Residential delivery area · New Jersey
ZIP Code 07928: Chatham, NJ
ZIP code 07928 uses the postal name Chatham, New Jersey and lies entirely in Morris County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $220,982 (Census Bureau, ACS 2020-2024). By Census place, 25% of its land lies in Chatham, and 5% in smaller places; 70% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Chatham · its only residential ZIP
- County
- Morris County
- Census places
- Chatham
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-11 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 9.3 sq mi · 2,158 people per sq mi
Where is ZIP code 07928?
07928 centers on 40.725°, -74.415° and covers 9.3 square miles of land plus 0.2 of water. It borders 8 ZIP codes: 07935, 07974, 07940, 07901, 07933, 07922, 07932, 07078.
The map draws ZIP code areas only. For the streets inside 07928, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 07928 compare with the rest of Morris County?
| Measure | 07928 | In Morris County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 19,974 | 9th of 57 | 173rd of 598 |
| Median household income | $221k | 5th of 43 | 26th of 476 |
| Median home value | $1.02M | 2nd of 49 | 19th of 515 |
Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 85% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 07928?
The 2020 Census counted 19,778 people in 07928; the ACS, which samples households over 2020-2024, estimates 19,974. Between the 2010 and 2020 censuses its population grew 3.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 19,974
- 2020 Census count
- 19,778+3.3% since 2010 (19,144)
- Households
- 6,752
- Median age
- 39.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 07928?
Of the 19,974 people the ACS estimates in 07928, 30.6% are under 18 and 14.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.0%), then Asian (not Hispanic) (14.0%).
- Under 1830.6%
- 18 to 6455.2%
- 65 and older14.2%
- White, not Hispanic76.0%
- Asian, not Hispanic14.0%
- Hispanic or Latino5.0%
- Other or two or more4.6%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 07928 earn?
Median household income is $220,982 (ACS 2020-2024), the 5th highest of the 43 ranked ZIP codes in Morris County. It is not measurably different from 2015-2019 ($235,100 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $220,982±$22,182
- Income per person
- $108,065
- Below the poverty line
- 2.1%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 82.1%
- Adjusted gross income per tax return, 2022
- $363,6309,270 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 07928?
FHFA's house price index for 07928, built from repeat sales and appraisals of the same homes, rose 57% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved +8.1% in 2025.
- Median home value (owners' estimate)
- $1,024,100
- Median gross rent
- $2,535
- Homes owned by their occupants
- 83.3%
- Housing units
- 6,909
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 07928?
527 business establishments had a location in this ZIP code in 2023, 30 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services92
- Health care and social assistance71
- Other services (except public administration)50
- Retail trade48
- Finance and insurance48
- Accommodation and food services36
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 07928?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 07935 | Green Village | 584 | $107k | 2.0 mi |
| 07974 | New Providence | 13,349 | $173k | 2.0 mi |
| 07940 | Madison | 17,610 | $173k | 2.5 mi |
| 07901 | Summit | 24,314 | $180k | 2.6 mi |
| 07933 | Gillette | 2,995 | – | 3.0 mi |
| 07922 | Berkeley Heights | 12,195 | $203k | 3.4 mi |
| 07932 | Florham Park | 11,977 | $157k | 3.8 mi |
| 07078 | Short Hills | 14,613 | $250k+ | 4.7 mi |
| 07976 | New Vernon | 389 | $248k | 3.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.