ZIP Code 07304
standardSource:
Jersey City · Hudson County · New Jersey
- Population
- 41,233
- Median income
- $70,986
- Median home value
- $537,200
- Bachelor's or higher
- 41.6%
- Land area
- 4.8 sq mi
8,509/sq mi
▼ 7% vs US
higher than 48% of US ZIPs
▲ 93% vs US
higher than 88% of US ZIPs
Median age 34.5
New York
ZIP code 07304 in Jersey City, New Jersey has a population of 41,233. The median household income is $70,986, which is 7% below the national average. Median home value is $537,200, 93% above the US average. 41.6% of residents hold a bachelor's degree or higher.
ZIP code 07304 is classified by USPS as a standard delivery area and covers roughly 4.8 square miles in Jersey City, Hudson County, New Jersey. The area is home to 41,233 residents, producing a population density of 8,509 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 07304 against New Jersey and the nation.
On the economic side, the median household income for ZIP 07304 sits at $70,986 (42% below the New Jersey average), while per-capita income is $39,475. The poverty rate stands at 19.4% and the unemployment rate at 8.2%. On housing, the median home value is $537,200 (4% above the state average) with median rent at $1,661 per month, and 24.1% of occupied units are owner-occupied, a direct signal of whether 07304 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 41.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 38 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hudson County, so you can benchmark 07304 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 07304
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 07304.
- Retail trade
Retail trade
120 establishments
- Accommodation and food services
Accommodation and food services
84 establishments
- Other services (except public administration)
Other services (except public administration)
75 establishments
- Health care and social assistance
Health care and social assistance
70 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 07304, Jersey City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
41,233
Population
4.8
Area (sq mi)
8,509
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07304?
34.5
Median Age
49.4%
Male
50.6%
Female
36.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,986
Median Household Income
-42% vs state
$39,475
Per Capita Income
19.4%
Poverty Rate
8.2%
Unemployment Rate
37.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
22,275
Total Housing Units
20,852
Occupied Units
1,423
Vacant Units
2.45
Avg Household Size
Occupancy Type
$537,200
Median Home Value
+4% vs state
$1,661
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
447
HPI Index (2000 = 100)
+347%
Total Change Since 2000
Home values in ZIP 07304 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +347% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 334 |
| 2021 | +8.5% | 362 |
| 2022 | +13.6% | 411 |
| 2023 | +4.7% | 431 |
| 2024 | +3.7% | 447 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 609 business establishments in ZIP 07304, employing approximately 5,088 people with a combined annual payroll of $229,353,000.
609
Businesses
5,088
Employees
$229.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 120 | 19.7% |
| Accommodation and food services | 84 | 13.8% |
| Other services (except public administration) | 75 | 12.3% |
| Health care and social assistance | 70 | 11.5% |
| Professional, scientific, and technical services | 48 | 7.9% |
| Real estate and rental and leasing | 42 | 6.9% |
| Transportation and warehousing | 41 | 6.7% |
| Construction | 38 | 6.2% |
| Wholesale trade | 20 | 3.3% |
| Finance and insurance | 18 | 3.0% |
| Manufacturing | 17 | 2.8% |
| Administrative and support and waste management and remediation services | 13 | 2.1% |
| Information | 8 | 1.3% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Educational services | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07304 vs 07306 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07306 | Jersey City, NJ | 52,669 | 1.3 mi |
| 07305 | Jersey City, NJ | 60,104 | 1.3 mi |
| 07302 | Jersey City, NJ | 36,352 | 1.4 mi |
| 07311 | Jersey City, NJ | 522 | 2.1 mi |
| 07310 | Jersey City, NJ | 12,838 | 2.1 mi |
| 07307 | Jersey City, NJ | 43,812 | 2.6 mi |
| 10282 | New York, NY | 4,783 | 3.1 mi |
| 10280 | New York, NY | 7,853 | 3.0 mi |
| 10006 | New York, NY | 3,011 | 3.2 mi |
| 10007 | New York, NY | 6,988 | 3.5 mi |
More ZIP Codes in Hudson County
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Frequently Asked Questions
What county is ZIP code 07304 in? ▼
What is the population of ZIP code 07304? ▼
What is the median household income in ZIP 07304? ▼
What is the average home value in ZIP 07304? ▼
What is the demographic makeup of ZIP 07304? ▼
How many businesses are in ZIP code 07304? ▼
What are the main industries in ZIP code 07304? ▼
How have home values changed in ZIP code 07304? ▼
What is the education level in ZIP code 07304? ▼
What is the average commute time in ZIP 07304? ▼
What percentage of residents own vs. rent in ZIP 07304? ▼
What is the poverty rate in ZIP code 07304? ▼
ZIP Code Research Guides
Official Data Resources for Jersey City, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.