Residential delivery area · Maine

ZIP Code 04963: Oakland, ME

ZIP code 04963 uses the postal name Oakland, Maine and lies entirely in Kennebec County (Census 2020 ZIP-county file). About 7,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,708 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Oakland (a census-designated place); 89% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Maine, Connecticut, Massachusetts, New Hampshire, New Jersey and 5 more
049sectional center: Eastern, ME (SCF 044)
63delivery area within it
Town
Oakland · its only residential ZIP
Census places
Oakland census-designated place
Micro area
Augusta-Waterville, ME
House district
ME-2 119th Congress
State
Maine
Time zone
Eastern
Land area
51.1 sq mi · 147 people per sq mi

Where is ZIP code 04963?

04963 centers on 44.589°, -69.887° and covers 51.1 square miles of land plus 8.8 of water. It borders 9 ZIP codes: 04978, 04360, 04955, 04917, 04957, 04352, 04937, 04901, 04330.

04330 · Augusta04352 · Mount Vernon04360 · Vienna04901 · Waterville04917 · Belgrade04937 · Fairfield04955 · New Sharon04957 · Norridgewock04978 · Smithfield04963 · Oakland (this ZIP)0496304330049010495704917049370435204955049780436004330 · Augusta04352 · Mount Vernon04360 · Vienna04901 · Waterville04917 · Belgrade04937 · Fairfield04955 · New Sharon04957 · Norridgewock04978 · Smithfield04963 · Oakland (this ZIP)0496304330049010495704917049370435204955049780436004330 · Augusta04352 · Mount Vernon04360 · Vienna04901 · Waterville04917 · Belgrade04937 · Fairfield04955 · New Sharon04957 · Norridgewock04978 · Smithfield04963 · Oakland (this ZIP)04963043300490104957049170493704352049550497804360
Shaded by median household income, in national fifths (ACS 2020-2024); 04963 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 04963, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 04963 compare with the rest of Kennebec County?

Rank of 04963 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure04963In Kennebec CountyIn ME
People (ACS 2020-2024)7,5244th of 2747th of 426
Median household income$78k7th of 1781st of 200
Median home value$247k11th of 22136th of 242

Its median household income is higher than in 59% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 04963?

The 2020 Census counted 7,358 people in 04963; the ACS, which samples households over 2020-2024, estimates 7,524. Between the 2010 and 2020 censuses its population grew 1.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
7,524
2020 Census count
7,358+1.7% since 2010 (7,238)
Households
3,121
Median age
41.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 04963?

Of the 7,524 people the ACS estimates in 04963, 23.4% are under 18 and 19.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.7%).

  • Under 1823.4%
  • 18 to 6457.3%
  • 65 and older19.3%
Age of the people of 04963 (ACS 2020-2024, B01001)
  • White, not Hispanic94.7%
  • Other or two or more2.2%
  • Asian, not Hispanic2.2%
  • Hispanic or Latino0.8%
  • Black, not Hispanic0.1%
Race and Hispanic origin in 04963 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 04963 earn?

Median household income is $77,708 (ACS 2020-2024), the 7th highest of the 17 ranked ZIP codes in Kennebec County. It is not measurably different from 2015-2019 ($77,454 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$77,708±$13,524
Income per person
$39,914
Below the poverty line
8.4%
Unemployed (of the labor force)
2.1%
Adults 25+ with a bachelor's degree
26.8%
Adjusted gross income per tax return, 2022
$78,1493,730 returns; wages 65% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 04963?

FHFA's house price index for 04963, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved −6.8% in 2025.

Median home value (owners' estimate)
$247,200
Median gross rent
$948
Homes owned by their occupants
79.9%
Housing units
4,108
0 50 100 150 200 250 19932000201020202025 0 50 100 150 200 250 19932000201020202025 0 50 100 150 200 250 19932000201020202025
Index = 100 in 1993, the first year FHFA reports for 04963; 2025: 234.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 04963?

155 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction24
  • Retail trade21
  • Health care and social assistance20
  • Accommodation and food services19
  • Professional, scientific, and technical services12
  • Other services (except public administration)12

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 04963?

ZIP codes that share a boundary with 04963, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
04978Smithfield856$108k5.6 mi
04360Vienna536$76k6.0 mi
04955New Sharon1,550$64k6.6 mi
04917Belgrade3,351$88k7.4 mi
04957Norridgewock4,006$66k8.7 mi
04352Mount Vernon1,716$74k9.2 mi
04937Fairfield6,358$64k11.9 mi
04901Waterville27,870$57k15.8 mi
04330Augusta26,690$55k17.8 mi
04918Belgrade Lakes0–2.9 mi (near)
04940Farmington Falls0–9.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.