ZIP Code 08226
standardSource:
Ocean City · Cape May County · New Jersey
- Population
- 11,701
- Median income
- $101,782
- Median home value
- $840,500
- Bachelor's or higher
- 56.7%
- Land area
- 17.3 sq mi
676/sq mi
▲ 33% vs US
higher than 82% of US ZIPs
▲ 202% vs US
higher than 96% of US ZIPs
Median age 56.1
New York
ZIP code 08226 in Ocean City, New Jersey has a population of 11,701. The median household income is $101,782, which is 33% above the national average. Median home value is $840,500, 202% above the US average. 56.7% of residents hold a bachelor's degree or higher.
ZIP code 08226 is classified by USPS as a standard delivery area and covers roughly 17.3 square miles in Ocean City, Cape May County, New Jersey. The area is home to 11,701 residents, producing a population density of 676 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08226 against New Jersey and the nation.
On the economic side, the median household income for ZIP 08226 sits at $101,782 (17% below the New Jersey average), while per-capita income is $71,999. The poverty rate stands at 9.8% and the unemployment rate at 3.2%. On housing, the median home value is $840,500 (63% above the state average) with median rent at $1,683 per month, and 72.7% of occupied units are owner-occupied, a direct signal of whether 08226 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.7% of adults hold a bachelor's degree or higher, the median age is 56.1, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cape May County, so you can benchmark 08226 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 08226
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 08226.
- Accommodation and food services
Accommodation and food services
134 establishments
- Retail trade
Retail trade
109 establishments
- Other services (except public administration)
Other services (except public administration)
58 establishments
- Construction
Construction
55 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
54 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08226, Ocean City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,701
Population
17.3
Area (sq mi)
676
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08226?
56.1
Median Age
46.0%
Male
54.0%
Female
7.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,782
Median Household Income
-17% vs state
$71,999
Per Capita Income
9.8%
Poverty Rate
3.2%
Unemployment Rate
27.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,191
Total Housing Units
5,689
Occupied Units
15,502
Vacant Units
1.97
Avg Household Size
Occupancy Type
$840,500
Median Home Value
+63% vs state
$1,683
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.9%
YoY Change (2024)
421
HPI Index (2000 = 100)
+321%
Total Change Since 2000
Home values in ZIP 08226 have increased 0.9% over the past year (2024). Since 2000, this ZIP has seen +321% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.0% | 268 |
| 2021 | +20.1% | 322 |
| 2022 | +22.8% | 396 |
| 2023 | +5.4% | 417 |
| 2024 | +0.9% | 421 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 571 business establishments in ZIP 08226, employing approximately 3,283 people with a combined annual payroll of $175,667,000.
571
Businesses
3,283
Employees
$175.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 134 | 23.5% |
| Retail trade | 109 | 19.1% |
| Other services (except public administration) | 58 | 10.2% |
| Construction | 55 | 9.6% |
| Real estate and rental and leasing | 54 | 9.5% |
| Professional, scientific, and technical services | 51 | 8.9% |
| Finance and insurance | 21 | 3.7% |
| Administrative and support and waste management and remediation services | 20 | 3.5% |
| Arts, entertainment, and recreation | 20 | 3.5% |
| Health care and social assistance | 19 | 3.3% |
| Educational services | 8 | 1.4% |
| Manufacturing | 7 | 1.2% |
| Wholesale trade | 5 | 0.9% |
| Transportation and warehousing | 5 | 0.9% |
| Information | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08226 vs 08223 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08223 | Marmora, NJ | 4,125 | 3.0 mi |
| 08244 | Somers Point, NJ | 10,849 | 3.5 mi |
| 08221 | Linwood, NJ | 7,092 | 5.4 mi |
| 08403 | Longport, NJ | 997 | 5.0 mi |
| 08248 | Strathmere, NJ | 158 | 6.0 mi |
| 08234 | Egg Harbor Township, NJ | 42,532 | 8.2 mi |
| 08225 | Northfield, NJ | 8,659 | 7.3 mi |
| 08402 | Margate City, NJ | 6,354 | 6.6 mi |
| 08230 | Ocean View, NJ | 5,599 | 7.3 mi |
| 08406 | Ventnor City, NJ | 10,650 | 8.2 mi |
More ZIP Codes in Cape May County
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Frequently Asked Questions
What county is ZIP code 08226 in? ▼
What is the population of ZIP code 08226? ▼
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How many businesses are in ZIP code 08226? ▼
What are the main industries in ZIP code 08226? ▼
How have home values changed in ZIP code 08226? ▼
What is the education level in ZIP code 08226? ▼
What is the average commute time in ZIP 08226? ▼
What percentage of residents own vs. rent in ZIP 08226? ▼
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ZIP Code Research Guides
Official Data Resources for Ocean City, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.