250 (17% above the average Maine ZIP), while per-capita income is $67,412. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.1% and unemployment is 1.3%. Median home value is $316,700 (12% above the average Maine ZIP) and median rent is $2,125; 91.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.9% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Hancock County, so 04685 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04685, Swans Island, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
332
Population
37.3
Area (sq mi)
9
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04685?
52.8
Median Age
52.7%
Male
47.3%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,250
Median Household Income
+17% vs state ZIP avg
$67,412
Per Capita Income
1.1%
Poverty Rate
1.3%
Unemployment Rate
How ZIP 04685 ranks among Maine ZIPs
Swans Island, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,250 Top 24% higher than 76% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
493housing units
493
Total Housing Units
200
Occupied Units
293
Vacant Units
2.19
Avg Household Size
Occupancy Type
$316,700
Median Home Value
+12% vs state ZIP avg
$2,125
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 18 business establishments in ZIP 04685, employing approximately 29 people with a combined annual payroll of $1,355,000.
18
Businesses
29
Employees
$1.4M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Agriculture, forestry, fishing and hunting | 5 | 27.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04685 vs 04635 →
ZIP 04685 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04679
Southwest Harbor (04679)
1,767 residents
- 04616
Brooklin (04616)
824 residents
- 04612 589
Bernard (04612)
589 residents
- 04653 490
Bass Harbor (04653)
490 residents
- 04674 484
Seal Cove (04674)
484 residents
- 04685 332
Swans Island (04685)
332 residents
- 04635 61
Frenchboro (04635)
61 residents
What this shows Among its immediate neighbors, ZIP 04685 ranks #6 by population - useful context the national average alone can't give.
ZIP 04685 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04653
Bass Harbor (04653)
$90,250 median income
- 04612
Bernard (04612)
$89,839 median income
- 04685
Swans Island (04685)
$86,250 median income
- 04674
Seal Cove (04674)
$76,667 median income
- 04616
Brooklin (04616)
$68,750 median income
- 04679
Southwest Harbor (04679)
$59,205 median income
- 04635
Frenchboro (04635)
$42,250 median income
What this shows By household income, ZIP 04685 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04685, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hancock County
Related Areas
Frequently Asked Questions
What county is ZIP code 04685 in?
ZIP code 04685 (Swans Island) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04685?
ZIP code 04685 in Swans Island, ME has a population of 332 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04685?
The median household income in ZIP 04685 is $86,250, which is 13% above the national average of $76,288.
What is the average home value in ZIP 04685?
The median home value in ZIP 04685 is $316,700, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 04685?
The largest racial group in ZIP 04685 is White at 90.9%.
How many businesses are in ZIP code 04685?
ZIP code 04685 has 18 business establishments employing approximately 29 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04685?
In ZIP code 04685, 71.4% of residents aged 25+ have a high school diploma or higher, and 37.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04685?
In ZIP code 04685, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04685?
The poverty rate in ZIP code 04685 is 1.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04685's numbers, next.
- See how ZIP 04685 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Swans Island, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.