PlainZIP

Bedford, NY · standard

ZIP Code 10506

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,790
137/sq mi
$250,001
Median income
$1,175,500
Median home value
85.1%
Bachelor's or higher

The verdict

Bedford pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 2%
home value, US ZIPs
137
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10506 against every reporting US ZIP.

ZIP code 10506 is a mid-sized community (a standard USPS delivery area) in Bedford, Westchester County, New York, home to 5,790 residents across 42.4 square miles, a density of 137 people per square mile, in the New York time zone.

ZIP 10506 skews affluent, with a median household income of $250,001 (170% above the New York average), while per-capita income is $141,676. Poverty here runs at 3.4%, with unemployment measured at 4.2%. On housing, the median home value is $1,175,500 (211% above the state average) with median rent at $2,600 per month, and 97.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 85.1% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 45 minutes. To put 10506 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Westchester County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10506

Top 5 sectors by establishment count in Bedford, NY

Which industries have the most business establishments in ZIP 10506.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10506, Bedford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,790

Population

42.4

Area (sq mi)

137

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10506?

44.6

Median Age

52.0%

Male

48.0%

Female

7.6%

Foreign-Born

White 88.9%
African American 1.3%
Asian 2.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$250,001

Median Household Income

+170% vs state

$141,676

Per Capita Income

3.4%

Poverty Rate

4.2%

Unemployment Rate

44.7 min

Mean Commute Time

How ZIP 10506 ranks nationally

Bedford, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$250,001 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.8%
Bachelor's Degree or Higher 85.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,411

Total Housing Units

2,240

Occupied Units

171

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 97.4%
Renter 2.6%

$1,175,500

Median Home Value

+211% vs state

$2,600

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

184

HPI Index (2000 = 100)

+84%

Total Change Since 2000

Home values in ZIP 10506 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +84% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 136
2021 +4.7% 143
2022 +5.1% 150
2023 +12.4% 169
2024 +8.8% 184

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 240 business establishments in ZIP 10506, employing approximately 1,404 people with a combined annual payroll of $85,392,000.

240

Businesses

1,404

Employees

$85.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 41 17.1%
Real estate and rental and leasing 33 13.8%
Retail trade 28 11.7%
Construction 25 10.4%
Health care and social assistance 17 7.1%
Other services (except public administration) 17 7.1%
Arts, entertainment, and recreation 13 5.4%
Finance and insurance 12 5.0%
Educational services 12 5.0%
Administrative and support and waste management and remediation services 11 4.6%
Accommodation and food services 11 4.6%
Wholesale trade 7 2.9%
Agriculture, forestry, fishing and hunting 6 2.5%
Information 4 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10506 vs 10576 →

ZIP 10506 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10506 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10506 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10506 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10576 Pound Ridge, NY 5,116 3.6 mi
10507 Bedford Hills, NY 6,408 3.9 mi
10549 Mount Kisco, NY 16,638 4.6 mi
10518 Cross River, NY 1,268 5.7 mi
06903 Stamford, CT 14,499 4.9 mi
06831 Greenwich, CT 14,792 7.1 mi
10504 Armonk, NY 7,987 5.5 mi
10536 Katonah, NY 10,739 6.2 mi
10526 Goldens Bridge, NY 1,809 7.3 mi
10597 Waccabuc, NY 968 7.5 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Bedford, NY New York

Frequently Asked Questions

What county is ZIP code 10506 in? ▼
ZIP code 10506 (Bedford) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10506? ▼
ZIP code 10506 in Bedford, NY has a population of 5,790 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10506? ▼
The median household income in ZIP 10506 is $250,001, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10506? ▼
The median home value in ZIP 10506 is $1,175,500, which is 323% above the national average of $278,155.
What is the demographic makeup of ZIP 10506? ▼
The largest racial group in ZIP 10506 is White at 88.9%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 10506? ▼
ZIP code 10506 has 240 business establishments employing approximately 1,404 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10506? ▼
The top industries by establishment count in ZIP 10506 are: Professional, scientific, and technical services (41), Real estate and rental and leasing (33), Retail trade (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10506? ▼
According to the FHFA House Price Index, home values in ZIP 10506 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 84%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10506? ▼
In ZIP code 10506, 90.8% of residents aged 25+ have a high school diploma or higher, and 85.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10506? ▼
The mean commute time for workers in ZIP code 10506 is 44.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10506? ▼
In ZIP code 10506, approximately 97.4% of occupied housing units are owner-occupied and 2.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10506? ▼
The poverty rate in ZIP code 10506 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.