ZIP Code 07046
standardSource:
Mountain Lakes · Morris County · New Jersey
- Population
- 4,194
- Median income
- $250,001
- Median home value
- $917,000
- Bachelor's or higher
- 85.9%
- Land area
- 6.8 sq mi
614/sq mi
▲ 228% vs US
higher than 100% of US ZIPs
▲ 230% vs US
higher than 97% of US ZIPs
Median age 43.4
New York
ZIP code 07046 in Mountain Lakes, New Jersey has a population of 4,194. The median household income is $250,001, which is 228% above the national average. Median home value is $917,000, 230% above the US average. 85.9% of residents hold a bachelor's degree or higher.
ZIP code 07046 is classified by USPS as a standard delivery area and covers roughly 6.8 square miles in Mountain Lakes, Morris County, New Jersey. The area is home to 4,194 residents, producing a population density of 614 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 07046 against New Jersey and the nation.
On the economic side, the median household income for ZIP 07046 sits at $250,001 (105% above the New Jersey average), while per-capita income is $116,093. The poverty rate stands at 1.3% and the unemployment rate at 2.4%. On housing, the median home value is $917,000 (78% above the state average) with median rent at $3,501 per month, and 96.1% of occupied units are owner-occupied, a direct signal of whether 07046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 85.9% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Morris County, so you can benchmark 07046 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 07046
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 07046.
- Professional, scientific, and technical services
Professional, scientific, and technical services
25 establishments
- Health care and social assistance
Health care and social assistance
25 establishments
- Finance and insurance
Finance and insurance
14 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 07046, Mountain Lakes, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,194
Population
6.8
Area (sq mi)
614
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07046?
43.4
Median Age
53.3%
Male
46.7%
Female
13.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,001
Median Household Income
+105% vs state
$116,093
Per Capita Income
1.3%
Poverty Rate
2.4%
Unemployment Rate
34.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,492
Total Housing Units
1,443
Occupied Units
49
Vacant Units
3.18
Avg Household Size
Occupancy Type
$917,000
Median Home Value
+78% vs state
$3,501
Median Rent
1949
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.6%
YoY Change (2024)
206
HPI Index (2000 = 100)
+106%
Total Change Since 2000
Home values in ZIP 07046 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.2% | 151 |
| 2021 | +7.1% | 161 |
| 2022 | -0.1% | 161 |
| 2023 | +15.9% | 187 |
| 2024 | +10.6% | 206 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 139 business establishments in ZIP 07046, employing approximately 2,141 people with a combined annual payroll of $147,427,000.
139
Businesses
2,141
Employees
$147.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 25 | 18.0% |
| Health care and social assistance | 25 | 18.0% |
| Finance and insurance | 14 | 10.1% |
| Accommodation and food services | 11 | 7.9% |
| Other services (except public administration) | 11 | 7.9% |
| Real estate and rental and leasing | 9 | 6.5% |
| Administrative and support and waste management and remediation services | 9 | 6.5% |
| Construction | 8 | 5.8% |
| Educational services | 6 | 4.3% |
| Retail trade | 5 | 3.6% |
| Manufacturing | 4 | 2.9% |
| Transportation and warehousing | 4 | 2.9% |
| Information | 4 | 2.9% |
| Wholesale trade | 3 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07046 vs 07834 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07834 | Denville, NJ | 17,722 | 2.4 mi |
| 07878 | Mount Tabor, NJ | 934 | 2.3 mi |
| 07005 | Boonton, NJ | 15,269 | 2.9 mi |
| 07034 | Lake Hiawatha, NJ | 9,360 | 3.3 mi |
| 07054 | Parsippany, NJ | 29,305 | 3.1 mi |
| 07927 | Cedar Knolls, NJ | 3,403 | 4.8 mi |
| 07950 | Morris Plains, NJ | 19,564 | 3.9 mi |
| 07981 | Whippany, NJ | 8,865 | 4.9 mi |
| 07045 | Montville, NJ | 10,127 | 4.1 mi |
| 07866 | Rockaway, NJ | 22,098 | 5.1 mi |
More ZIP Codes in Morris County
Related Areas
Frequently Asked Questions
What county is ZIP code 07046 in? ▼
What is the population of ZIP code 07046? ▼
What is the median household income in ZIP 07046? ▼
What is the average home value in ZIP 07046? ▼
What is the demographic makeup of ZIP 07046? ▼
How many businesses are in ZIP code 07046? ▼
What are the main industries in ZIP code 07046? ▼
How have home values changed in ZIP code 07046? ▼
What is the education level in ZIP code 07046? ▼
What is the average commute time in ZIP 07046? ▼
What percentage of residents own vs. rent in ZIP 07046? ▼
What is the poverty rate in ZIP code 07046? ▼
ZIP Code Research Guides
Official Data Resources for Mountain Lakes, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.