PlainZIP

Jersey City, NJ · standard

ZIP Code 07304

Hudson County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,233
8,509/sq mi
$70,986
Median income
$537,200
Median home value
41.6%
Bachelor's or higher

The verdict

Jersey City pairs a below-median household income with upper-quartile home values, in a densely urban, renter-heavy area.

48th pct
household income, US ZIPs
Top 12%
home value, US ZIPs
8,509
people per sq mi
24%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07304 against every reporting US ZIP.

ZIP code 07304 is a densely settled ZIP (a standard USPS delivery area) in Jersey City, Hudson County, New Jersey, with 41,233 residents across 4.8 square miles, a density of 8,509 people per square mile, in the New York time zone.

ZIP 07304 lands in the middle-income range, with a median household income of $70,986 (42% below the New Jersey average), while per-capita income is $39,475. The poverty rate stands at 19.4% and the unemployment rate at 8.2%. Median home value sits at $537,200 (4% above the state average), median rent at $1,661 a month, and owner-occupancy at 24.1%.

A solid share of residents have a four-year degree: 41.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 38 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 07304, plus 6 more within Hudson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07304

Top 5 sectors by establishment count in Jersey City, NJ

Which industries have the most business establishments in ZIP 07304.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07304, Jersey City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,233

Population

4.8

Area (sq mi)

8,509

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07304?

34.5

Median Age

49.4%

Male

50.6%

Female

36.4%

Foreign-Born

White 19.7%
African American 34.9%
Asian 14.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.8%
Hispanic or Latino 28.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,986

Median Household Income

-42% vs state

$39,475

Per Capita Income

19.4%

Poverty Rate

8.2%

Unemployment Rate

37.6 min

Mean Commute Time

How ZIP 07304 ranks nationally

Jersey City, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,986 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.0%
Bachelor's Degree or Higher 41.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,275

Total Housing Units

20,852

Occupied Units

1,423

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 24.1%
Renter 75.9%

$537,200

Median Home Value

+4% vs state

$1,661

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

447

HPI Index (2000 = 100)

+347%

Total Change Since 2000

Home values in ZIP 07304 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +347% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 334
2021 +8.5% 362
2022 +13.6% 411
2023 +4.7% 431
2024 +3.7% 447

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 609 business establishments in ZIP 07304, employing approximately 5,088 people with a combined annual payroll of $229,353,000.

609

Businesses

5,088

Employees

$229.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 120 19.7%
Accommodation and food services 84 13.8%
Other services (except public administration) 75 12.3%
Health care and social assistance 70 11.5%
Professional, scientific, and technical services 48 7.9%
Real estate and rental and leasing 42 6.9%
Transportation and warehousing 41 6.7%
Construction 38 6.2%
Wholesale trade 20 3.3%
Finance and insurance 18 3.0%
Manufacturing 17 2.8%
Administrative and support and waste management and remediation services 13 2.1%
Information 8 1.3%
Arts, entertainment, and recreation 8 1.3%
Educational services 6 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07304 vs 07306 →

ZIP 07304 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07304 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07304 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07304 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07306 Jersey City, NJ 52,669 1.3 mi
07305 Jersey City, NJ 60,104 1.3 mi
07302 Jersey City, NJ 36,352 1.4 mi
07311 Jersey City, NJ 522 2.1 mi
07310 Jersey City, NJ 12,838 2.1 mi
07307 Jersey City, NJ 43,812 2.6 mi
10282 New York, NY 4,783 3.1 mi
10280 New York, NY 7,853 3.0 mi
10006 New York, NY 3,011 3.2 mi
10007 New York, NY 6,988 3.5 mi

More ZIP Codes in Hudson County

07087 standard
Union City, NJ
Pop: 66,515
07002 standard
Bayonne, NJ
Pop: 63,031
07093 standard
West New York, NJ
Pop: 60,884
07047 standard
North Bergen, NJ
Pop: 60,773
07305 standard
Jersey City, NJ
Pop: 60,104
07306 standard
Jersey City, NJ
Pop: 52,669

Related Areas

Hudson County Jersey City, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07304 in? ▼
ZIP code 07304 (Jersey City) is located in Hudson County, New Jersey. Hudson County contains multiple ZIP codes, see the full list at /counties/hudson-nj.
What is the population of ZIP code 07304? ▼
ZIP code 07304 in Jersey City, NJ has a population of 41,233 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07304? ▼
The median household income in ZIP 07304 is $70,986, which is 7% below the national average of $76,288.
What is the average home value in ZIP 07304? ▼
The median home value in ZIP 07304 is $537,200, which is 93% above the national average of $278,155.
What is the demographic makeup of ZIP 07304? ▼
The largest racial group in ZIP 07304 is African American at 34.9%. Hispanic or Latino residents make up 28.8% of the population.
How many businesses are in ZIP code 07304? ▼
ZIP code 07304 has 609 business establishments employing approximately 5,088 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07304? ▼
The top industries by establishment count in ZIP 07304 are: Retail trade (120), Accommodation and food services (84), Other services (except public administration) (75). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07304? ▼
According to the FHFA House Price Index, home values in ZIP 07304 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 347%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07304? ▼
In ZIP code 07304, 69.0% of residents aged 25+ have a high school diploma or higher, and 41.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07304? ▼
The mean commute time for workers in ZIP code 07304 is 37.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07304? ▼
In ZIP code 07304, approximately 24.1% of occupied housing units are owner-occupied and 75.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07304? ▼
The poverty rate in ZIP code 07304 is 19.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.