PlainZIP

Belfast, ME · standard

ZIP Code 04915

Waldo County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,806
47/sq mi
$66,362
Median income
$308,700
Median home value
39.7%
Bachelor's or higher

The verdict

Belfast pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
Top 32%
home value, US ZIPs
47
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04915 against every reporting US ZIP.

ZIP code 04915 is a mid-sized community (a standard USPS delivery area) in Belfast, Waldo County, Maine, home to 8,806 residents across 189.4 square miles, a density of 47 people per square mile, in the New York time zone.

ZIP 04915 reports a modest median household income of $66,362 (10% below the Maine average), while per-capita income is $43,770. Local economic indicators show a 16.4% poverty rate alongside 1.3% unemployment. The typical home here is valued at $308,700 (9% above the state average); renters pay a median of $972 monthly, and 72.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 39.7% of adults hold a bachelor's degree or higher, the median age is 57.1, and the average commute is 22 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Waldo County, letting you compare 04915 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04915

Top 5 sectors by establishment count in Belfast, ME

Which industries have the most business establishments in ZIP 04915.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04915, Belfast, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,806

Population

189.4

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04915?

57.1

Median Age

45.6%

Male

54.4%

Female

3.9%

Foreign-Born

White 90.8%
African American 0.7%
Asian 0.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,362

Median Household Income

-10% vs state

$43,770

Per Capita Income

16.4%

Poverty Rate

1.3%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 04915 ranks nationally

Belfast, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,362 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.0%
Bachelor's Degree or Higher 39.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,447

Total Housing Units

4,354

Occupied Units

1,093

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$308,700

Median Home Value

+9% vs state

$972

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

302

HPI Index (2000 = 100)

+202%

Total Change Since 2000

Home values in ZIP 04915 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.3% 182
2021 +20.1% 219
2022 +18.3% 259
2023 +12.2% 290
2024 +4.0% 302

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 384 business establishments in ZIP 04915, employing approximately 5,663 people with a combined annual payroll of $333,496,000.

384

Businesses

5,663

Employees

$333.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 84 21.9%
Health care and social assistance 64 16.7%
Construction 39 10.2%
Accommodation and food services 37 9.6%
Other services (except public administration) 37 9.6%
Professional, scientific, and technical services 22 5.7%
Finance and insurance 20 5.2%
Manufacturing 19 5.0%
Administrative and support and waste management and remediation services 15 3.9%
Real estate and rental and leasing 13 3.4%
Transportation and warehousing 7 1.8%
Arts, entertainment, and recreation 7 1.8%
Information 6 1.6%
Educational services 6 1.6%
Wholesale trade 5 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04915 vs 04974 →

ZIP 04915 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04915 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04915 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04915 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04974 Searsport, ME 2,611 5.7 mi
04951 Monroe, ME 906 9.8 mi
04849 Lincolnville, ME 3,684 10.3 mi
04952 Morrill, ME 1,829 6.4 mi
04921 Brooks, ME 1,593 8.5 mi
04438 Frankfort, ME 1,124 10.9 mi

More ZIP Codes in Waldo County

04496 standard
Winterport, ME
Pop: 3,757
04849 standard
Lincolnville, ME
Pop: 3,684
04974 standard
Searsport, ME
Pop: 2,611
04981 standard
Stockton Springs, ME
Pop: 2,316
04988 standard
Unity, ME
Pop: 2,134
04952 standard
Morrill, ME
Pop: 1,829

Related Areas

Waldo County Belfast, ME Maine

Frequently Asked Questions

What county is ZIP code 04915 in? ▼
ZIP code 04915 (Belfast) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04915? ▼
ZIP code 04915 in Belfast, ME has a population of 8,806 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04915? ▼
The median household income in ZIP 04915 is $66,362, which is 13% below the national average of $76,288.
What is the average home value in ZIP 04915? ▼
The median home value in ZIP 04915 is $308,700, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 04915? ▼
The largest racial group in ZIP 04915 is White at 90.8%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 04915? ▼
ZIP code 04915 has 384 business establishments employing approximately 5,663 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04915? ▼
The top industries by establishment count in ZIP 04915 are: Retail trade (84), Health care and social assistance (64), Construction (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 04915? ▼
According to the FHFA House Price Index, home values in ZIP 04915 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04915? ▼
In ZIP code 04915, 69.0% of residents aged 25+ have a high school diploma or higher, and 39.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04915? ▼
The mean commute time for workers in ZIP code 04915 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04915? ▼
In ZIP code 04915, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04915? ▼
The poverty rate in ZIP code 04915 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.