PlainZIP

Towaco, NJ · standard

ZIP Code 07082

Morris County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,384
344/sq mi
$205,023
Median income
$702,900
Median home value
73.0%
Bachelor's or higher

The verdict

Towaco pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
344
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07082 against every reporting US ZIP.

ZIP code 07082 is a mid-sized community (a standard USPS delivery area) in Towaco, Morris County, New Jersey, home to 5,384 residents across 15.7 square miles, a density of 344 people per square mile, in the New York time zone.

ZIP 07082 skews affluent, with a median household income of $205,023 (68% above the New Jersey average), while per-capita income is $96,410. Poverty here runs at 2.4%, with unemployment measured at 3.4%. The typical home here is valued at $702,900 (36% above the state average); renters pay a median of $1,950 monthly, and 93.3% of units are owner-occupied.

This is a highly-educated ZIP: 73.0% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 36 minutes. To put 07082 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Morris County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07082

Top 5 sectors by establishment count in Towaco, NJ

Which industries have the most business establishments in ZIP 07082.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07082, Towaco, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,384

Population

15.7

Area (sq mi)

344

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07082?

49.5

Median Age

51.1%

Male

48.9%

Female

22.9%

Foreign-Born

White 75.8%
African American 2.5%
Asian 13.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.4%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$205,023

Median Household Income

+68% vs state

$96,410

Per Capita Income

2.4%

Poverty Rate

3.4%

Unemployment Rate

35.7 min

Mean Commute Time

How ZIP 07082 ranks nationally

Towaco, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$205,023 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 89.1%
Bachelor's Degree or Higher 73.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,123

Total Housing Units

2,123

Occupied Units

0

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 93.3%
Renter 6.7%

$702,900

Median Home Value

+36% vs state

$1,950

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 07082 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 157
2021 +6.6% 168
2022 +17.4% 197
2023 +6.7% 210
2024 +2.5% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 161 business establishments in ZIP 07082, employing approximately 1,387 people with a combined annual payroll of $74,389,000.

161

Businesses

1,387

Employees

$74.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 25 15.5%
Administrative and support and waste management and remediation services 20 12.4%
Professional, scientific, and technical services 18 11.2%
Health care and social assistance 16 9.9%
Other services (except public administration) 16 9.9%
Wholesale trade 15 9.3%
Accommodation and food services 12 7.5%
Retail trade 10 6.2%
Manufacturing 6 3.7%
Finance and insurance 6 3.7%
Educational services 6 3.7%
Transportation and warehousing 5 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07082 vs 07045 →

ZIP 07082 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07082 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07082 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07082 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07045 Montville, NJ 10,127 1.6 mi
07035 Lincoln Park, NJ 10,607 2.1 mi
07058 Pine Brook, NJ 5,372 4.1 mi
07440 Pequannock, NJ 4,494 3.0 mi
07005 Boonton, NJ 15,269 4.0 mi
07444 Pompton Plains, NJ 11,046 3.5 mi
07034 Lake Hiawatha, NJ 9,360 3.7 mi
07004 Fairfield, NJ 7,440 3.7 mi
07405 Butler, NJ 17,701 4.6 mi
07457 Riverdale, NJ 3,559 4.9 mi

More ZIP Codes in Morris County

07960 standard
Morristown, NJ
Pop: 43,747
07054 standard
Parsippany, NJ
Pop: 29,305
07801 standard
Dover, NJ
Pop: 25,386
07869 standard
Randolph, NJ
Pop: 25,291
07866 standard
Rockaway, NJ
Pop: 22,098
07950 standard
Morris Plains, NJ
Pop: 19,564

Related Areas

Morris County Towaco, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07082 in? ▼
ZIP code 07082 (Towaco) is located in Morris County, New Jersey. Morris County contains multiple ZIP codes, see the full list at /counties/morris-nj.
What is the population of ZIP code 07082? ▼
ZIP code 07082 in Towaco, NJ has a population of 5,384 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07082? ▼
The median household income in ZIP 07082 is $205,023, which is 169% above the national average of $76,288.
What is the average home value in ZIP 07082? ▼
The median home value in ZIP 07082 is $702,900, which is 153% above the national average of $278,155.
What is the demographic makeup of ZIP 07082? ▼
The largest racial group in ZIP 07082 is White at 75.8%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 07082? ▼
ZIP code 07082 has 161 business establishments employing approximately 1,387 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07082? ▼
The top industries by establishment count in ZIP 07082 are: Construction (25), Administrative and support and waste management and remediation services (20), Professional, scientific, and technical services (18). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07082? ▼
According to the FHFA House Price Index, home values in ZIP 07082 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07082? ▼
In ZIP code 07082, 89.1% of residents aged 25+ have a high school diploma or higher, and 73.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07082? ▼
The mean commute time for workers in ZIP code 07082 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07082? ▼
In ZIP code 07082, approximately 93.3% of occupied housing units are owner-occupied and 6.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07082? ▼
The poverty rate in ZIP code 07082 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.