ZIP Code 07027
standardSource:
Garwood · Union County · New Jersey
- Population
- 4,226
- Median income
- $110,670
- Median home value
- $533,300
- Bachelor's or higher
- 45.2%
- Land area
- 1.7 sq mi
2,506/sq mi
▲ 45% vs US
higher than 87% of US ZIPs
▲ 92% vs US
higher than 88% of US ZIPs
Median age 42.3
New York
ZIP code 07027 in Garwood, New Jersey has a population of 4,226. The median household income is $110,670, which is 45% above the national average. Median home value is $533,300, 92% above the US average. 45.2% of residents hold a bachelor's degree or higher.
ZIP code 07027 is classified by USPS as a standard delivery area and covers roughly 1.7 square miles in Garwood, Union County, New Jersey. The area is home to 4,226 residents, producing a population density of 2,506 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 07027 against New Jersey and the nation.
On the economic side, the median household income for ZIP 07027 sits at $110,670 (9% below the New Jersey average), while per-capita income is $63,436. The poverty rate stands at 9.9% and the unemployment rate at 7.1%. On housing, the median home value is $533,300 (3% above the state average) with median rent at $1,753 per month, and 54.4% of occupied units are owner-occupied, a direct signal of whether 07027 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 45.2% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Union County, so you can benchmark 07027 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 07027
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 07027.
- Retail trade
Retail trade
28 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Construction
Construction
16 establishments
- Wholesale trade
Wholesale trade
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 07027, Garwood, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,226
Population
1.7
Area (sq mi)
2,506
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07027?
42.3
Median Age
51.2%
Male
48.8%
Female
19.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$110,670
Median Household Income
-9% vs state
$63,436
Per Capita Income
9.9%
Poverty Rate
7.1%
Unemployment Rate
29.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,169
Total Housing Units
2,129
Occupied Units
40
Vacant Units
2.29
Avg Household Size
Occupancy Type
$533,300
Median Home Value
+3% vs state
$1,753
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.2%
YoY Change (2024)
286
HPI Index (2000 = 100)
+186%
Total Change Since 2000
Home values in ZIP 07027 have increased 17.2% over the past year (2024). Since 2000, this ZIP has seen +186% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 191 |
| 2021 | +8.1% | 206 |
| 2022 | +15.3% | 238 |
| 2023 | +2.6% | 244 |
| 2024 | +17.2% | 286 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 163 business establishments in ZIP 07027, employing approximately 1,950 people with a combined annual payroll of $81,223,000.
163
Businesses
1,950
Employees
$81.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 28 | 17.2% |
| Accommodation and food services | 24 | 14.7% |
| Other services (except public administration) | 24 | 14.7% |
| Construction | 16 | 9.8% |
| Wholesale trade | 12 | 7.4% |
| Health care and social assistance | 11 | 6.8% |
| Administrative and support and waste management and remediation services | 10 | 6.1% |
| Manufacturing | 7 | 4.3% |
| Professional, scientific, and technical services | 7 | 4.3% |
| Arts, entertainment, and recreation | 7 | 4.3% |
| Educational services | 5 | 3.1% |
| Real estate and rental and leasing | 4 | 2.5% |
| Finance and insurance | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07027 vs 07090 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07090 | Westfield, NJ | 30,338 | 1.1 mi |
| 07016 | Cranford, NJ | 22,625 | 1.1 mi |
| 07066 | Clark, NJ | 14,756 | 2.2 mi |
| 07081 | Springfield, NJ | 15,808 | 3.3 mi |
| 07033 | Kenilworth, NJ | 7,914 | 2.6 mi |
| 07203 | Roselle, NJ | 21,085 | 3.3 mi |
| 07092 | Mountainside, NJ | 6,730 | 2.8 mi |
| 07067 | Colonia, NJ | 18,036 | 4.1 mi |
| 07076 | Scotch Plains, NJ | 23,480 | 2.9 mi |
| 07204 | Roselle Park, NJ | 13,297 | 3.1 mi |
More ZIP Codes in Union County
Related Areas
Frequently Asked Questions
What county is ZIP code 07027 in? ▼
What is the population of ZIP code 07027? ▼
What is the median household income in ZIP 07027? ▼
What is the average home value in ZIP 07027? ▼
What is the demographic makeup of ZIP 07027? ▼
How many businesses are in ZIP code 07027? ▼
What are the main industries in ZIP code 07027? ▼
How have home values changed in ZIP code 07027? ▼
What is the education level in ZIP code 07027? ▼
What is the average commute time in ZIP 07027? ▼
What percentage of residents own vs. rent in ZIP 07027? ▼
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ZIP Code Research Guides
Official Data Resources for Garwood, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.