ZIP Code 08092

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Source:

West Creek · Ocean County · New Jersey

Population
3,673

61/sq mi

Median income
$110,509

▲ 45% vs US

higher than 87% of US ZIPs

Median home value
$496,900

▲ 79% vs US

higher than 87% of US ZIPs

Bachelor's or higher
39.8%

Median age 42.1

Land area
60.0 sq mi

New York

ZIP code 08092 in West Creek, New Jersey has a population of 3,673. The median household income is $110,509, which is 45% above the national average. Median home value is $496,900, 79% above the US average. 39.8% of residents hold a bachelor's degree or higher.

ZIP code 08092 is classified by USPS as a standard delivery area and covers roughly 60.0 square miles in West Creek, Ocean County, New Jersey. The area is home to 3,673 residents, producing a population density of 61 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08092 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08092 sits at $110,509 (9% below the New Jersey average), while per-capita income is $51,113. The poverty rate stands at 6.1% and the unemployment rate at 4.2%. On housing, the median home value is $496,900 (4% below the state average) with median rent at $1,198 per month, and 89.8% of occupied units are owner-occupied, a direct signal of whether 08092 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.8% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 26 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ocean County, so you can benchmark 08092 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 08092

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 08092.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08092, West Creek, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,673

Population

60.0

Area (sq mi)

61

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08092?

42.1

Median Age

51.1%

Male

48.9%

Female

3.6%

Foreign-Born

White 91.8%
African American 0.2%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,509

Median Household Income

-9% vs state

$51,113

Per Capita Income

6.1%

Poverty Rate

4.2%

Unemployment Rate

26.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.8%
Bachelor's Degree or Higher 39.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,382

Total Housing Units

1,177

Occupied Units

205

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 89.8%
Renter 10.2%

$496,900

Median Home Value

-4% vs state

$1,198

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

285

HPI Index (2000 = 100)

+185%

Total Change Since 2000

Home values in ZIP 08092 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 175
2021 +17.8% 207
2022 +12.8% 233
2023 +14.4% 267
2024 +6.8% 285

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 126 business establishments in ZIP 08092, employing approximately 822 people with a combined annual payroll of $45,773,000.

126

Businesses

822

Employees

$45.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 45 35.7%
Other services (except public administration) 15 11.9%
Professional, scientific, and technical services 12 9.5%
Administrative and support and waste management and remediation services 10 7.9%
Health care and social assistance 8 6.3%
Accommodation and food services 7 5.6%
Retail trade 6 4.8%
Manufacturing 5 4.0%
Wholesale trade 5 4.0%
Real estate and rental and leasing 4 3.2%
Transportation and warehousing 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08092 vs 08050 →

ZIP Code City Population Distance
08050 Manahawkin, NJ 24,285 4.0 mi
08008 Beach Haven, NJ 6,975 4.0 mi
08005 Barnegat, NJ 22,448 7.7 mi
08087 Tuckerton, NJ 24,104 6.5 mi
08758 Waretown, NJ 7,043 9.7 mi

More ZIP Codes in Ocean County

Frequently Asked Questions

What county is ZIP code 08092 in?
ZIP code 08092 (West Creek) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08092?
ZIP code 08092 in West Creek, NJ has a population of 3,673 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08092?
The median household income in ZIP 08092 is $110,509, which is 45% above the national average of $76,288.
What is the average home value in ZIP 08092?
The median home value in ZIP 08092 is $496,900, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 08092?
The largest racial group in ZIP 08092 is White at 91.8%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 08092?
ZIP code 08092 has 126 business establishments employing approximately 822 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08092?
The top industries by establishment count in ZIP 08092 are: Construction (45), Other services (except public administration) (15), Professional, scientific, and technical services (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 08092?
According to the FHFA House Price Index, home values in ZIP 08092 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 185%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08092?
In ZIP code 08092, 72.8% of residents aged 25+ have a high school diploma or higher, and 39.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08092?
The mean commute time for workers in ZIP code 08092 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08092?
In ZIP code 08092, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08092?
The poverty rate in ZIP code 08092 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for West Creek, NJ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.