Residential delivery area · New Jersey
ZIP Code 08226: Ocean City, NJ
ZIP code 08226 is in Ocean City, New Jersey, entirely in Cape May County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $101,782 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Ocean City · its only residential ZIP
- County
- Cape May County
- Census places
- Ocean City
- Metro area
- Atlantic City-Hammonton, NJ
- House district
- NJ-2 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 6.8 sq mi · 1,668 people per sq mi
Where is ZIP code 08226?
08226 centers on 39.264°, -74.608° and covers 6.8 square miles of land plus 6.3 of water. It borders 5 ZIP codes: 08223, 08244, 08403, 08248, 08230.
The map draws ZIP code areas only. For the streets inside 08226, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 08226 compare with the rest of Cape May County?
| Measure | 08226 | In Cape May County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 11,261 | 4th of 16 | 280th of 598 |
| Median household income | $102k | 5th of 10 | 304th of 476 |
| Median home value | $841k | 3rd of 11 | 53rd of 515 |
Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 83% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 08226?
The 2020 Census counted 11,229 people in 08226; the ACS, which samples households over 2020-2024, estimates 11,261. Between the 2010 and 2020 censuses its population fell 4.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 11,261
- 2020 Census count
- 11,229−4.0% since 2010 (11,701)
- Households
- 5,689
- Median age
- 56.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 08226?
Of the 11,261 people the ACS estimates in 08226, 15.5% are under 18 and 33.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.4%).
- Under 1815.5%
- 18 to 6450.8%
- 65 and older33.8%
- White, not Hispanic84.4%
- Hispanic or Latino9.1%
- Black, not Hispanic3.4%
- Other or two or more2.9%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 08226 earn?
Median household income is $101,782 (ACS 2020-2024), the 5th highest of the 10 ranked ZIP codes in Cape May County. It is not measurably different from 2015-2019 ($99,479 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $101,782±$11,565
- Income per person
- $71,999
- Below the poverty line
- 9.8%
- Unemployed (of the labor force)
- 3.2%
- Adults 25+ with a bachelor's degree
- 56.7%
- Adjusted gross income per tax return, 2022
- $141,4296,120 returns; wages 43% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 08226?
FHFA's house price index for 08226, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 69% from 2020 to 2025, and moved +7.9% in 2025.
- Median home value (owners' estimate)
- $840,500
- Median gross rent
- $1,683
- Homes owned by their occupants
- 72.7%
- Housing units
- 21,191
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 08226?
571 business establishments had a location in this ZIP code in 2023, 30 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services134
- Retail trade109
- Other services (except public administration)58
- Construction55
- Real estate and rental and leasing54
- Professional, scientific, and technical services51
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 08226?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 08223 | Marmora | 4,048 | $107k | 2.7 mi |
| 08244 | Somers Point | 10,659 | $70k | 3.6 mi |
| 08403 | Longport | 1,046 | $111k | 5.1 mi |
| 08248 | Strathmere | 266 | $109k | 5.5 mi |
| 08230 | Ocean View | 5,700 | $115k | 6.8 mi |
| 08221 | Linwood | 6,992 | $156k | 5.7 mi (near) |
| 08402 | Margate City | 5,234 | $122k | 7.0 mi (near) |
| 08225 | Northfield | 8,456 | $112k | 7.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.