Jersey City, NJ · standard
ZIP Code 07304
Hudson County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 41,233
- 8,509/sq mi High-density area
- $70,986
- Median income Near-median income area
- $537,200
- Median home value Above-median home value
- 41.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Jersey City pairs a below-median household income with upper-quartile home values, in a densely urban, renter-heavy area.
- 48th pct
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 8,509
- people per sq mi
- 24%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07304 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07304 (Jersey City, NJ) rose +3.7% from 2023 to 2024. The all-transactions index moved from 430.6 in 2023 to 446.6 in 2024 (2000 = 100).
ZIP code 07304 is a densely settled ZIP (a standard USPS delivery area) in Jersey City, Hudson County, New Jersey, with 41,233 residents across 4.8 square miles, a density of 8,509 people per square mile, in the New York time zone.
ZIP 07304 lands in the middle-income range, with a median household income of $70,986 (42% below the average New Jersey ZIP), while per-capita income is $39,475. The poverty rate is 19.4%, with unemployment at 8.2%; those measures add context to the income figure. Median home value is $537,200 (4% above the average New Jersey ZIP) and median rent is $1,661; 24.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 41.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 38 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hudson County, so 07304 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07304
Top 5 sectors by establishment count in Jersey City, NJ
Which industries have the most business establishments in ZIP 07304.
- Retail trade
Retail trade
120 establishments
- Accommodation and food services
Accommodation and food services
84 establishments
- Other services (except public administration)
Other services (except public administration)
75 establishments
- Health care and social assistance
Health care and social assistance
70 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07304, Jersey City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
41,233
Population
4.8
Area (sq mi)
8,509
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07304?
34.5
Median Age
49.4%
Male
50.6%
Female
36.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,986
Median Household Income
-42% vs state ZIP avg
$39,475
Per Capita Income
19.4%
Poverty Rate
8.2%
Unemployment Rate
37.6 min
Mean Commute Time
How ZIP 07304 ranks nationally
Jersey City, NJ household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$70,986 48th percentile higher than 48% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
22,275housing units
22,275
Total Housing Units
20,852
Occupied Units
1,423
Vacant Units
2.45
Avg Household Size
Occupancy Type
$537,200
Median Home Value
+4% vs state ZIP avg
$1,661
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
447
HPI Index (2000 = 100)
+347%
Total Change Since 2000
Home values in ZIP 07304 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +347% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 334 |
| 2021 | +8.5% | 362 |
| 2022 | +13.6% | 411 |
| 2023 | +4.7% | 431 |
| 2024 | +3.7% | 447 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 609 business establishments in ZIP 07304, employing approximately 5,088 people with a combined annual payroll of $229,353,000.
609
Businesses
5,088
Employees
$229.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 120 | 19.7% |
| Accommodation and food services | 84 | 13.8% |
| Other services (except public administration) | 75 | 12.3% |
| Health care and social assistance | 70 | 11.5% |
| Professional, scientific, and technical services | 48 | 7.9% |
| Real estate and rental and leasing | 42 | 6.9% |
| Transportation and warehousing | 41 | 6.7% |
| Construction | 38 | 6.2% |
| Wholesale trade | 20 | 3.3% |
| Finance and insurance | 18 | 3.0% |
| Manufacturing | 17 | 2.8% |
| Administrative and support and waste management and remediation services | 13 | 2.1% |
| Information | 8 | 1.3% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Educational services | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07304 vs 07306 →
ZIP 07304 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07305
Jersey City (07305)
60,104 residents
- 07306
Jersey City (07306)
52,669 residents
- 07307
Jersey City (07307)
43,812 residents
- 07304
Jersey City (07304)
41,233 residents
- 07302
Jersey City (07302)
36,352 residents
- 07310 12,838
Jersey City (07310)
12,838 residents
- 10280 7,853
New York (10280)
7,853 residents
- 10007 6,988
New York (10007)
6,988 residents
- 10282 4,783
New York (10282)
4,783 residents
What this shows Among its immediate neighbors, ZIP 07304 ranks #4 by population - useful context the national average alone can't give.
ZIP 07304 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10007
New York (10007)
$250,000 median income
- 10282
New York (10282)
$250,000 median income
- 10280
New York (10280)
$206,299 median income
- 07311
Jersey City (07311)
$202,679 median income
- 10006
New York (10006)
$190,170 median income
- 07310
Jersey City (07310)
$183,464 median income
- 07302
Jersey City (07302)
$175,077 median income
- 07307 $83,297
Jersey City (07307)
$83,297 median income
- 07305 $76,527
Jersey City (07305)
$76,527 median income
What this shows By household income, ZIP 07304 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07306 | Jersey City, NJ | 52,669 | 1.3 mi |
| 07305 | Jersey City, NJ | 60,104 | 1.3 mi |
| 07302 | Jersey City, NJ | 36,352 | 1.4 mi |
| 07311 | Jersey City, NJ | 522 | 2.1 mi |
| 07310 | Jersey City, NJ | 12,838 | 2.1 mi |
| 07307 | Jersey City, NJ | 43,812 | 2.6 mi |
| 10282 | New York, NY | 4,783 | 3.1 mi |
| 10280 | New York, NY | 7,853 | 3.0 mi |
| 10006 | New York, NY | 3,011 | 3.2 mi |
| 10007 | New York, NY | 6,988 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07304, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (41,233 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hudson County
Related Areas
Frequently Asked Questions
What county is ZIP code 07304 in?
ZIP code 07304 (Jersey City) is located in Hudson County, New Jersey. Hudson County contains multiple ZIP codes, see the full list at /counties/hudson-nj.
What is the population of ZIP code 07304?
ZIP code 07304 in Jersey City, NJ has a population of 41,233 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07304?
The median household income in ZIP 07304 is $70,986, which is 7% below the national average of $76,288.
What is the average home value in ZIP 07304?
The median home value in ZIP 07304 is $537,200, which is 93% above the national average of $278,155.
What is the demographic makeup of ZIP 07304?
The largest racial group in ZIP 07304 is African American at 34.9%. Hispanic or Latino residents make up 28.8% of the population.
How many businesses are in ZIP code 07304?
ZIP code 07304 has 609 business establishments employing approximately 5,088 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07304?
The top industries by establishment count in ZIP 07304 are: Retail trade (120), Accommodation and food services (84), Other services (except public administration) (75). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07304?
According to the FHFA House Price Index, home values in ZIP 07304 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 347%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07304?
In ZIP code 07304, 69.0% of residents aged 25+ have a high school diploma or higher, and 41.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07304?
The mean commute time for workers in ZIP code 07304 is 37.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07304?
In ZIP code 07304, approximately 24.1% of occupied housing units are owner-occupied and 75.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07304?
The poverty rate in ZIP code 07304 is 19.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07304's numbers, next.
- See how ZIP 07304 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jersey City, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.