PlainZIP

New Providence, NJ · standard

ZIP Code 07974

Union County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,768
1,137/sq mi
$172,894
Median income
$758,400
Median home value
71.6%
Bachelor's or higher

The verdict

New Providence pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 5%
home value, US ZIPs
1,137
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07974 against every reporting US ZIP.

ZIP code 07974 is a mid-sized community (a standard USPS delivery area) in New Providence, Union County, New Jersey, home to 11,768 residents across 10.3 square miles, a density of 1,137 people per square mile, in the New York time zone.

ZIP 07974 skews affluent, with a median household income of $172,894 (42% above the New Jersey average), while per-capita income is $86,182. Poverty here runs at 2.0%, with unemployment measured at 4.4%. Housing costs here run $758,400 for a typical home value (47% above the state average), with rent averaging $1,993 a month; 82.1% of homes are owner-occupied.

This is a highly-educated ZIP: 71.6% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Union County, so you can benchmark 07974 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07974

Top 5 sectors by establishment count in New Providence, NJ

Which industries have the most business establishments in ZIP 07974.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07974, New Providence, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,768

Population

10.3

Area (sq mi)

1,137

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07974?

45.8

Median Age

51.5%

Male

48.5%

Female

19.5%

Foreign-Born

White 70.8%
African American 1.1%
Asian 16.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 9.2%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$172,894

Median Household Income

+42% vs state

$86,182

Per Capita Income

2.0%

Poverty Rate

4.4%

Unemployment Rate

32.0 min

Mean Commute Time

How ZIP 07974 ranks nationally

New Providence, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$172,894 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 85.5%
Bachelor's Degree or Higher 71.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,377

Total Housing Units

5,069

Occupied Units

308

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 82.1%
Renter 17.9%

$758,400

Median Home Value

+47% vs state

$1,993

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.6%

YoY Change (2024)

262

HPI Index (2000 = 100)

+162%

Total Change Since 2000

Home values in ZIP 07974 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 192
2021 +6.7% 205
2022 +9.2% 224
2023 +5.2% 235
2024 +11.6% 262

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 331 business establishments in ZIP 07974, employing approximately 9,051 people with a combined annual payroll of $835,692,000.

331

Businesses

9,051

Employees

$835.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 55 16.6%
Professional, scientific, and technical services 47 14.2%
Accommodation and food services 28 8.5%
Other services (except public administration) 25 7.5%
Construction 24 7.3%
Finance and insurance 24 7.3%
Administrative and support and waste management and remediation services 23 7.0%
Retail trade 22 6.7%
Wholesale trade 19 5.7%
Arts, entertainment, and recreation 13 3.9%
Information 11 3.3%
Real estate and rental and leasing 10 3.0%
Transportation and warehousing 9 2.7%
Management of companies and enterprises 8 2.4%
Manufacturing 7 2.1%
Educational services 5 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07974 vs 07928 →

ZIP 07974 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07974 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07974 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07974 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07928 Chatham, NJ 19,144 2.1 mi
07922 Berkeley Heights, NJ 12,246 2.0 mi
07901 Summit, NJ 22,806 2.3 mi
07092 Mountainside, NJ 6,730 2.5 mi
07062 Plainfield, NJ 12,949 4.5 mi
07933 Gillette, NJ 3,251 3.3 mi
07023 Fanwood, NJ 7,318 3.9 mi
07940 Madison, NJ 17,278 4.4 mi
07081 Springfield, NJ 15,808 4.1 mi
07935 Green Village, NJ 313 3.5 mi

More ZIP Codes in Union County

07083 standard
Union, NJ
Pop: 53,053
07060 standard
Plainfield, NJ
Pop: 44,998
07036 standard
Linden, NJ
Pop: 41,970
07202 standard
Elizabeth, NJ
Pop: 40,849
07208 standard
Elizabeth, NJ
Pop: 31,219
07090 standard
Westfield, NJ
Pop: 30,338

Related Areas

Union County New Providence, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07974 in? ▼
ZIP code 07974 (New Providence) is located in Union County, New Jersey. Union County contains multiple ZIP codes, see the full list at /counties/union-nj.
What is the population of ZIP code 07974? ▼
ZIP code 07974 in New Providence, NJ has a population of 11,768 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07974? ▼
The median household income in ZIP 07974 is $172,894, which is 127% above the national average of $76,288.
What is the average home value in ZIP 07974? ▼
The median home value in ZIP 07974 is $758,400, which is 173% above the national average of $278,155.
What is the demographic makeup of ZIP 07974? ▼
The largest racial group in ZIP 07974 is White at 70.8%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 07974? ▼
ZIP code 07974 has 331 business establishments employing approximately 9,051 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07974? ▼
The top industries by establishment count in ZIP 07974 are: Health care and social assistance (55), Professional, scientific, and technical services (47), Accommodation and food services (28). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 07974? ▼
According to the FHFA House Price Index, home values in ZIP 07974 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07974? ▼
In ZIP code 07974, 85.5% of residents aged 25+ have a high school diploma or higher, and 71.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07974? ▼
The mean commute time for workers in ZIP code 07974 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07974? ▼
In ZIP code 07974, approximately 82.1% of occupied housing units are owner-occupied and 17.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07974? ▼
The poverty rate in ZIP code 07974 is 2.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.