ZIP Code 04901

standard

Source:

Waterville · Kennebec County · Maine

Population
26,248

129/sq mi

Median income
$57,403

▼ 25% vs US

higher than 25% of US ZIPs

Median home value
$204,700

▼ 26% vs US

higher than 45% of US ZIPs

Bachelor's or higher
29.4%

Median age 39.2

Land area
204.1 sq mi

New York

ZIP code 04901 in Waterville, Maine has a population of 26,248. The median household income is $57,403, which is 25% below the national average. Median home value is $204,700, 26% below the US average. 29.4% of residents hold a bachelor's degree or higher.

ZIP code 04901 is classified by USPS as a standard delivery area and covers roughly 204.1 square miles in Waterville, Kennebec County, Maine. The area is home to 26,248 residents, producing a population density of 129 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04901 against Maine and the nation.

On the economic side, the median household income for ZIP 04901 sits at $57,403 (22% below the Maine average), while per-capita income is $34,107. The poverty rate stands at 16.3% and the unemployment rate at 3.9%. On housing, the median home value is $204,700 (28% below the state average) with median rent at $990 per month, and 60.7% of occupied units are owner-occupied, a direct signal of whether 04901 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.4% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 20 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kennebec County, so you can benchmark 04901 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04901

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04901.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04901, Waterville, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,248

Population

204.1

Area (sq mi)

129

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04901?

39.2

Median Age

50.0%

Male

50.0%

Female

3.6%

Foreign-Born

White 90.3%
African American 1.3%
Asian 1.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,403

Median Household Income

-22% vs state

$34,107

Per Capita Income

16.3%

Poverty Rate

3.9%

Unemployment Rate

19.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 29.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,296

Total Housing Units

11,451

Occupied Units

845

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 60.7%
Renter 39.3%

$204,700

Median Home Value

-28% vs state

$990

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

276

HPI Index (2000 = 100)

+176%

Total Change Since 2000

Home values in ZIP 04901 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +176% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 169
2021 +19.3% 202
2022 +17.8% 238
2023 +7.0% 254
2024 +8.4% 276

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 740 business establishments in ZIP 04901, employing approximately 15,133 people with a combined annual payroll of $685,212,000.

740

Businesses

15,133

Employees

$685.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 149 20.1%
Health care and social assistance 123 16.6%
Accommodation and food services 94 12.7%
Other services (except public administration) 71 9.6%
Construction 69 9.3%
Professional, scientific, and technical services 43 5.8%
Finance and insurance 38 5.1%
Real estate and rental and leasing 28 3.8%
Administrative and support and waste management and remediation services 28 3.8%
Manufacturing 20 2.7%
Wholesale trade 16 2.2%
Transportation and warehousing 16 2.2%
Information 15 2.0%
Arts, entertainment, and recreation 13 1.8%
Educational services 10 1.4%
Management of companies and enterprises 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04901 vs 04975 →

ZIP Code City Population Distance
04975 Shawmut, ME 48 5.0 mi
04962 North Vassalboro, ME 125 5.3 mi
04926 China Village, ME 52 5.7 mi
04927 Clinton, ME 3,486 8.2 mi
04910 Albion, ME 2,041 6.9 mi
04358 South China, ME 4,276 9.6 mi
04937 Fairfield, ME 6,645 7.7 mi
04989 Vassalboro, ME 4,215 9.4 mi
04944 Hinckley, ME 42 9.9 mi

More ZIP Codes in Kennebec County

Frequently Asked Questions

What county is ZIP code 04901 in?
ZIP code 04901 (Waterville) is located in Kennebec County, Maine. Kennebec County contains multiple ZIP codes, see the full list at /counties/kennebec-me.
What is the population of ZIP code 04901?
ZIP code 04901 in Waterville, ME has a population of 26,248 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04901?
The median household income in ZIP 04901 is $57,403, which is 25% below the national average of $76,288.
What is the average home value in ZIP 04901?
The median home value in ZIP 04901 is $204,700, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 04901?
The largest racial group in ZIP 04901 is White at 90.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 04901?
ZIP code 04901 has 740 business establishments employing approximately 15,133 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04901?
The top industries by establishment count in ZIP 04901 are: Retail trade (149), Health care and social assistance (123), Accommodation and food services (94). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 04901?
According to the FHFA House Price Index, home values in ZIP 04901 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 176%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04901?
In ZIP code 04901, 63.1% of residents aged 25+ have a high school diploma or higher, and 29.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04901?
The mean commute time for workers in ZIP code 04901 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04901?
In ZIP code 04901, approximately 60.7% of occupied housing units are owner-occupied and 39.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04901?
The poverty rate in ZIP code 04901 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterville, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.