Jersey City, NJ · standard

ZIP Code 07305

Hudson County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

60,104
4,018/sq mi High-density area
$76,527
Median income Near-median income area
$450,800
Median home value Above-median home value
34.9%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Jersey City pairs an above-median household income with upper-quartile home values, in a suburban-density, renter-heavy and unusually populous area.

Top 43%
household income, US ZIPs
Top 16%
home value, US ZIPs
4,018
people per sq mi
40%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07305 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 07305 (Jersey City, NJ) rose +10.6% from 2023 to 2024. The all-transactions index moved from 347.5 in 2023 to 384.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 07305 is a densely settled ZIP (a standard USPS delivery area) in Jersey City, Hudson County, New Jersey, with 60,104 residents across 15.0 square miles, a density of 4,018 people per square mile, in the New York time zone.

ZIP 07305 lands in the middle-income range, with a median household income of $76,527 (37% below the average New Jersey ZIP), while per-capita income is $39,233. The poverty rate is 17.0%, with unemployment at 7.1%; those measures add context to the income figure. Median home value is $450,800 (13% below the average New Jersey ZIP) and median rent is $1,712; 40.0% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 34.9% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 37 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hudson County, so 07305 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 07305

Top 5 sectors by establishment count in Jersey City, NJ

Which industries have the most business establishments in ZIP 07305.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07305, Jersey City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

60,104

Population

15.0

Area (sq mi)

4,018

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07305?

36.2

Median Age

49.1%

Male

50.9%

Female

33.3%

Foreign-Born

White 13.8%
African American 40.7%
Asian 16.9%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.1%
Hispanic or Latino 29.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,527

Median Household Income

-37% vs state ZIP avg

$39,233

Per Capita Income

17.0%

Poverty Rate

7.1%

Unemployment Rate

36.8 min

Mean Commute Time

How ZIP 07305 ranks nationally

Jersey City, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,527 Top 43% higher than 57% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.8%
Bachelor's Degree or Higher 34.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

28,018

Total Housing Units

26,177

Occupied Units

1,841

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 40.0%
Renter 60.0%

$450,800

Median Home Value

-13% vs state ZIP avg

$1,712

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

384

HPI Index (2000 = 100)

+284%

Total Change Since 2000

Home values in ZIP 07305 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +284% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 262
2021 +11.6% 292
2022 +6.0% 310
2023 +12.1% 347
2024 +10.6% 384

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 627 business establishments in ZIP 07305, employing approximately 11,276 people with a combined annual payroll of $770,553,000.

627

Businesses

11,276

Employees

$770.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 115 18.3%
Health care and social assistance 79 12.6%
Other services (except public administration) 77 12.3%
Accommodation and food services 71 11.3%
Transportation and warehousing 69 11.0%
Construction 39 6.2%
Professional, scientific, and technical services 34 5.4%
Wholesale trade 33 5.3%
Real estate and rental and leasing 25 4.0%
Administrative and support and waste management and remediation services 25 4.0%
Finance and insurance 14 2.2%
Manufacturing 13 2.1%
Arts, entertainment, and recreation 12 1.9%
Information 8 1.3%
Management of companies and enterprises 6 1.0%
Educational services 6 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07305 vs 07304 →

ZIP 07305 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07305 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07305 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07305 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07304 Jersey City, NJ 41,233 1.3 mi
07306 Jersey City, NJ 52,669 2.5 mi
07302 Jersey City, NJ 36,352 2.3 mi
07002 Bayonne, NJ 63,031 2.8 mi
10004 New York, NY 3,089 3.1 mi
07311 Jersey City, NJ 522 2.9 mi
07310 Jersey City, NJ 12,838 3.2 mi
10280 New York, NY 7,853 3.4 mi
07307 Jersey City, NJ 43,812 3.9 mi
10006 New York, NY 3,011 3.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 07305, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (60,104 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Hudson County

Frequently Asked Questions

What county is ZIP code 07305 in?

ZIP code 07305 (Jersey City) is located in Hudson County, New Jersey. Hudson County contains multiple ZIP codes, see the full list at /counties/hudson-nj.

What is the population of ZIP code 07305?

ZIP code 07305 in Jersey City, NJ has a population of 60,104 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 07305?

The median household income in ZIP 07305 is $76,527, which is 0% above the national average of $76,288.

What is the average home value in ZIP 07305?

The median home value in ZIP 07305 is $450,800, which is 62% above the national average of $278,155.

What is the demographic makeup of ZIP 07305?

The largest racial group in ZIP 07305 is African American at 40.7%. Hispanic or Latino residents make up 29.8% of the population.

How many businesses are in ZIP code 07305?

ZIP code 07305 has 627 business establishments employing approximately 11,276 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 07305?

The top industries by establishment count in ZIP 07305 are: Retail trade (115), Health care and social assistance (79), Other services (except public administration) (77). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 07305?

According to the FHFA House Price Index, home values in ZIP 07305 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 284%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 07305?

In ZIP code 07305, 61.8% of residents aged 25+ have a high school diploma or higher, and 34.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 07305?

The mean commute time for workers in ZIP code 07305 is 36.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 07305?

In ZIP code 07305, approximately 40.0% of occupied housing units are owner-occupied and 60.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 07305?

The poverty rate in ZIP code 07305 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 07305's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.