Belfast, ME · standard
ZIP Code 04915
Waldo County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,806
- 47/sq mi Moderate-density area
- $66,362
- Median income Near-median income area
- $308,700
- Median home value Above-median home value
- 39.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Belfast pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 47
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04915 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04915 (Belfast, ME) rose +4.0% from 2023 to 2024. The all-transactions index moved from 290.3 in 2023 to 302.0 in 2024 (2000 = 100).
ZIP code 04915 is a mid-sized community (a standard USPS delivery area) in Belfast, Waldo County, Maine, home to 8,806 residents across 189.4 square miles, a density of 47 people per square mile, in the New York time zone.
ZIP 04915 reports a modest median household income of $66,362 (10% below the average Maine ZIP), while per-capita income is $43,770. The poverty rate is 16.4%, with unemployment at 1.3%; those measures add context to the income figure. Median home value is $308,700 (9% above the average Maine ZIP) and median rent is $972; 72.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 39.7% of adults hold a bachelor's degree or higher, the median age is 57.1, and the average commute is 22 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Waldo County, so 04915 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04915
Top 5 sectors by establishment count in Belfast, ME
Which industries have the most business establishments in ZIP 04915.
- Retail trade
Retail trade
84 establishments
- Health care and social assistance
Health care and social assistance
64 establishments
- Construction
Construction
39 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04915, Belfast, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,806
Population
189.4
Area (sq mi)
47
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04915?
57.1
Median Age
45.6%
Male
54.4%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,362
Median Household Income
-10% vs state ZIP avg
$43,770
Per Capita Income
16.4%
Poverty Rate
1.3%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 04915 ranks among Maine ZIPs
Belfast, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,362 46th percentile higher than 46% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,447housing units
5,447
Total Housing Units
4,354
Occupied Units
1,093
Vacant Units
2.05
Avg Household Size
Occupancy Type
$308,700
Median Home Value
+9% vs state ZIP avg
$972
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.0%
YoY Change (2024)
302
HPI Index (2000 = 100)
+202%
Total Change Since 2000
Home values in ZIP 04915 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.3% | 182 |
| 2021 | +20.1% | 219 |
| 2022 | +18.3% | 259 |
| 2023 | +12.2% | 290 |
| 2024 | +4.0% | 302 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 384 business establishments in ZIP 04915, employing approximately 5,663 people with a combined annual payroll of $333,496,000.
384
Businesses
5,663
Employees
$333.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 84 | 21.9% |
| Health care and social assistance | 64 | 16.7% |
| Construction | 39 | 10.2% |
| Accommodation and food services | 37 | 9.6% |
| Other services (except public administration) | 37 | 9.6% |
| Professional, scientific, and technical services | 22 | 5.7% |
| Finance and insurance | 20 | 5.2% |
| Manufacturing | 19 | 5.0% |
| Administrative and support and waste management and remediation services | 15 | 3.9% |
| Real estate and rental and leasing | 13 | 3.4% |
| Transportation and warehousing | 7 | 1.8% |
| Arts, entertainment, and recreation | 7 | 1.8% |
| Information | 6 | 1.6% |
| Educational services | 6 | 1.6% |
| Wholesale trade | 5 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04915 vs 04974 →
ZIP 04915 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04915
Belfast (04915)
8,806 residents
- 04849
Lincolnville (04849)
3,684 residents
- 04974 2,611
Searsport (04974)
2,611 residents
- 04952 1,829
Morrill (04952)
1,829 residents
- 04921 1,593
Brooks (04921)
1,593 residents
- 04438 1,124
Frankfort (04438)
1,124 residents
- 04951 906
Monroe (04951)
906 residents
What this shows Among its immediate neighbors, ZIP 04915 ranks the most populous - useful context the national average alone can't give.
ZIP 04915 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04951
Monroe (04951)
$81,300 median income
- 04849
Lincolnville (04849)
$80,377 median income
- 04438
Frankfort (04438)
$80,000 median income
- 04952
Morrill (04952)
$67,763 median income
- 04915
Belfast (04915)
$66,362 median income
- 04974
Searsport (04974)
$64,303 median income
- 04921
Brooks (04921)
$63,646 median income
What this shows By household income, ZIP 04915 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04915, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,806 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Waldo County
Related Areas
Frequently Asked Questions
What county is ZIP code 04915 in?
ZIP code 04915 (Belfast) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04915?
ZIP code 04915 in Belfast, ME has a population of 8,806 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04915?
The median household income in ZIP 04915 is $66,362, which is 13% below the national average of $76,288.
What is the average home value in ZIP 04915?
The median home value in ZIP 04915 is $308,700, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 04915?
The largest racial group in ZIP 04915 is White at 90.8%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 04915?
ZIP code 04915 has 384 business establishments employing approximately 5,663 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04915?
The top industries by establishment count in ZIP 04915 are: Retail trade (84), Health care and social assistance (64), Construction (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 04915?
According to the FHFA House Price Index, home values in ZIP 04915 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04915?
In ZIP code 04915, 69.0% of residents aged 25+ have a high school diploma or higher, and 39.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04915?
The mean commute time for workers in ZIP code 04915 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04915?
In ZIP code 04915, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04915?
The poverty rate in ZIP code 04915 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04915's numbers, next.
- See how ZIP 04915 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Belfast, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.